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How Much is Insurance for a Jaguar XJ? [Rates + Cheap Coverage Guide]

Auto insurance rates for a Jaguar XJ average $1,876 a year, or around $156 a month. Finding Jaguar XJ teenager insurance rates can cost on average $6,857 a year, so shop around to find cheap coverage.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,876 a year or $156 each month
  • A liability-only policy costs around $752 a year or $63 each month
  • Highest rates are for teenage drivers at around $6,857 a year or $571 each month
  • Good drivers can save as much as $773 a year by earning policy discounts
  • Jaguar XJ insurance costs around $357 more per year than the average vehicle

Jaguar XJ insurance rates are quite a bit more than the average vehicle with full coverage costing around $1,876 a year or $156 a month. Good drivers can save up to $773 a year in policy discounts by remaining safe and courteous while out on the road. Let’s take a quick look at Jaguar XJ insurance rates, insurance loss rates, and more.

You can start comparing quotes for Jaguar XJ car insurance rates from some of the best car insurance companies by using our free online tool now.

Jaguar XJ Insurance Cost

The average Jaguar XJ car insurance costs are $1,876 a year or $156 a month.

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Are Jaguar XJs Expensive to Insure?

The chart below details how Jaguar XJ insurance rates compare to other luxury cars like the Volvo S60, Jaguar XF, and Audi A8.

Vehicle Comprehensive Collision Liability Total
Volvo S60 $332 $656 $398 $1,544
Jaguar XF $406 $804 $398 $1,766
Audi A8 $464 $900 $390 $1,912
Audi S7 $532 $1,250 $398 $2,338
Audi A6 $382 $744 $398 $1,682
Audi S8 $658 $1,368 $398 $2,582

However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XJ Insurance?

The Jaguar XJ trim and model you choose can impact the total price you will pay for Jaguar XJ insurance coverage.

Age of the Vehicle

Older Jaguar XJ models generally cost less to insure. For example, car insurance rates for a 2017 Jaguar XJ are $1,876, while 2011 Jaguar XJ rates are $1,522, a difference of $354.

Model Year Comprehensive Collision Liability Total
2017 Jaguar XJ $430 $872 $416 $1,876
2016 Jaguar XJ $414 $836 $430 $1,838
2015 Jaguar XJ $392 $806 $442 $1,798
2014 Jaguar XJ $376 $748 $452 $1,734
2013 Jaguar XJ $362 $704 $456 $1,680
2012 Jaguar XJ $346 $632 $460 $1,596
2011 Jaguar XJ $324 $580 $460 $1,522

Driver Age

Driver age can have a significant effect on Jaguar XJ car insurance rates. As an example, a 30-year-old driver pays around $83 more each year for their Jaguar XJ car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Jaguar XJ insurance rates. For example, drivers in Phoenix may pay $1,032 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XJ car insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XJ car insurance with violations on their driving record.

Jaguar XJ Crash Test Ratings

If the Jaguar XJ crash test ratings are good, you could have lower Jaguar XJ car insurance rates. See Jaguar XJ crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Jaguar XJ 4 DR RWD N/R N/R N/R N/R
2019 Jaguar XJ 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XJ (SWB) 4 DR FWD N/R N/R N/R N/R
2018 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XJ (LWB) 4 DR FWD N/R N/R N/R N/R
2018 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XJ (SWB) 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XJ (LWB) 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XJ (SWB) 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XJ (SWB) 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XJ (LWB) 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XJ (LWB) 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jaguar XJ Safety Features

Jaguar XJ safety features can lower the cost of your insurance. The safety features for the 2020 Jaguar XJ include:

  • Lane departure warning
  • Lane keep assist
  • Emergency braking
  • Blindspot assist
  • Driver condition monitor
  • Traffic sign recognition and adaptive speed limiter
  • Rear traffic monitor

Jaguar XJ Insurance Loss Probability

The Jaguar XJ’s insurance loss probability varies between different coverage types. The lower percentage means lower Jaguar XJ auto insurance costs; higher percentages mean higher Jaguar XJ auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 154%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Jaguar XJ Finance and Insurance Cost

If you are financing a Jaguar XJ, you will pay more if you purchase Jaguar XJ car insurance at the dealership, so be sure to shop around and compare Jaguar XJ car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Jaguar XJ Insurance

You have more options at your disposal to save money on your Jaguar XJ auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Jaguar XJ car insurance rates

  • Start Searching for New Jaguar XJ Car Insurance a Month Before Your Renewal
  • Re-Check Jaguar XJ Quotes Every 6 Months
  • Take Advantage of Referral Fees
  • Use an Accurate Job Title When Requesting Jaguar XJ Auto Insurance
  • Carpool to Work Instead of Driving Your Jaguar XJ

Top Jaguar XJ Insurance Companies

Who is the best company for Jaguar XJ insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XJ insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XJ offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Jaguar XJ Insurance Quotes Online

You can start comparing quotes for Jaguar XJ car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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