Life Insurance for Missionaries

International travel insurance plans best meet short-term missionary insurance needs. Long-term missionaries will find international missionary health insurance plans a better fit.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 1, 2022

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The Highlights

  • Short-term missions, less than one year, should look towards international travel insurance plans.
  • Long-term missions over a year and career missionaries will prefer international missionary health insurance plans for comprehensive coverage.
  • Group rates are available without affecting the quality of a missionary insurance policy or benefits.
  • Dangerous locations will need more comprehensive coverage to protect against any foreseeable emergency.

Are you traveling abroad for missionary or volunteer work? You’ll need life insurance tailored for missionaries to provide medical care and coverage in the event of an emergency.

It’s no secret that missionary work can be dangerous and deadly. There are unstable locations where people aren’t receptive to their religion getting challenged. Life insurance can provide some much-needed protection.

Many missionary plans provide coverage for family members and maternity care. If the trip becomes longer, missionary insurances are renewable. Costs may chance, since you’ll need to reevaluate prices for the amount of time you’ll be out of the U.S. and factor in what coverage you’ll need.

Missionary insurance covers a wide range of possibilities. Plans for individuals, families, and groups are available. If you’re leaving the country for a mission, you can get quotes online to find the best insurance company for your needs. We have a free, online comparison tool, all you have to do is enter your ZIP code.

What’s the best life insurance for missionaries?

Insurance for missionaries ranges from a few days to career missionaries. Some plans could also work as life insurance for expats.

The international travel insurance plans offer ideal coverage for short-term missions. These often include medical evacuation, repatriation, maternity complications, and more.

However, long-term and career missionaries might prefer international missionary health insurance plans. These often include medical coverage, medical evacuation, repatriation, maternity, coverage for a pre-existing condition, furlough coverage, and more.

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Can I get group life insurance for missionaries?

You absolutely can get group life insurance for missionaries, because you’ll want continuous coverage while you’re traveling. Policy and benefits are often the same between individual and group missionary insurance. The main difference is in the payment.

Groups of five or more people receive a discount that reflects the number of individuals insured. Insurance is paid collectively in one form. Individual policyholders pay for their own missionary insurance policy.

What benefits coverage is needed for dangerous locations?

Travel Advisories provide indicators to determine if your destination is dangerous.

Missionaries needs overseas medical insurance because they are far from home and their primary insurance won’t be usable. Dangerous locations also need emergency evacuation, trip cancellation, political evacuation, and other benefits. Other benefits to look into cover issues such as war, terrorism, kidnapping, and ransom. Since there are other risks associated with traveling that aren’t related to medical expenses, it’s always better to be safe rather than sorry.

Define your missionary group’s global risk requirements to find the necessary advice, solutions, and ongoing service and support around the world. Be sure to do your research before you buy missionary life insurance.

Missionary insurance usually come from large and secure global missionary life insurance companies.

Whether a missionary needs insurance for a short-term mission or a long-term mission, they can enter your ZIP code into our free, online comparison tool to get quotes to make sure they have the care they need.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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