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How Much is Insurance for a Toyota Sienna?

Auto insurance rates for a Toyota Sienna average $1,356 a year, or around $113 a month. Comprehensive, collision, and liability insurance cost around $330, $482, and $383, respectively.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,356 a year or $113 each month
  • A liability-only policy costs around $544 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,956 a year or $413 each month
  • Good drivers can save as much as $559 a year by earning policy discounts
  • Toyota Sienna insurance costs around $163 less per year than the average vehicle

Toyota Sienna insurance rates are about $163 less yearly than the average vehicle with full coverage costing on average $1,356 a year or $113 a month. Good drivers can save up to $559 a year in policy discounts. Let’s take a closer look at Toyota Sienna insurance rates, safety ratings, and more.

You can start comparing quotes for Toyota Sienna car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Sienna Insurance Cost

The average Toyota Sienna car insurance costs are $1,356 a year or $113 a month.

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Are Toyota Siennas Expensive to Insure?

The chart below details how Toyota Sienna insurance rates compare to other vans like the Dodge Grand Caravan, Kia Sedona, and Honda Odyssey.

Vehicle Comprehensive Collision Liability Total
Toyota Sienna $294 $532 $372 $1,356
Dodge Grand Caravan $308 $438 $372 $1,276
Kia Sedona $282 $448 $338 $1,204
Honda Odyssey $280 $532 $372 $1,342
Chrysler Pacifica $348 $532 $316 $1,332

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Sienna Insurance?

The Toyota Sienna trim and model you choose can impact the total price you will pay for Toyota Sienna insurance coverage.

Age of the Vehicle

Older Toyota Sienna models generally cost less to insure. For example, car insurance for a 2020 Toyota Sienna costs $1,356, while 2010 Toyota Sienna insurance costs are $1,122, a difference of $234.

Model Year Comprehensive Collision Liability Total
2020 Toyota Sienna $294 $532 $372 $1,356
2019 Toyota Sienna $280 $512 $390 $1,340
2018 Toyota Sienna $270 $506 $398 $1,332
2017 Toyota Sienna $260 $494 $416 $1,328
2016 Toyota Sienna $250 $474 $430 $1,312
2015 Toyota Sienna $238 $458 $442 $1,296
2014 Toyota Sienna $228 $424 $452 $1,262
2013 Toyota Sienna $218 $400 $456 $1,232
2012 Toyota Sienna $210 $358 $460 $1,186
2011 Toyota Sienna $196 $330 $460 $1,144
2010 Toyota Sienna $190 $310 $464 $1,122

Driver Age

Driver age can have a significant effect on the cost of Toyota Sienna car insurance. For example, 30-year-old drivers pay approximately $60 more for their Toyota Sienna car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Sienna insurance rates. For example, drivers in New York may pay $827 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Sienna car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Sienna car insurance with violations on their driving record.

Toyota Sienna Safety Ratings

Your Toyota Sienna car insurance rates are tied to the safety ratings of the Toyota Sienna. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Toyota Sienna Crash Test Ratings

Not only do good Toyota Sienna crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Toyota Sienna auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Sienna VAN FWD 5 stars 4 stars 5 stars 4 stars
2019 Toyota Sienna VAN AWD 5 stars 4 stars 5 stars 4 stars
2018 Toyota Sienna VAN FWD 5 stars 4 stars 5 stars 4 stars
2018 Toyota Sienna VAN AWD 5 stars 4 stars 5 stars 4 stars
2017 Toyota Sienna VAN FWD 5 stars 4 stars 5 stars 4 stars
2017 Toyota Sienna VAN AWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Sienna VAN FWD 5 stars 4 stars 5 stars 4 stars
2016 Toyota Sienna VAN AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Toyota Sienna Safety Features

The safety features of the Toyota Sienna can impact your Toyota Sienna car insurance rates. The Toyota Sienna has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Toyota Sienna Insurance Loss Probability

The lower percentage means lower Toyota Sienna car insurance rates; higher percentages mean higher Toyota Sienna auto insurance rates. Insurance loss probability on the Toyota Sienna fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage -12%
Comprehensive -1%
Personal Injury -6%
Medical Payment -2%
Bodily Injury -15%
Source: Insurance Institute for Highway Safety

Toyota Sienna Finance and Insurance Cost

If you are financing a Toyota Sienna, most lenders will require your carry higher Toyota Sienna coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Sienna car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Toyota Sienna Insurance

If you want to reduce the cost of your Toyota Sienna insurance rates, follow these tips below:

  • Install an Aftermarket Anti-Theft Device for Your Toyota Sienna
  • Provide Your Toyota Sienna VIN When Requesting Toyota Sienna Auto Insurance Quotes
  • Buy a Dashcam for Your Toyota Sienna
  • Drive Your Toyota Sienna Safely
  • Move to an Area with a Lower Cost of Living

Top Toyota Sienna Insurance Companies

Who is the best auto insurance company for Toyota Sienna insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Sienna auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Sienna offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Toyota Sienna Insurance Quotes Online

You can start comparing quotes for Toyota Sienna insurance from some of the top car insurance companies by using our free online tool today.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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