Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Chrysler Pacifica insurance costs around $187 less per year than the average vehicle

Chrysler Pacifica insurance rates are about $187 less expensive than the average vehicle with full coverage averaging $1,332 a year or $111 a month. Owners of an older Chrysler Pacifica may opt for liability-only coverage which costs around $534 a year or $45 a month.

Good drivers can save up to $549 a year by practicing safe driving habits. Let’s take a closer look at Chrysler Pacifica insurance rates, safety ratings, and more.

You can start comparing quotes for Chrysler Pacifica car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Chrysler Pacifica Insurance Cost

The average Chrysler Pacifica car insurance rates are $1,332 a year or $111 a month.

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Are Chrysler Pacificas Expensive to Insure?

The chart below details how Chrysler Pacifica insurance rates compare to other vans like the Dodge Grand Caravan, Kia Sedona, and Toyota Sienna.

Vehicle Comprehensive Collision Liability Total
Chrysler Pacifica $348 $532 $316 $1,332
Dodge Grand Caravan $308 $438 $372 $1,276
Kia Sedona $282 $448 $338 $1,204
Toyota Sienna $294 $532 $372 $1,356
Honda Odyssey $280 $532 $372 $1,342
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However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler Pacifica Insurance?

You might have noticed that there is a multitude of factors that impact Chrysler Pacifica car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chrysler Pacifica.

Age of the Vehicle

Older Chrysler Pacifica models generally cost less to insure. For example, auto insurance rates for a 2020 Chrysler Pacifica are $1,332, while 2017 Chrysler Pacifica rates are $1,292, a difference of $40.

Model Year Comprehensive Collision Liability Total
2020 Chrysler Pacifica $348 $532 $316 $1,332
2019 Chrysler Pacifica $332 $512 $332 $1,312
2018 Chrysler Pacifica $320 $506 $338 $1,300
2017 Chrysler Pacifica $308 $494 $354 $1,292
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Driver Age

Driver age can have a significant effect on Chrysler Pacifica car insurance rates. For example, 20-year-old drivers pay $1,629 more for their Chrysler Pacifica car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler Pacifica insurance rates. For example, drivers in Los Angeles may pay $733 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler Pacifica auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Chrysler Pacifica car insurance with violations on their driving record.

Chrysler Pacifica Safety Ratings

The Chrysler Pacifica’s safety ratings will affect your Chrysler Pacifica auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Chrysler Pacifica Crash Test Ratings

Chrysler Pacifica crash test ratings can impact your Chrysler Pacifica car insurance rates. See Chrysler Pacifica crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chrysler Pacifica PHEV Hybrid MV FWD N/R N/R N/R N/R
2020 Chrysler Pacifica MV FWD 5 stars 5 stars 5 stars 4 stars
2019 Chrysler Pacifica VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Chrysler Pacifica PHEV VAN FWD N/R N/R N/R N/R
2018 Chrysler Pacifica VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Chrysler Pacifica PHEV VAN FWD N/R N/R N/R N/R
2017 Chrysler Pacifica VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Chrysler Pacifica PHEV VAN FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Chrysler Pacifica Safety Features

The Chrysler Pacifica safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chrysler Pacifica auto insurance rates. The Chrysler Pacifica’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Chrysler Pacifica Finance and Insurance Cost

If you are financing a Chrysler Pacifica, most lenders will require your carry higher Chrysler Pacifica coverage options including comprehensive coverage, so be sure to shop around and compare Chrysler Pacifica car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chrysler Pacifica Insurance

Although it may seem like your Chrysler Pacifica car insurance rates are set, there are a few measures that you can take to secure the best Chrysler Pacifica car insurance rates possible. Take a look at the following five ways to save on Chrysler Pacifica auto insurance.

  • Get a Plan with Only Liability Coverage If You’re Driving an Older Chrysler Pacifica
  • Don’t Assume your Chrysler Pacifica is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Ask About Chrysler Pacifica Safety Discounts
  • Take Public Transit Instead of Driving Your Chrysler Pacifica
  • Take a Refresher Course as an Older Driver

Top Chrysler Pacifica Insurance Companies

Several top car insurance companies offer competitive rates for the Chrysler Pacifica rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Chrysler Pacifica drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Chrysler Pacifica Insurance Quotes Online

You can start comparing quotes for Chrysler Pacifica auto insurance rates from some of the best auto insurance companies by using our free online tool now.