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What is the Best Car Insurance for a Mercury Mariner?

If you want to buy inexpensive Mercury Mariner insurance coverage then you should know that a policy will cost $89 per month ($1,062 per year) on average. Teens pay the highest rates at up to $3,882 a year, while good drivers may only pay $624.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,062 a year or $89 each month
  • A liability-only policy costs around $425 a year or $35 each month
  • Highest rates are for teenage drivers at around $3,882 a year or $324 each month
  • Good drivers can save as much as $438 a year by earning policy discounts
  • Mercury Mariner insurance costs around $457 less per year than the average vehicle

Mercury Mariner insurance rates are quite a bit less than the average vehicle with full coverage averaging $1,062 a year or $89 a month. Teen drivers will pay the highest rates around $3,882 a year or $324 a month as they’re considered high-risk to insurance companies.

Good drivers can save up to $438 a year in policy discounts by remaining safe and courteous out on the roads. Let’s take a closer look at Mercury Mariner insurance rates, safety features, and more.

You can start comparing quotes for Mercury Mariner car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercury Mariner Insurance Cost

The average Mercury Mariner auto insurance costs are $1,062 a year or $89 a month.

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Are Mercury Mariners Expensive to Insure?

The chart below details how Mercury Mariner insurance rates compare to other SUVs like the Acura RDX, Toyota Highlander, and Mercedes-Benz GLE 350.

Vehicle Comprehensive Collision Liability Total
Acura RDX $308 $532 $316 $1,292
Toyota Highlander $332 $512 $390 $1,392
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Honda Passport $362 $656 $316 $1,470
Jeep Cherokee $348 $626 $466 $1,640
BMW X3 $376 $656 $372 $1,562

However, there are a few things you can do to find the cheapest Mercury insurance rates online.

What Impacts the Cost of Mercury Mariner Insurance?

The Mercury Mariner trim and model you choose can impact the total price you will pay for Mercury Mariner car insurance coverage.

Age of the Vehicle

Older Mercury Mariner models generally cost less to insure. For example, auto insurance rates for a 2011 Mercury Mariner are $1,062, while 2010 Mercury Mariner rates are $1,038, a difference of $24.

Model Year Comprehensive Collision Liability Total
2011 Mercury Mariner $206 $330 $390 $1,062
2010 Mercury Mariner $198 $310 $394 $1,038

Driver Age

Driver age can have a significant impact on the cost of Mercury Mariner auto insurance. For example, 20-year-old drivers pay as much as $1,346 more each year for their Mercury Mariner auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Mercury Mariner insurance rates. For example, drivers in Los Angeles may pay $913 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Mercury Mariner auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mariner car insurance with violations on their driving record.

Mercury Mariner Safety Ratings

Your Mercury Mariner auto insurance rates are tied to the Mercury Mariner’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Marginal
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Mercury Mariner Crash Test Ratings

If the Mercury Mariner crash test ratings are good, you could have lower Mercury Mariner car insurance rates. See Mercury Mariner crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mercury Mariner 3 3 3 3
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mercury Mariner Safety Features

The safety features of the Mercury Mariner can impact your Mercury Mariner car insurance rates. The Mercury Mariner has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Mercury Mariner Finance and Insurance Cost

If you are financing a Mercury Mariner, most lenders will require your carry higher Mercury Mariner coverages including comprehensive coverage, so be sure to compare Mercury Mariner car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mercury Mariner Insurance

There are many ways that you can save on Mercury Mariner car insurance. Below are five actions you can take to find cheap Mercury Mariner auto insurance rates.

  • Remove Young Drivers from Your Mercury Mariner Insurance Plan
  • Buy a Dashcam for Your Mercury Mariner
  • Reduce Modifications on Your Mercury Mariner
  • Get Cheaper Mercury Mariner Car Insurance Rates as a Full-Time Parent
  • Remove Young Drivers from Your Mercury Mariner Insurance When They Move Out or Go to School

Top Mercury Mariner Insurance Companies

Who is the top car insurance company for Mercury Mariner insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mariner auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mariner offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mercury Mariner Insurance Quotes Online

You can start comparing quotes for Mercury Mariner insurance from some of the top car insurance companies by using our free online tool today.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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