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Compare Nissan Frontier Insurance Rates [Everything You Need to Know]

Average Nissan Frontier auto insurance rates cost $116/mo ($1,394 per year). On average, comprehensive coverage costs $340, collision coverage costs $496, and liability coverage costs $393 for Nissan Frontier insurance. Good drivers can save up to $575 a year on these rates by earning discounts.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 18, 2020

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Key takeaways:

  • Full coverage costs around $1,394 a year or $116 each month
  • A liability-only policy costs around $558 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,095 a year or $425 each month
  • Good drivers can save as much as $575 a year by earning policy discounts
  • Nissan Frontier insurance costs around $125 less per year than the average vehicle

Nissan Frontier insurance rates are a bit cheaper than the average vehicle, with full coverage averaging around $1,394 a year or $116 a month. Older vehicles may only need liability coverage which averages $558 a year or $47 a month. Good drivers can save up to $575 a year in policy discounts for remaining claim-free. Let’s take a look at Nissan Frontier insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Frontier car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Frontier Insurance Cost

The average car insurance costs for a Nissan Frontier are $1,394 a year or $116 a month.

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Are Nissan Frontiers Expensive to Insure?

The chart below details how Nissan Frontier insurance rates compare to other trucks like the Chevrolet Silverado 2500HD, Chevrolet Silverado 3500HD, and Honda Ridgeline.

Vehicle Comprehensive Collision Liability Total
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Chevrolet Silverado 3500HD $404 $656 $420 $1,660
Honda Ridgeline $306 $536 $450 $1,472
GMC Canyon $270 $478 $398 $1,304
Chevrolet Silverado $322 $562 $420 $1,484
Toyota Tundra $320 $512 $440 $1,452

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Frontier Insurance?

Even though the average annual rate for the Nissan Frontier is $1,394, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Frontier.

Age of the Vehicle

Older Nissan Frontier models generally cost less to insure. For example, car insurance for a 2020 Nissan Frontier costs $1,394, while 2010 Nissan Frontier insurance costs are $1,186, a difference of $208.

Model Year Comprehensive Collision Liability Total
2020 Nissan Frontier $294 $500 $420 $1,394
2019 Nissan Frontier $280 $482 $440 $1,382
2018 Nissan Frontier $270 $478 $450 $1,378
2017 Nissan Frontier $260 $466 $470 $1,376
2016 Nissan Frontier $250 $446 $486 $1,362
2015 Nissan Frontier $238 $430 $500 $1,348
2014 Nissan Frontier $228 $400 $510 $1,318
2013 Nissan Frontier $218 $376 $514 $1,288
2012 Nissan Frontier $210 $338 $520 $1,248
2011 Nissan Frontier $196 $310 $520 $1,206
2010 Nissan Frontier $190 $292 $524 $1,186

Driver Age

Driver age can have a significant effect on Nissan Frontier car insurance rates. For example, 30-year-old drivers pay $61 more for Nissan Frontier car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Frontier insurance rates. For example, drivers in Los Angeles may pay $516 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Frontier auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Frontier auto insurance rates with violations on their driving record.

Nissan Frontier Safety Ratings

Your Nissan Frontier car insurance rates are influenced by the safety ratings of the Nissan Frontier. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety

Nissan Frontier Crash Test Ratings

Not only do good Nissan Frontier crash test ratings mean you are better protected in a crash, but good Nissan Frontier crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2020 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2020 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2020 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2019 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Later Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC RWD Early Release 4 stars 3 stars 5 stars 3 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Later Release 4 stars 3 stars 5 stars 4 stars
2019 Nissan Frontier Crew Cab PU/CC AWD Early Release 4 stars 3 stars 5 stars 4 stars
2018 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2018 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2018 Nissan Frontier Crew Cab PU/CC RWD N/R 3 stars N/R 3 stars
2018 Nissan Frontier Crew Cab PU/CC AWD N/R 3 stars N/R 4 stars
2017 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2017 Nissan Frontier King Cab PU/EC AWD N/R N/R N/R 4 stars
2017 Nissan Frontier Crew Cab PU/CC RWD 4 stars 3 stars 5 stars 3 stars
2017 Nissan Frontier Crew Cab PU/CC 4WD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Frontier King Cab PU/EC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier King Cab PU/EC 4WD N/R N/R N/R 4 stars
2016 Nissan Frontier Crew Cab PU/CC RWD N/R N/R N/R 3 stars
2016 Nissan Frontier Crew Cab PU/CC 4WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Frontier Safety Features

Most drivers don’t realize that not only do Nissan Frontier safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Nissan Frontier auto insurance rates. The Nissan Frontier’s safety features include:

  • Rearview camera
  • Rear parking sensors

Nissan Frontier Insurance Loss Probability

Insurance loss probability on the Nissan Frontier fluctuates between each type of coverage. The lower percentage means lower Nissan Frontier car insurance rates; higher percentages mean higher Nissan Frontier auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -43%
Property Damage no data
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Nissan Frontier Finance and Insurance Cost

When financing a Nissan Frontier, most lenders will require your carry higher Nissan Frontier coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Frontier car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Nissan Frontier Insurance

There are many ways that you can save on Nissan Frontier car insurance. Below are five actions you can take to find cheap Nissan Frontier auto insurance rates.

  • Understand the Different Types of Auto Insurance for Your Nissan Frontier
  • Tell Your Insurer About Different Drivers or Uses for Your Nissan Frontier
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Ask About Farm and Ranch Vehicle Discounts
  • Understand that Your Insurer Can Change Your Nissan Frontier Auto Insurance Rates Mid-Term for Other Reasons

Top Nissan Frontier Insurance Companies

Who is the top car insurance company for Nissan Frontier insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Frontier auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Frontier offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Nissan Frontier Insurance Quotes Online

You can start  Nissan Frontier insurance quote from some of the top car insurance companies by using our free online tool today.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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