Caviar Courier Car Insurance: What to Know & How to Save (2021)

Drivers for Caviar need to purchase business car insurance and must be at least 18 years old. You can purchase affordable Caviar courier car insurance through many major insurance companies. While business car insurance rates can be high, you can reduce your rates by maintaining a clean driving record and checking if you are eligible for discounts.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 26, 2021

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The Highlights

  • Drivers for Caviar need to purchase business car insurance
  • A business car insurance policy protects you while you are driving for work
  • Most major insurance companies offer business car insurance

Could the pricing of delivery driver insurance cost you a job? Caviar courier car insurance rates don’t have to stand in your way as a food delivery driver.

You can search online to find affordable Caviar courier car insurance, but there are some things you should be aware of before you begin your search.

While you’ll need car insurance, it won’t be quite like a standard policy that you would acquire for your recreational vehicle. When using a car for work, you’ll need to purchase a business policy.

You’ll be able to find the perfect coverage for you with some of the best insurance companies, since any car insurance company that offers business policies can help you.

Enter your ZIP code to start comparing free quotes for Caviar courier car insurance today.

Do you need Caviar courier car insurance to deliver food?

Unlike other food delivery services, Caviar does not offer car insurance to their delivery drivers. So if you already have a standard insurance policy for your personal vehicle, that won’t cut it if you plan to use that same car to deliver food for Caviar.

You’ll need to purchase a business car insurance policy. As the Insurance Information Institute explains, a business car policy protects both you and the company that employs you while you’re driving for work.

There are some requirements you must meet to be a Caviar courier. In order to qualify for Caviar courier car insurance quotes, you must:

  • Pass a background check
  • Have access to a reliable vehicle
  • Be at least 18 years old
  • Be customer focused
  • Have a smartphone with the Caviar app
  • Have at least two years of driving experience
  • Carry auto insurance (if delivering in a vehicle)

Of course, before you rush out to buy Caviar car insurance, you should compare quotes in order to find the company that’s right for you. While there is no individual Caviar car insurance company, you can still find great rates.

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How do I find the best Caviar courier car insurance rates?

When securing great rates for delivery service insurance, you have quite a few options open to you. You should always try to keep a clean driving record. The safer you are as a driver, the better your rates will be.

You should also ask your current car insurance company if there are any discounts on business policies. Here are some discounts you may be eligible for:

Discounts with the Highest Percentage of Savings
DiscountAverage SavingsCategory
Accident-free5%Driving History
Affiliation or "affinity"25%Affiliations
Anti-lock brakes10%Equipment-related
Anti-theft5 - 20%Equipment-related
Auto-pay$45 - $50 / yearPayment
Bundled 5 - 10%Customer Loyalty
Customer Loyalty15 - 25%Customer Loyalty
Defensive driving course10%Driver Training
Driver Training8 - 10%Driver Training
Early signing/renewal10%Customer Loyalty

Emergency road assistance5%Affiliations
Good or safe driver20%Driving History
Good student
15 - 25%Demographic
Green/hybrid car10%Equipment-related
Homeowner5 - 15%Demographic
Low income or occupationVariesDemographic
Military15% on base, 90% for deployedAffiliations
Multi-car10 - 25%Customer Loyalty
New car10%Equipment-related
Paid-in-full5 - 10%Payment
Paperless3%Payment
Safety; passive restraint and airbag5%Equipment-related
Senior15 - 35%
Demographic
Usage or low-mileage2%Driving History
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Working on your credit score can also help lower your insurance rates.

While you may not associate your credit score with insurance, insurance companies actually reward clients who have great credit with better rates.

Can I buy a business car insurance policy where I live?

Business car insurance policies are available from every major insurance company; however, you should be aware that rates for Caviar courier car insurance may vary depending on which state you live in.

Every state has its own set of rules when it comes to car insurance for delivery drivers, and those rules can be reflected in the price of your insurance.

Below you can see the average rates for delivery driver insurance in a few states. Let’s take a look:

Average Business Auto Insurance Rates by State
StateAverage Annual Business Auto Insurance Rates
California$1,189
Florida$2,967
Maine$878
Michigan$7,002
Minnesota$1,627
Montana$1,583
Oregon$1,670
Texas$1,742
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While these rates may seem a bit steep at first glance, bear in mind that these are averages for the entirety of each state. Always compare car insurance to see which companies can offer you the best rates.

Caviar Courier Car Insurance: The Bottom Line

If you want to deliver food for Caviar, you will need to acquire a business car insurance policy. This will keep you protected while you’re on the road for work.

While average rates for such policies may be high, you can save money by maintaining a clean driving record and applying discounts to your policy. Don’t wait to start comparing quotes. Enter your ZIP code now to receive free quotes for Caviar courier car insurance from companies in your area.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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