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Jeep Grand Cherokee Insurance Cost Estimate

Jeep Grand Cherokee insurance costs around $118/mo for full coverage and $47/mo for liability-only policies. Good drivers can save up to $583 a year by remaining claim-free. Enter your zip code below to start comparing Jeep Grand Cherokee insurance quotes online.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 30, 2020

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Key takeaways:

  • Full coverage costs around $1,414 a year or $118 each month
  • A liability-only policy costs around $567 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,168 a year or $431 each month
  • Good drivers can save as much as $583 a year by earning policy discounts
  • Jeep Grand Cherokee insurance costs around $105 less per year than the average vehicle

Jeep Grand Cherokee insurance rates are around $105 less yearly than the average vehicle, with full coverage costing around $1,414 a year or $118 a month. Drivers of older vehicles may choose to get only liability coverage which averages $567 a year or $47 a month. Good drivers can save up to $583 a year by remaining claim-free. Let’s look at Jeep Grand Cherokee insurance rates, safety ratings, and more.

You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Grand Cherokee Insurance Cost

The average Jeep Grand Cherokee auto insurance costs are $1,414 a year or $118 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Jeep Grand Cherokees Expensive to Insure?

The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the Honda Passport, Audi Q7, and Mitsubishi Outlander.

Vehicle Comprehensive Collision Liability Total
Jeep Grand Cherokee $322 $562 $372 $1,414
Honda Passport $362 $656 $316 $1,470
Audi Q7 $394 $714 $398 $1,664
Mitsubishi Outlander $306 $542 $332 $1,316
Buick Enclave $348 $594 $372 $1,472
Cadillac Escalade ESV $464 $720 $390 $1,732
Ford Flex $332 $566 $398 $1,454

However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Grand Cherokee Insurance?

The Jeep Grand Cherokee trim and model you choose will affect the total price you will pay for Jeep Grand Cherokee insurance coverage.

Age of the Vehicle

Older Jeep Grand Cherokee models generally cost less to insure. For example, auto insurance for a 2020 Jeep Grand Cherokee costs $1,414, while 2010 Jeep Grand Cherokee insurance costs are $1,156, a difference of $258.

Model Year Comprehensive Collision Liability Total
2020 Jeep Grand Cherokee $322 $562 $372 $1,414
2019 Jeep Grand Cherokee $306 $542 $390 $1,396
2018 Jeep Grand Cherokee $294 $536 $398 $1,386
2017 Jeep Grand Cherokee $284 $524 $416 $1,382
2016 Jeep Grand Cherokee $274 $502 $430 $1,364
2015 Jeep Grand Cherokee $260 $484 $442 $1,344
2014 Jeep Grand Cherokee $250 $450 $452 $1,310
2013 Jeep Grand Cherokee $240 $424 $456 $1,278
2012 Jeep Grand Cherokee $230 $380 $460 $1,228
2011 Jeep Grand Cherokee $214 $350 $460 $1,182
2010 Jeep Grand Cherokee $206 $328 $464 $1,156

Driver Age

Driver age can have a significant effect on Jeep Grand Cherokee car insurance rates. For example, 20-year-old drivers pay $1,730 more for their Jeep Grand Cherokee car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in Jacksonville may pay $848 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Grand Cherokee auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee auto insurance rates with violations on their driving record.

Jeep Grand Cherokee Safety Ratings

Your Jeep Grand Cherokee car insurance rates are tied to the safety ratings of the Jeep Grand Cherokee. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Poor
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Jeep Grand Cherokee Crash Test Ratings

Good Jeep Grand Cherokee crash test ratings can lower your Jeep Grand Cherokee auto insurance rates. See Jeep Grand Cherokee crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2020 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2020 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2020 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2019 Jeep Grand Cherokee SUV 4WD 5 stars 4 stars 5 stars 4 stars
2019 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2019 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee Trackhawk SUV 4WD N/R N/R N/R N/R
2018 Jeep Grand Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Grand Cherokee SUV 2WD 4 stars 4 stars 5 stars 3 stars
2018 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2017 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2017 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2017 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
2016 Jeep Grand Cherokee SUV 4WD 5 stars 5 stars 5 stars 4 stars
2016 Jeep Grand Cherokee SUV 2WD 4 stars 5 stars 5 stars 3 stars
2016 Jeep Grand Cherokee SRT SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jeep Grand Cherokee Safety Features

Having a variety of safety features on your Jeep Grand Cherokee can help lower your Jeep Grand Cherokee insurance costs. The Jeep Grand Cherokee’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor

Jeep Grand Cherokee Insurance Loss Probability

The Jeep Grand Cherokee’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jeep Grand Cherokee auto insurance rates; higher percentages mean higher Jeep Grand Cherokee car insurance rates.

Insurance Coverage Category Loss Rate
Collision -19%
Property Damage 11%
Comprehensive -29%
Personal Injury -38%
Medical Payment -40%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety

Jeep Grand Cherokee Finance and Insurance Cost

If you are financing a Jeep Grand Cherokee, you will pay more if you purchase Jeep Grand Cherokee car insurance at the dealership, so be sure to shop around and compare Jeep Grand Cherokee car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Jeep Grand Cherokee Insurance

There are several ways you can save even more on your Jeep Grand Cherokee car insurance rates. Take a look at the following five tips:

  • Pay Your Jeep Grand Cherokee Insurance Upfront
  • Consider Ride Sharing Services to Lower Your Jeep Grand Cherokee Mileage
  • Pay Your Bills On Time — Especially Jeep Grand Cherokee Payments and Insurance
  • Renew Your Jeep Grand Cherokee Insurance Coverage to Avoid Lapses
  • Wait Six Years for Accidents to Disappear from Your Record

Top Jeep Grand Cherokee Insurance Companies

The best auto insurance companies for Jeep Grand Cherokee car insurance rates will offer competitive rates, discounts, and account for the Jeep Grand Cherokee’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Jeep Grand Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Grand Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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