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How Much is Insurance for a Dodge Nitro?

The average Dodge Nitro insurance rates are $99/mo for full coverage. However, you can reduce your Dodge Nitro insurance costs by comparing insurance quotes online with our free comparison tool. Read this guide and decide what kind of Dodge Nitro insurance coverage you need to get the most accurate online insurance quote possible.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Aug 17, 2020

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Key takeaways:

  • Full coverage costs around $1,188 a year or $99 each month
  • A liability-only policy costs around $477 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,342 a year or $362 each month
  • Good drivers can save as much as $490 a year by earning policy discounts
  • Dodge Nitro insurance costs around $331 less per year than the average vehicle

Dodge Nitro insurance rates are considerably less than the average vehicle with full coverage averaging around $1,188 a year or $99 a month. Owners of an older Dodge Nitro may choose to get liability-only coverage which averages $477 a year or $40 a month.

Good drivers can get policy discounts up to $490 a year by staying a safe driver. Let’s take a quick look at Dodge Nitro insurance rates, safety features, and more.

You can compare car insurance quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Nitro Car Insurance Cost

The average Dodge Nitro car insurance rates are $1,188 a year or $99 a month.

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Are Dodge Nitros Expensive to Insure?

The chart below details how Dodge Nitro insurance rates compare to other SUVs like the BMW X3, Audi Q3, and Ford Edge.

Vehicle Comprehensive Collision Liability Total
BMW X3 $376 $656 $372 $1,562
Audi Q3 $344 $686 $398 $1,586
Ford Edge $266 $500 $372 $1,296
Mitsubishi Outlander $306 $542 $332 $1,316
Jeep Compass $294 $500 $372 $1,324
Chevrolet Suburban $336 $532 $372 $1,398

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Nitro Insurance?

The Dodge Nitro trim and model you choose can impact the total price you will pay for Dodge Nitro auto insurance coverage. A Dodge Nitro car insurance claim has the potential to increase rates.

Age of the Vehicle

The average Dodge Nitro auto insurance rates are higher for newer models. For example, auto insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.

Model Year Comprehensive Collision Liability Total
2011 Dodge Nitro $196 $292 $520 $1,188
2010 Dodge Nitro $190 $272 $524 $1,166

Driver Age

Driver age can have a significant impact on Dodge Nitro auto insurance rates. For instance, a 30-year-old driver may pay $52 more each year for Dodge Nitro auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Jacksonville may pay $713 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Nitro auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro car insurance with violations on their driving record.

Dodge Nitro Safety Ratings

Your Dodge Nitro car insurance rates are tied to the safety ratings of the Dodge Nitro. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety

Dodge Nitro Crash Test Ratings

Good Dodge Nitro crash test ratings mean the VW is safer, which could mean cheaper Dodge Nitro car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Nitro N/R N/R N/R 3
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Nitro Safety Features

Good Dodge Nitro safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Nitro are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Nitro Finance and Insurance Cost

If you are financing a Dodge Nitro, most lenders will require your carry higher Dodge Nitro coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Nitro auto insurance quotes from the best auto insurance companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Dodge Nitro Insurance

Save more on your Dodge Nitro car insurance rates. Take a look at the following five strategies that will get you the best Dodge Nitro auto insurance rates possible.

  • Add a More Experienced Driver to Your Dodge Nitro Policy
  • Tell Your Insurer About Different Drivers or Uses for Your Dodge Nitro
  • Buy a Dodge Nitro with an Anti-Theft Device
  • Make Sure You’re Raising a Safe Driver
  • Take a Refresher Course as an Older Driver

Top Dodge Nitro Insurance Companies

Who is the top car insurance company for Dodge Nitro insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Nitro auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Nitro offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Dodge Nitro Insurance Quotes Online

To start comparing Dodge Nitro car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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