Best Cadillac CTS-V Car Insurance Quotes (2023)
Cadillac CTS-V insurance costs around $1,684 a year on average, or around $140 a month. Cadillac CTS-V insurance costs around $165 more per year than the average vehicle. Good drivers can save on these costs by earning policy discounts.
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Written by
D. Gilson, PhD |
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- How expensive is it to insure a Cadillac? Full coverage costs around $1,684 a year or $140 each month
- A liability-only policy costs around $675 a year or $56 each month
- Highest rates are for teenage drivers at around $6,155 a year or $513 each month
- Good drivers can save as much as $694 a year by earning policy discounts
- Cadillac CTS-V insurance costs around $165 more per year than the average vehicle
Cadillac CTS-V insurance rates are on average $165 higher per year than the average vehicle, with full coverage coming in around $1,684 a year or $140 a month. Good drivers may be eligible for up to $694 in discounts per year by staying claim-free. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac CTS-V Insurance Cost
The average Cadillac CTS-V auto insurance rates are $1,684 a year or $140 a month.
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Are Cadillac CTS-Vs Expensive to Insure?
The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Mercedes-Benz S450, Lexus IS 350, and Lexus ES 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac CTS-V Insurance?
Even though the average annual rate for the Cadillac CTS-V is $1,684, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac CTS-V.
Age of the Vehicle
Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| 2017 Cadillac CTS-V | $394 | $784 | $354 | $1,668 |
| 2016 Cadillac CTS-V | $380 | $752 | $364 | $1,632 |
| 2014 Cadillac CTS-V | $344 | $674 | $384 | $1,538 |
| 2013 Cadillac CTS-V | $332 | $634 | $388 | $1,490 |
| 2012 Cadillac CTS-V | $318 | $568 | $390 | $1,412 |
| 2011 Cadillac CTS-V | $296 | $522 | $390 | $1,344 |
| 2010 Cadillac CTS-V | $286 | $490 | $394 | $1,306 |
Driver Age
Driver age can have a significant effect on Cadillac CTS-V car insurance rates. For example, 20-year-old drivers pay $2,060 more for their Cadillac CTS-V car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in Los Angeles may pay $241 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.
Cadillac CTS-V Safety Ratings
The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Crash Test Ratings
Not only do good Cadillac CTS-V crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac CTS-V auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2016 Cadillac CTS-V 4 DR RWD | N/R | N/R | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac CTS-V Safety Features
Cadillac CTS-V safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac CTS-V include:
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Rear Vision Camera
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Lane Keep Assist with Lane Departure Warning
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Following Distance Indicator
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Forward Collision Alert
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Lane Change Alert with Side Blind Zone Alert
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Rear Cross Traffic Alert
Cadillac CTS-V Insurance Loss Probability
The lower percentage means lower Cadillac CTS-V car insurance rates; higher percentages mean higher Cadillac CTS-V auto insurance rates. Insurance loss probability on the Cadillac CTS-V fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 74% |
|---|---|
| Property Damage | -26% |
| Comprehensive | 35% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Finance and Insurance Cost
If you are financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Cadillac CTS-V Insurance
You have more options at your disposal to save money on your Cadillac CTS-V car insurance costs. For example, try these five tips:
- Take Advantage of Referral Fees
- Understand that Insurance Companies Can’t Change Your Cadillac CTS-V Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Renew Your Cadillac CTS-V Insurance Coverage to Avoid Lapses
- Audit Your Cadillac CTS-V Driving When You Move to a New Location or Start a New Job
- Ask About Seasonal Insurance for Your Cadillac CTS-V
Top Cadillac CTS-V Insurance Companies
Several top car insurance companies offer competitive rates for the Cadillac CTS-V rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Cadillac CTS-V drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Cadillac CTS-V Insurance Quotes Online
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Are you looking for free insurance quotes?
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Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|