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How Much is Insurance on a Jeep Patriot?

Jeep Patriot insurance costs average at $105 per month, but you may find different rates for your Jeep Patriot insurance coverage with the companies listed below. Realize that 2008 Jeep Patriot insurance will be cheaper than a 2015 Jeep Patriot insurance cost. Start comparing Jeep Patriot insurance quotes online to find the best coverage.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 29, 2020

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Key takeaways:

  • Full coverage costs around $1,258 a year or $105 each month
  • A liability-only policy costs around $505 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,598 a year or $383 each month
  • Good drivers can save as much as $519 a year by earning policy discounts
  • Jeep Patriot insurance costs around $261 less per year than the average vehicle

Jeep Patriot insurance rates are about $261 less per year than the average vehicle with full coverage costing around $1,258 a year or $105 a month. Drivers who have older Jeep Patriots may choose to get liability-only coverage which averages $505 a year or $42 a month.

Good drivers are eligible for up to $519 a year in policy discounts for staying a safe driver. Let’s take a look at Jeep Patriot insurance rates, crash test ratings, and more.

You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Patriot Insurance Cost

The average Jeep Patriot auto insurance rates are $1,258 a year or $105 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Jeep Patriots Expensive to Insure?

The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Mercedes-Benz GLC 300, Ford Expedition, and Jeep Compass.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Ford Expedition $336 $532 $316 $1,320
Jeep Compass $294 $500 $372 $1,324
Toyota 4Runner $332 $512 $332 $1,312
BMW X3 $376 $656 $372 $1,562
Dodge Durango $348 $562 $372 $1,440

However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Patriot Insurance?

The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot insurance coverage.

Age of the Vehicle

Older Jeep Patriot models generally cost less to insure. For example, auto insurance rates for a 2017 Jeep Patriot are $1,258, while 2010 Jeep Patriot rates are $1,074, a difference of $184.

Model Year Comprehensive Collision Liability Total
2017 Jeep Patriot $248 $436 $416 $1,258
2016 Jeep Patriot $240 $418 $430 $1,246
2015 Jeep Patriot $226 $404 $442 $1,230
2014 Jeep Patriot $218 $374 $452 $1,202
2013 Jeep Patriot $208 $352 $456 $1,174
2012 Jeep Patriot $200 $316 $460 $1,134
2011 Jeep Patriot $188 $292 $460 $1,098
2010 Jeep Patriot $180 $272 $464 $1,074

Driver Age

Driver age can have a significant impact on the cost of Jeep Patriot auto insurance. For example, 20-year-old drivers pay as much as $1,594 more each year for their Jeep Patriot auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Jacksonville may pay $755 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Jeep Patriot auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot car insurance with violations on their driving record.

Jeep Patriot Safety Ratings

Your Jeep Patriot auto insurance rates are influenced by the Jeep Patriot’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Jeep Patriot Crash Test Ratings

Good Jeep Patriot crash test ratings can lower your Jeep Patriot auto insurance rates. See Jeep Patriot crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2017 Jeep Patriot SUV FWD 4 stars 3 stars 5 stars 3 stars
2017 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 2WD 4 stars 3 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jeep Patriot Safety Features

Jeep Patriot safety features can lower the cost of your insurance. The safety features for the 2020 Jeep Patriot include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Jeep Patriot Insurance Loss Probability

The Jeep Patriot’s insurance loss probability varies between different coverage types. The lower percentage means lower Jeep Patriot auto insurance costs; higher percentages mean higher Jeep Patriot auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage 39%
Comprehensive -35%
Personal Injury 23%
Medical Payment 21%
Bodily Injury 40%
Source: Insurance Institute for Highway Safety

Jeep Patriot Finance and Insurance Cost

If you are financing a Jeep Patriot, most lenders will require your carry higher Jeep Patriot coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Patriot car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Jeep Patriot Insurance

There are many ways that you can save on Jeep Patriot car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Jeep Patriot car insurance rates low.

  • Choose Automatic Payments or EFT for Your Jeep Patriot Insurance Policy
  • Be Picky About Who Drives Your Jeep Patriot
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Consider Ride Sharing Services to Lower Your Jeep Patriot Mileage
  • Ask About Usage-Based Insurance for Your Jeep Patriot

Top Jeep Patriot Insurance Companies

Who is the best company for Jeep Patriot insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Patriot insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Patriot offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Jeep Patriot Insurance Quotes Online

You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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