Best BMW X1 Auto Insurance Rates 2021

BMW X1 insurance rates will vary depending on personal factors, but you can expect to get discounts thanks to safety features like Driver Air Bag and Lane Departure Warning. Comparing BMW X1 rates from numerous companies can help you save. The BMW X1 has an MSRP of $35,400, but that cost will vary by trim level.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

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Things to Remember

  • The BMW X1 has safety features that include Driver Air Bag and Lane Departure Warning
  • Safety features of the BMW X1 can earn you a car insurance discount
  • The MSRP of the BMW X1 is $35,400

If you’re looking to buy a BMW X1, you will want to know the details first. We’ve put together information on insurance for the BMW X1 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW X1 will run you.

Read on to learn all about the BMW X1 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW X1 with confidence.

To see fast, free BMW X1 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW X1 insurance rate from top companies right away.

What impacts the cost of BMW X1 insurance?

The BMW X1 trim and model you choose can impact the total price you will pay for BMW X1 insurance coverage.
You can also expect your BMW X1 rates to be affected by where you live, your driving history, and in most states your age and gender.

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How much is the BMW X1?

If you’re looking to buy a BMW X1, price is probably a factor for you. The MSRP of the BMW X1 is $35,400, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

BMW X1 Safety Ratings

Your BMW X1 car insurance rates are tied to the safety ratings of the BMW X1. See the breakdown here.

BMW X1 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

BMW X1 Crash Test Ratings

BMW X1 crash test ratings can impact the cost of your BMW X1 car insurance. See BMW X1 crash test results here.

BMW X1 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X1 SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 BMW X1 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 BMW X1 SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 BMW X1 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 BMW X1 SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 BMW X1 SUV AWD 5 stars 4 stars 5 stars 4 stars

BMW X1 Safety Features

BMW X1 safety features can lower the cost of your insurance. The safety features for the BMW X1 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights
  • Lane Departure Warning

Ways to Save on BMW X1 Insurance

Save more on your BMW X1 car insurance rates. Take a look at the following five strategies that will get you the best BMW X1 auto insurance rates possible.

  • Buy an older BMW X1
  • Ask about retiree discounts
  • Start searching for new BMW X1 car insurance a month before your renewal
  • Re-check BMW X1 quotes every 6 months
  • Use an accurate job title when requesting BMW X1 auto insurance

Top BMW X1 Insurance Companies

Several insurance companies offer competitive rates for the BMW X1 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X1 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW X1 Insurance Quotes Online

You can compare quotes for BMW X1 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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