Best BMW 4 Series Auto Insurance Rates 2022

Auto insurance for the BMW 4 Series will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4 Series has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4 Series auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The cost of insurance for a BMW 4 Series depends on the trim level
  • Crash test ratings have an impact on BMW 4 Series auto insurance rates
  • Safety features of the BMW 4 Series can earn you a car insurance discount

Before you buy a BMW 4 Series, or even if you already own one, you’ll want to get the best BMW 4 Series auto insurance rates. The cost of auto insurance for a BMW 4 Series can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable BMW 4 Series auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a 4 Series. You can also compare BMW 4 Series auto insurance rates to the average cost of insurance for competitors like Honda Civic del Sol and Ford Thunderbird.

To compare BMW 4 Series auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the BMW 4 Series expensive to insure?

Take a look at how insurance rates for similar models to the BMW 4 Series look. These insurance rates for other coupes like the Ford Thunderbird, Honda Civic del Sol, and Mercedes-Benz E-Class Coupe give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW 4 Series

Vehicle Comprehensive Collision Liability Total
Nissan GT-R $442 $988 $354 $1,920
Chevrolet Corvette $494 $922 $264 $1,790
Audi TT $382 $714 $398 $1,652
Cadillac ATS Coupe $344 $686 $398 $1,586
Hyundai Veloster $308 $524 $416 $1,406
Dodge Challenger $404 $688 $420 $1,692
Cadillac ATS-V $406 $834 $398 $1,796
Chrysler Sebring $206 $346 $464 $1,174

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What impacts the cost of BMW 4 Series insurance?

As with any car, your BMW 4 Series car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW 4 Series trim level you buy will also have an impact on the total price you will pay for BMW 4 Series insurance coverage.

BMW 4 Series Crash Test Ratings

Good BMW 4 Series crash test ratings can lower your BMW 4 Series auto insurance rates. You can see BMW 4 Series crash test results here.

BMW 4 Series Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW 4 Series Gran Coupe 4 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW 4 Series C RWD N/R N/R N/R N/R
2020 BMW 4 Series C AWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2020 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series C RWD N/R N/R N/R N/R
2019 BMW 4 Series C AWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2019 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series C RWD N/R N/R N/R N/R
2018 BMW 4 Series C AWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2018 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series C RWD N/R N/R N/R N/R
2017 BMW 4 Series C AWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2017 BMW 4 Series 2 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series C RWD N/R N/R N/R N/R
2016 BMW 4 Series C AWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 4 DR AWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR RWD N/R N/R N/R N/R
2016 BMW 4 Series 2 DR AWD N/R N/R N/R N/R

Ways to Save on BMW 4 Series Insurance

If you want to reduce the cost of your BMW 4 Series insurance rates, follow these tips below:

  • Start searching for new BMW 4 Series car insurance a month before your renewal
  • Purchase a roadside assistance program for your BMW 4 Series
  • Ask for a higher deductible for your BMW 4 Series insurance policy
  • Improve your credit score
  • Consider BMW 4 Series insurance costs before buying a BMW 4 Series

Top BMW 4 Series Insurance Companies

Several insurance companies offer competitive rates for the BMW 4 Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 4 Series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 4 Series Insurance Quotes Online

You can compare quotes for BMW 4 Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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