Anyone who has shopped for insurance knows it can be a confusing topic for the uninitiated. Blindly signing up for state minimums when it comes to auto insurance can leave you in a bind down the road. Or buying health insurance based solely on premium price without researching the coverage can cost you a lot of money if the policy is not right for you.
We have put together guides for the different insurance types that most individuals and families will need at some point in their life. These guides are designed to give a general overview of the type of insurance, who needs it, what you should look for, and how to buy it. They are the perfect starting point for people wanting to learn more about a specific type of insurance but are not sure where to turn.
Car Insurance Guide – Many people simply sign up for the minimum amount of auto insurance required by their state, since it generally keeps the premiums down. While this may be suitable for some individuals, it is by no means the right fit for all. Having a better understanding of what auto insurance covers and how the costs are calculated can help point you in the right direction when it comes to determining how much coverage you need. This guide explains the basic of car insurance, how much you should get, and what things impact the cost. A must read for anyone considering signing up for new car insurance or switching carriers.
Home Insurance Guide – Homeowners insurance comes in many shapes and sizes, and having the right policy can mean the difference between a minor inconvenience and an all-out financial disaster. Some people assume that simply having a policy is enough to protect their largest asset, but the truth is that not all policies are created equal. There are many common disasters that are not covered by a standard home insurance policy. This guide goes over what homeowners insurance is, what the different types are, and explains the best ways to buy it. Anyone who currently owns a home or is considering purchasing one in the near future should read this guide.
Life Insurance Guide – Even though people generally prefer to avoid the topic of death, it is an inevitable part of life. So too is life insurance for anyone who has people that depend on them. Individuals and families often make the mistake of assuming life insurance is only for people who have jobs and make money for the family, but the truth is that there are often multiple people in a household that should have a life insurance policy. This guide discusses what life insurance is, who should have it, and where you should get it. If you have anyone that depends on you for anything, you should read this.
Health Insurance Guide – With the costs of healthcare rising at an alarming rate, it has never been more important to have proper coverage for you and your loved ones. Health insurance comes in all shapes and sizes, and there is no such thing as a one-size-fits-all plan. There are multiple different types of healthcare coverage, and every family or individual has their own specific needs. This guide gives an overview of the different types of health insurance plans, covers the best places to buy health insurance, and discusses who should have it. Anyone without health insurance or considering changing their coverage should read this guide.