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Are Land Rover Discovery Sports Expensive to Insure?

Land Rover Discovery Sport car insurance rates are $1,610 a year, or around $134 a month on average. On average, comprehensive coverage costs $392, collision coverage costs $572, and liability coverage costs $454 for Land Rover Discovery Sport insurance.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 25, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Land Rover Discovery Sport insurance costs around $91 more per year than the average vehicle

Land Rover Discovery Sport insurance rates are about $91 more per year than the average vehicle in the country. Full coverage for the Land Rover Discovery Sport is around $1,610 a year or $134 a month, though good drivers are eligible for up to $664 a year in discounts. Let’s look at Land Rover Discovery Sport insurance, safety features, and more.

You can start comparing quotes for Land Rover Discovery Sport car insurance rates from some of the best car insurance companies by using our free online tool now.

Land Rover Discovery Sport Insurance Cost

The average Land Rover Discovery Sport car insurance costs are $1,610 a year or $134 a month.

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Are Land Rover Discovery Sports Expensive to Insure?

The chart below details how Land Rover Discovery Sport insurance rates compare to other SUVs like the Dodge Journey, Volkswagen Touareg, and Volkswagen Atlas.

Vehicle Comprehensive Collision Liability Total
Dodge Journey $322 $532 $372 $1,384
Volkswagen Touareg $372 $690 $390 $1,610
Volkswagen Atlas $358 $690 $390 $1,596
Lexus RX 350 $358 $660 $440 $1,638
Acura MDX $376 $562 $372 $1,468
Hyundai Santa Fe $294 $562 $372 $1,386

However, there are a few things you can do to find the cheapest Land Rover insurance rates online.

What Impacts the Cost of Land Rover Discovery Sport Insurance?

Even though the average annual rate for the Land Rover Discovery Sport is $1,610, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Land Rover Discovery Sport.

Age of the Vehicle

The average Land Rover Discovery Sport auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Land Rover Discovery Sport costs $1,610, while 2015 Land Rover Discovery Sport insurance costs are $1,554, a difference of $56.

Model Year Comprehensive Collision Liability Total
2017 Land Rover Discovery Sport $368 $668 $416 $1,610
2016 Land Rover Discovery Sport $356 $640 $430 $1,584
2015 Land Rover Discovery Sport $336 $618 $442 $1,554

Driver Age

Driver age can have a significant impact on Land Rover Discovery Sport auto insurance rates. For instance, a 30-year-old driver may pay $71 more each year for Land Rover Discovery Sport auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Land Rover Discovery Sport insurance rates. For example, drivers in New York may pay $982 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Land Rover Discovery Sport auto insurance. Teens and drivers in their 20’s see the highest jump in their Land Rover Discovery Sport auto insurance rates with violations on their driving record.

Land Rover Discovery Sport Crash Test Ratings

Not only do good Land Rover Discovery Sport crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Land Rover Discovery Sport auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Land Rover Discovery Sport SUV 4wd N/R N/R N/R N/R
2019 Land Rover Discovery Sport (7 Seat) SUV 4WD N/R N/R N/R N/R
2019 Land Rover Discovery Sport (5 Seat) SUV 4WD N/R N/R N/R N/R
2018 Land Rover Discovery Sport (7 Seat) SUV AWD N/R N/R N/R N/R
2018 Land Rover Discovery Sport (5 Seat) SUV AWD N/R N/R N/R N/R
2017 Land Rover Discovery Sport (7 Seat) SUV 4WD N/R N/R N/R N/R
2017 Land Rover Discovery Sport (5 Seat) SUV 4WD N/R N/R N/R N/R
2016 Land Rover Discovery Sport (7 Seat) SUV 4WD N/R N/R N/R N/R
2016 Land Rover Discovery Sport (5 Seat) SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Land Rover Discovery Sport Safety Features

Having a variety of safety features on your Land Rover Discovery Sport can help lower your Land Rover Discovery Sport insurance costs. The Land Rover Discovery Sport’s safety features include:

  • Terrain Response
  • Gradient Release Control
  • All-Terrain Progress Control
  • Hill Descent Control
  • Active Driveline

Land Rover Discovery Sport Finance and Insurance Cost

If you are financing a Land Rover Discovery Sport, you will pay more if you purchase Land Rover Discovery Sport auto insurance at the dealership, so be sure to shop around and compare Land Rover Discovery Sport auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Land Rover Discovery Sport Insurance

There are many ways that you can save on Land Rover Discovery Sport car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Land Rover Discovery Sport car insurance rates low.

  • Consider Using a Tracking Device on Your Land Rover Discovery Sport
  • Pay Your Bills On Time — Especially Land Rover Discovery Sport Payments and Insurance
  • Buy a Land Rover Discovery Sport with an Anti-Theft Device
  • Consider Ride Sharing Services to Lower Your Land Rover Discovery Sport Mileage
  • Buy a Dashcam for Your Land Rover Discovery Sport

Top Land Rover Discovery Sport Insurance Companies

Who is the top auto insurance company for Land Rover Discovery Sport insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Land Rover Discovery Sport auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Land Rover Discovery Sport offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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