Best BMW X4 Auto Insurance Rates 2021

The price of car insurance for the BMW X4 depends on a lot of factors. Among the things that can impact your BMW X4 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X4 also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • Safety features of the BMW X4 can earn you a car insurance discount
  • Crash test ratings have an impact on BMW X4 auto insurance rates
  • The cost of insurance for a BMW X4 depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW X4 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW X4 right here.

Take a look at what you can expect in terms of insurance rates for the BMW X4 and compare it to other similar vehicles. Then find out how the BMW X4 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW X4 right here.

If you need insurance for a BMW X4 right now, we can help. Enter your ZIP code for free BMW X4 car insurance quotes from top companies.

What impacts the cost of BMW X4 insurance?

The average annual rate for the BMW X4 is just that, an average. Your insurance rates for a BMW X4 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X4.

BMW X4 Crash Test Ratings

Good BMW X4 crash test ratings can lower your BMW X4 auto insurance rates. You can see BMW X4 crash test results here.

BMW X4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X4 SUV AWD N/R N/R N/R N/R
2020 BMW X4 M SUV AWD N/R N/R N/R N/R
2019 BMW X4 SUV AWD N/R N/R N/R N/R
2018 BMW X4 SUV AWD N/R N/R N/R N/R
2017 BMW X4 SUV AWD N/R N/R N/R N/R
2016 BMW X4 SUV AWD N/R N/R N/R N/R

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Ways to Save on BMW X4 Insurance

Save more on your BMW X4 car insurance rates. Take a look at the following five strategies that will get you the best BMW X4 auto insurance rates possible.

  • Remove young drivers from your BMW X4 insurance when they move out or go to school
  • Consider ride sharing services to lower your BMW X4 mileage
  • Choose a BMW X4 with cheaper repair costs
  • Reduce modifications on your BMW X4
  • If you’re a young driver living at home, add yourself to your parents’ plan

Top BMW X4 Insurance Companies

What is the best company for affordable BMW X4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW X4 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW X4.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW X4 Insurance Quotes Online

You can start comparing quotes for BMW X4 insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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