Does Medicare cover adjustable beds?

Does Medicare cover adjustable beds? Most likely, yes. Part B may assist in the cost of either renting or purchasing an adjustable bed as long as both your doctor and the bed provider are Medicare certified providers. To meet Medicare's eligibility requirements for durable medical equipment (DME) like an adjustable bed, you will need a doctor's prescription stating the bed is medically necessary. Read more.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jan 7, 2021

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The Highlights

  • It’s likely that Medicare Part B will cover an adjustable bed.
  • Your doctor and the provider of the adjustable bed must be covered under Medicare.
  • If you only need the bed on a short-term basis you may very able to rent it.

If you’re here today you’re probably trying to figure out if Medicare covers adjustable bed costs. Medicare can be complex, so we’ll go through whether or not Medicare will cover an adjustable bed step by step. If you’d like to learn more about how much you could be paying for services with Medicare in general, read our article What is the maximum out-of-pocket expense with Medicare?

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What is the purpose of the adjustable bed?

What are the different types of hospital beds available? Whether or not you get Medicare to pay for it, there are four types.

A manual hospital bed is adjusted by turning a crank. A variable height hospital bed is a manual bed with adjustable height. The semi-electric hospital bed allows for the adjustment of the head and foot sections of the bed. For this type as well, a manual crank can adjust the height of the bed. Finally, there is the bariatric or “heavy-duty” hospital bed which is made for heavy individuals.

Now, let’s move on to whether or not Medicare will help you pay for the bed you choose.

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Will Medicare cover the adjustable bed?

First, the good news. Medicare Part B will cover the adjustable bed. Now, there is a catch. Both your doctor and the company that actually supplies the bed must be enrolled with Medicare as a provider.

Do you need to own the bed forever? According to healthline.com, If you need it on a short-term basis you may very well be able to just rent it.

What’s DME?

DME stands for durable medical equipment and includes not only beds but other items such as walkers, crutches, and oxygen equipment.

What is Medicare’s qualifying diagnosis for a hospital/adjustable bed?

Eligibility for DME coverage under Medicare, including adjustable beds, requires a prescription from your doctor stating that the bed is medically necessary.

Medicare Parts A and B

What is Medicare Part B? Part B provides outpatient/medical coverage. You would be using this adjustable bed in your own home, hence it being covered by the outpatient portion.

Let’s take a look at the rates for Part B, which is really the part you’ll need before we learn what the other parts will do for you.

Medicare Part B Estimated Monthly Premiums, Deductibles, and Coinsurance Rates
Premium,
Deductible, and
Coinsurance
Estimated Monthly Medicare Part B Rates
Standard Part B
premium
$145
Part B deductible
and coinsurance
$198
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Does Medicare Part A cover emergency room visits? Part A assists in the costs of inpatient/hospital coverage. Part C offers alternative ways for the insured to receive their Medicare benefits. Finally, Part D assists with the cost of prescription drug coverage.

Not too complicated, right? Pretty easy, even. Well get an even easier start on finding competitive health insurance quotes by typing your ZIP code into our free and helpful tool below.

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