Best Volvo S40 Auto Insurance Rates 2021

To get the best price on your Volvo S40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo S40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo S40 auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • The cost of insurance for a Volvo S40 depends on the trim level
  • Crash test ratings have an impact on Volvo S40 auto insurance rates
  • The Volvo S40 has safety features that include Driver Air Bag and Blind Spot Monitor

Buying a new car is both fun and a lot of work. If the Volvo S40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo S40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo S40 and compare it to other similar vehicles. Then find out how the Volvo S40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo S40 right here.

If you need insurance for a Volvo S40 right now, we can help. Enter your ZIP code for free Volvo S40 car insurance quotes from top companies.

What impacts the cost of Volvo S40 insurance?

The average annual rate for the Volvo S40 is just that, an average. Your insurance rates for a Volvo S40 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo S40.

Volvo S40 Safety Features

The Volvo S40 safety features can mean cheaper insurance. The Volvo S40 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag On/Off Switch
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Emergency Trunk Release
  • Blind Spot Monitor

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Ways to Save on Volvo S40 Insurance

If you want to reduce the cost of your Volvo S40 insurance rates, follow these tips below:

  • Understand the different types of auto insurance for your Volvo S40
  • Move to the countryside
  • Use an accurate job title when requesting Volvo S40 auto insurance
  • If you’re a young driver living at home, add yourself to your parents’ plan
  • Choose a Volvo S40 with cheaper repair costs

Top Volvo S40 Insurance Companies

What is the best company for affordable Volvo S40 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S40 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo S40.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo S40 Insurance Quotes Online

You can compare quotes for Volvo S40 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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