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How Much is Insurance for a Cadillac ATS?

The average Cadillac ATS car insurance cost is $118/mo for full coverage and $47/mo for liability-only policies. Good drivers may qualify for up to $584 a year in policy discounts for remaining safe and courteous on the road. Compare Cadillac ATS car insurance rates by using our free tool now.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 30, 2020

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Key takeaways:

  • Full coverage costs around $1,416 a year or $118 each month
  • A liability-only policy costs around $568 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,175 a year or $431 each month
  • Good drivers can save as much as $584 a year by earning policy discounts
  • Cadillac ATS insurance costs around $103 less per year than the average vehicle

Cadillac ATS insurance rates are around $103 less yearly than the average vehicle with full coverage costing around $1,416 a year or $118 a month. Drivers of an older Cadillac ATS may choose to get liability coverage only which costs around $568 a year or $47 a month.

Good drivers may qualify for up to $584 a year in policy discounts for remaining safe and courteous on the road. We’re going to look at Cadillac ATS insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac ATS car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac ATS Insurance Cost

The average Cadillac ATS car insurance rates are $1,416 a year or $118 a month.

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Are Cadillac ATSs Expensive to Insure?

The chart below details how Cadillac ATS insurance rates compare to other sedans like the Cadillac CTS, Chevrolet Cruze, and Nissan Sentra.

Vehicle Comprehensive Collision Liability Total
Cadillac ATS $294 $566 $398 $1,416
Cadillac CTS $320 $626 $398 $1,502
Chevrolet Cruze $308 $594 $372 $1,432
Nissan Sentra $254 $570 $390 $1,372
Subaru Impreza $320 $542 $390 $1,410
Nissan Versa $268 $542 $390 $1,358
Volkswagen Passat $332 $600 $390 $1,480

However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac ATS Insurance?

The Cadillac ATS trim and model you choose can impact the total price you will pay for Cadillac ATS insurance coverage.

Age of the Vehicle

The average Cadillac ATS car insurance rates are higher for newer models. For example, car insurance for a 2018 Cadillac ATS costs $1,416, while 2013 Cadillac ATS insurance costs are $1,300, a difference of $116.

Model Year Comprehensive Collision Liability Total
2018 Cadillac ATS $294 $566 $398 $1,416
2017 Cadillac ATS $284 $552 $416 $1,410
2016 Cadillac ATS $274 $530 $430 $1,392
2015 Cadillac ATS $260 $512 $442 $1,372
2014 Cadillac ATS $250 $474 $452 $1,334
2013 Cadillac ATS $240 $446 $456 $1,300

Driver Age

Driver age can have a significant impact on the cost of Cadillac ATS auto insurance. For example, 20-year-old drivers pay as much as $1,794 more each year for their Cadillac ATS auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac ATS insurance rates. For example, drivers in Jacksonville may pay $849 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Cadillac ATS car insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac ATS car insurance with violations on their driving record.

Cadillac ATS Crash Test Ratings

The crash test ratings of the Cadillac ATS can impact your Cadillac ATS car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac ATS-V 4 DR RWD N/R N/R N/R N/R
2019 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2019 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2018 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2018 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2017 Cadillac ATS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac ATS-V 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2017 Cadillac ATS 2DR AWD N/R N/R N/R N/R
2016 Cadillac ATS-V 4 DR RWD N/R N/R 5 stars 5 stars
2016 Cadillac ATS V-Series 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 4 DR RWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Cadillac ATS 2DR RWD N/R N/R N/R N/R
2016 Cadillac ATS 2DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cadillac ATS Safety Features

Cadillac ATS safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac ATS include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Front Tow Hooks
  • Traction Control
  • Emergency Trunk Release

Cadillac ATS Insurance Loss Probability

Another contributing factor that affects Cadillac ATS car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 21%
Property Damage -3%
Comprehensive 3%
Personal Injury 7%
Medical Payment -4%
Bodily Injury -10%
Source: Insurance Institute for Highway Safety

Cadillac ATS Finance and Insurance Cost

When financing a Cadillac ATS, most lenders will require your carry higher Cadillac ATS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac ATS car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Cadillac ATS Insurance

Although it may seem like your Cadillac ATS car insurance rates are set, there are a few measures that you can take to secure the best Cadillac ATS car insurance rates possible. Take a look at the following five ways to save on Cadillac ATS auto insurance.

  • Provide Your Cadillac ATS VIN When Requesting Cadillac ATS Auto Insurance Quotes
  • Drive Your Cadillac ATS Safely
  • Get Cadillac ATS Auto Insurance Through Costco
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Install an Aftermarket Anti-Theft Device for Your Cadillac ATS

Top Cadillac ATS Insurance Companies

Who is the top auto insurance company for Cadillac ATS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac ATS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac ATS offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Cadillac ATS Insurance Quotes Online

You can start comparing quotes for Cadillac ATS auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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