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Compare Cadillac CTS-V Insurance Rates [Rates + Comparison Guide]

Average car insurance rates for a Cadillac CTS-V cost $1,684 a year, or around $140 a month. Teens pay the highest rates at up to $6,155 a year, while good drivers may only pay $990.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V insurance rates are on average $165 higher per year than the average vehicle, with full coverage coming in around $1,684 a year or $140 a month. Good drivers may be eligible for up to $694 in discounts per year by staying claim-free. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V auto insurance rates are $1,684 a year or $140 a month.

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Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Mercedes-Benz S450, Lexus IS 350, and Lexus ES 350.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Mercedes-Benz S450 $494 $982 $398 $2,032
Lexus IS 350 $344 $686 $398 $1,586
Lexus ES 350 $362 $656 $316 $1,470
Infiniti Q70 $370 $774 $338 $1,618
Audi A8 $464 $900 $390 $1,912
Mercedes-Benz C300 $404 $718 $372 $1,652

However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

Even though the average annual rate for the Cadillac CTS-V is $1,684, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac CTS-V.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306

Driver Age

Driver age can have a significant effect on Cadillac CTS-V car insurance rates. For example, 20-year-old drivers pay $2,060 more for their Cadillac CTS-V car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in Los Angeles may pay $241 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.

Cadillac CTS-V Safety Ratings

The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Moderate
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Cadillac CTS-V Crash Test Ratings

Not only do good Cadillac CTS-V crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac CTS-V auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Cadillac CTS-V Safety Features

Cadillac CTS-V safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac CTS-V include:

  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross Traffic Alert

Cadillac CTS-V Insurance Loss Probability

The lower percentage means lower Cadillac CTS-V car insurance rates; higher percentages mean higher Cadillac CTS-V auto insurance rates. Insurance loss probability on the Cadillac CTS-V fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Cadillac CTS-V Insurance

You have more options at your disposal to save money on your Cadillac CTS-V car insurance costs. For example, try these five tips:

  • Take Advantage of Referral Fees
  • Understand that Insurance Companies Can’t Change Your Cadillac CTS-V Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Renew Your Cadillac CTS-V Insurance Coverage to Avoid Lapses
  • Audit Your Cadillac CTS-V Driving When You Move to a New Location or Start a New Job
  • Ask About Seasonal Insurance for Your Cadillac CTS-V

Top Cadillac CTS-V Insurance Companies

Several top car insurance companies offer competitive rates for the Cadillac CTS-V rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Cadillac CTS-V drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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