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Compare Honda Pilot Insurance Quotes [Everything You Need to Know]

Average Honda Pilot insurance rates cost $1,336 a year, or around $111 a month. This is about $183 less per year than the average vehicle. Mature drivers with good driving records may find rates as low as $785 a year.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 24, 2020

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Key takeaways:

  • How much is insurance on a Honda Pilot? Full coverage costs around $1,336 a year or $111 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,883 a year or $407 each month
  • Good drivers can save as much as $551 a year by earning policy discounts
  • Honda Pilot insurance costs around $183 less per year than the average vehicle

Honda Pilot insurance rates are about $183 less per year than the average vehicle with full coverage costing around $1,336 a year or $111 a month. Teen drivers will pay the most at around $4,883 a year or $407 a month as they are considered high-risk with a low level of experience driving. Let’s look at Honda Pilot insurance rates, safety ratings, and more.

You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Pilot Insurance Cost

The average Honda Pilot car insurance rates are $1,336 a year or $111 a month.

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Are Honda Pilots Expensive to Insure?

The chart below details how Honda Pilot insurance rates compare to other SUVs like the Volkswagen Atlas, Mercedes-Benz GLC 300, and Lexus LX 570.

Vehicle Comprehensive Collision Liability Total
Honda Pilot $336 $470 $372 $1,336
Volkswagen Atlas $358 $690 $390 $1,596
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Lexus LX 570 $444 $834 $398 $1,834
Jeep Cherokee $348 $626 $466 $1,640
Volkswagen Tiguan $306 $542 $332 $1,316
Toyota Land Cruiser $420 $774 $398 $1,750

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Pilot Insurance?

The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.

Age of the Vehicle

Older Honda Pilot models generally cost less to insure. For example, car insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.

Model Year Comprehensive Collision Liability Total
2020 Honda Pilot $336 $470 $372 $1,336
2019 Honda Pilot $320 $452 $390 $1,320
2018 Honda Pilot $306 $448 $398 $1,310
2017 Honda Pilot $296 $436 $416 $1,306
2016 Honda Pilot $286 $418 $430 $1,292
2015 Honda Pilot $270 $404 $442 $1,274
2014 Honda Pilot $260 $374 $452 $1,244
2013 Honda Pilot $250 $352 $456 $1,216
2012 Honda Pilot $240 $316 $460 $1,174
2011 Honda Pilot $224 $292 $460 $1,134
2010 Honda Pilot $216 $272 $464 $1,110

Driver Age

Driver age can have a significant effect on Honda Pilot car insurance rates. As an example, a 30-year-old driver pays around $59 more each year for their Honda Pilot car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.

Honda Pilot Safety Ratings

Your Honda Pilot car insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Honda Pilot Crash Test Ratings

Not only do good Honda Pilot crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Honda Pilot auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2017 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV FWD 5 stars 4 stars 5 stars 4 stars
2016 Honda Pilot SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda Pilot Safety Features

Having a variety of safety features on your Honda Pilot can help lower your Honda Pilot insurance costs. The Honda Pilot’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Honda Pilot Insurance Loss Probability

Review the Honda Pilot car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Honda Pilot auto insurance costs; higher percentages mean higher Honda Pilot auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage -4%
Comprehensive -31%
Personal Injury -18%
Medical Payment -18%
Bodily Injury -14%
Source: Insurance Institute for Highway Safety

Honda Pilot Finance and Insurance Cost

If you are financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Honda Pilot Insurance

If you want to reduce the cost of your Honda Pilot insurance rates, follow these tips below:

  • Ask About Honda Pilot Discounts If You Were Listed on Someone Else’s Policy
  • Compare Honda Pilot Quotes for Free Online
  • Buy Your Honda Pilot with Cash, or Get a Shorter-Term Loan
  • Tell Your Insurer How You Use Your Honda Pilot
  • Don’t Assume your Honda Pilot is Cheaper to Insure than another vehicle. Compare. Compare. Compare.

Top Honda Pilot Insurance Companies

The best auto insurance companies for Honda Pilot car insurance rates will offer competitive rates, discounts, and account for the Honda Pilot’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Honda Pilot Insurance Quotes Online

You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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