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Hyundai Tucson Insurance Cost Estimate [Rates + Comparison Guide]

The cost of Hyundai Tucson auto insurance rates are $1,294 a year, or around $108 a month on average. Finding Hyundai Tucson teenager insurance coverage can cost on average $4,730 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Hyundai Tucson insurance costs around $225 less per year than the average vehicle

Hyundai Tucson insurance rates are $225 less than the average vehicle, with full coverage insurance costing around $1,294 a year or $108 a month. Good drivers can save up to $534 a year with policy discounts for staying claim-free. Let’s look at Hyundai Tucson insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Tucson car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Tucson Insurance Cost

The average Hyundai Tucson auto insurance rates are $1,294 a year or $108 a month.

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Are Hyundai Tucsons Expensive to Insure?

The chart below details how Hyundai Tucson insurance rates compare to other crossovers like the Lincoln MKT, Kia Niro, and Mazda CX-5.

Vehicle Comprehensive Collision Liability Total
Hyundai Tucson $294 $470 $372 $1,294
Lincoln MKT $370 $626 $450 $1,626
Kia Niro $282 $478 $398 $1,316
Mazda CX-5 $322 $532 $372 $1,384
Lexus RX 450h $390 $718 $420 $1,708
Lincoln MKC $306 $596 $398 $1,458
Lincoln MKX $294 $596 $398 $1,446

However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Tucson Insurance?

The Hyundai Tucson trim and model you choose will affect the total price you will pay for Hyundai Tucson insurance coverage.

Age of the Vehicle

Older Hyundai Tucson models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Tucson costs $1,294, while 2010 Hyundai Tucson insurance costs are $1,084, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Tucson $294 $470 $372 $1,294
2019 Hyundai Tucson $280 $452 $390 $1,280
2018 Hyundai Tucson $270 $448 $398 $1,274
2017 Hyundai Tucson $260 $436 $416 $1,270
2016 Hyundai Tucson $250 $418 $430 $1,256
2015 Hyundai Tucson $238 $404 $442 $1,242
2014 Hyundai Tucson $228 $374 $452 $1,212
2013 Hyundai Tucson $218 $352 $456 $1,184
2012 Hyundai Tucson $210 $316 $460 $1,144
2011 Hyundai Tucson $196 $292 $460 $1,106
2010 Hyundai Tucson $190 $272 $464 $1,084

Driver Age

Driver age can have a significant effect on the cost of Hyundai Tucson car insurance. For example, a 20-year-old driver could pay around $132 more each month for their Hyundai Tucson car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Hyundai Tucson insurance rates. For example, drivers in Jacksonville may pay $776 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Tucson auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Tucson car insurance with violations on their driving record.

Hyundai Tucson Safety Ratings

The Hyundai Tucson’s safety ratings will affect your Hyundai Tucson auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Hyundai Tucson Crash Test Ratings

Poor Hyundai Tucson crash test ratings could mean higher Hyundai Tucson car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
2016 Hyundai Tucson SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Tucson Fuel Cell SUV FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Hyundai Tucson Safety Features

Most drivers don’t realize that not only do Hyundai Tucson safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Hyundai Tucson auto insurance rates. The Hyundai Tucson’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Tucson Insurance Loss Probability

The Hyundai Tucson’s insurance loss probability varies between different coverage types. The lower percentage means lower Hyundai Tucson auto insurance costs; higher percentages mean higher Hyundai Tucson auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -4%
Comprehensive -34%
Personal Injury 8%
Medical Payment 10%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety

Hyundai Tucson Finance and Insurance Cost

If you are financing a Hyundai Tucson, you will pay more if you purchase Hyundai Tucson auto insurance at the dealership, so be sure to shop around and compare Hyundai Tucson auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Hyundai Tucson Insurance

You have more options at your disposal to save money on your Hyundai Tucson auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Hyundai Tucson car insurance rates

  • Remove Unnecessary Insurance Once Your Hyundai Tucson is Paid Off
  • Understand that Your Insurer Can Change Your Hyundai Tucson Auto Insurance Rates Mid-Term for Other Reasons
  • Ask About Usage-Based Insurance for Your Hyundai Tucson
  • Save Money on Young Driver Hyundai Tucson Insurance By Mentioning Grades or GPA
  • Ask About Mature Driver Discounts for Drivers Over 50

Top Hyundai Tucson Insurance Companies

Who is the top car insurance company for Hyundai Tucson insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Tucson auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Tucson offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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