Best BMW 5 series Auto Insurance Rates 2021

The price of car insurance for the BMW 5 series depends on a lot of factors. Among the things that can impact your BMW 5 series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 5 series also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW 5 series auto insurance rates
  • The MSRP of the BMW 5 series is $54,200
  • The cost of insurance for a BMW 5 series depends on the trim level

If you’re looking to buy a BMW 5 series, you will want to know the details first. We’ve put together information on insurance for the BMW 5 series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 5 series will run you.

Read on to learn all about the BMW 5 series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 5 series with confidence.

To see fast, free BMW 5 series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 5 series insurance rate from top companies right away.

What impacts the cost of BMW 5 series insurance?

The average annual rate for the BMW 5 series is just that, an average. Your insurance rates for a BMW 5 series can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW 5 series.

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How much is the BMW 5 series?

The MSRP for a BMW 5 series is listed as $54,200. Of course, this cost will vary depending on the trim level of the BMW 5 series you choose and any dealer incentives that might be available to you.

BMW 5 series Safety Ratings

Your BMW 5 series car insurance rates are tied to the safety ratings of the BMW 5 series. See the breakdown here.

BMW 5 series Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Ways to Save on BMW 5 series Insurance

If you want to reduce the cost of your BMW 5 series insurance rates, follow these tips below:

  • Pay your bills on time — especially BMW 5 series payments and insurance
  • Ask for a higher deductible for your BMW 5 series insurance policy
  • Tell your insurer about different drivers or uses for your BMW 5 series
  • Start searching for new BMW 5 series car insurance a month before your renewal
  • Audit your BMW 5 series driving when you move to a new location or start a new job

Top BMW 5 series Insurance Companies

What is the best company for affordable BMW 5 series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 5 series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 5 series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 5 series Insurance Quotes Online

Save money by comparing BMW 5 series insurance rates with free quotes online now.

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