Best Volvo S40 Auto Insurance Rates 2022

To get the best price on your Volvo S40 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Volvo S40, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Volvo S40 auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 20, 2022

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Things to Remember

  • Crash test ratings have an impact on Volvo S40 auto insurance rates
  • The cost of insurance for a Volvo S40 depends on the trim level
  • Safety features of the Volvo S40 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Volvo S40 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Volvo S40 right here.

Take a look at what you can expect in terms of insurance rates for the Volvo S40 and compare it to other similar vehicles. Then find out how the Volvo S40 stacks up in terms of safety ratings and features, as well as what it costs to buy a Volvo S40 right here.

If you need insurance for a Volvo S40 right now, we can help. Enter your ZIP code for free Volvo S40 car insurance quotes from top companies.

Are vehicles like the Volvo S40 expensive to insure?

Take a look at how insurance rates for similar models to the Volvo S40 look. These insurance rates for other sedans like the Lincoln MKZ Hybrid, Kia Optima, and Chevrolet Volt give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Volvo S40

Vehicle Comprehensive Collision Liability Total
Volvo S90 $356 $714 $398 $1,626
Chevrolet Cruze $308 $594 $372 $1,432
Subaru Impreza $336 $562 $372 $1,428
Lincoln MKS $332 $640 $364 $1,472
Infiniti Q70 $370 $774 $338 $1,618
Volkswagen Passat $348 $626 $372 $1,504
Tesla Model S $582 $1,186 $316 $2,220
Lexus IS 350 $344 $686 $398 $1,586

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What impacts the cost of Volvo S40 insurance?

As with any car, your Volvo S40 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Volvo S40 trim level you buy will also have an impact on the total price you will pay for Volvo S40 insurance coverage.

Ways to Save on Volvo S40 Insurance

If you want to reduce the cost of your Volvo S40 insurance rates, follow these tips below:

  • Check the odometer on your Volvo S40
  • Buy winter tires for your Volvo S40
  • Check reviews and state complaints before you choose an insurer
  • Wait six years for accidents to disappear from your record
  • Park your Volvo S40 somewhere safe – like a garage or private driveway

Top Volvo S40 Insurance Companies

Several insurance companies offer competitive rates for the Volvo S40 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volvo S40 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo S40 Insurance Quotes Online

You can start comparing quotes for Volvo S40 insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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