Best Primary Care Doctors That Will Accept Medicare (2021)

There are many primary care doctors that offer Medicare, with a wide majority of providers taking the insurance coverage. If you're looking for a quote for primary care doctors that accept Medicare, you'll find that you'll be responsible for 20% of Medicare-approved costs in addition to any copays. These affordable primary care doctors are meant to provide comprehensive treatment under the Medicare plan, which is why many other types of providers are covered as well.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Dec 14, 2021

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The Highlights

  • Most primary care doctors accept Medicare insurance
  • Medicare also covers many specialty doctors 
  • Make sure you’re prepared for your visit with a new doctor

When you first start your Medicare coverage, you may need to research primary care doctors that accept Medicare. Luckily, a wide majority of primary care physicians take the Medicare health insurance plan. You can likely find coverage for a variety of doctors who can provide treatment.

While you’re looking for rates for primary care doctors that accept Medicare, why not enter your ZIP code into our free quote tool to see what you could pay at other insurers.

How to Find Primary Care Doctors on Medicare

The truth is that many doctors will provide you with treatment while you’re enrolled in the program. Over 90% of doctors are currently taking Medicare, giving you freedom in choice over where to receive your care.

This may even mean that your current doctor is already covered under the program. However, if they aren’t, for some reason, you can still find affordable primary care doctors that accept Medicare near you.

If you’re researching for a “Medicare primary care physician near me,” you’ll need to search the database of current doctors with Medicare enrollment. Some of the ways you can do this include:

  • Medicare.gov – Using the official Physician Compare tool, you can search for a variety of doctors and even narrow them down by specialty.
  • Medicare Card – There should be a phone number on your insurance card that can put you in touch with an operator who can quickly find doctors near you.

In addition to these methods, you could also try asking around in your peer group to see if any of your friends or family know of a good local doctor.

If I were looking for a primary care physician that accepts Medicaid near me, I’d likely use similar methods. Many primary care doctors that accept Medicaid will also advertise their enrollment, so a Google search may help as well.

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How to Find Out if Your Doctor Accepts Medicare

If you already have a doctor you like when you begin Medicare enrollment, you’ll likely want to keep seeing them. The easiest way to find out if your doctor accepts Medicare enrollment is to call the doctor or Medicare customer line directly and ask for yourself.

Do I need to switch doctors on Medicare?

If you find out that your new Medicare plan doesn’t cover your doctor, you’ll have to find a new doctor or pay for your current visits out of pocket.

While it can be frustrating, your insurance may cover someone more suited, and your current doctor may offer some suggestions.

Specialty Doctors That Medicare Covers

In addition to most primary care physicians, many specialty doctors are covered under Medicare. This comprehensive treatment plan can ensure that you get treatment in all areas of your life that may have a serious impact on your health.

Along with your standard primary care doctors, you’ll find that Medicare also covers providers such as:

  • Psychiatrists
  • Occupational therapists
  • Physical therapists
  • Speech therapists

These services can help you treat a variety of conditions, and you’ll only have to pay for 20% of the Medicare-approved amount for any outpatient services, according to the official website.

In addition to copays and coinsurance, this is likely all you will have to pay for Medicare when you turn 65.

Tips for Finding a New Doctor on Medicare

Looking for a new primary care physician can be a stressful experience, especially when you’re leaving a trusted doctor. This makes finding the right provider all that much more important.

To find a doctor that will be good for you, consider researching any local providers covered by Medicare. Asking those similar in age and enrolled in Medicare could also help you find a local doctor that treats his patients with the utmost care.

How to Prepare for Your First Visit to Your Primary Doctor

When you go to meet your doctor for the first time, make sure that you have all the necessary information.

This can include preparing the following:

  • Current Medical Status – Any current issues or prescription drugs should be disclosed to your new doctor, allergies as well.
  • Family History – Any past instances of high blood pressure or diabetes will be important information for your doctor to hear.
  • Work/Hobbies – What you get up to in your life will be important to your doctor because it can indicate stress levels.
  • Cultural Status – If you’re a practicing member of a religion or culture who doesn’t take certain drugs or treatments, your doctor should know right away.

From here, they’ll be able to know how to treat you or avoid certain treatments in the future.

Primary Care Doctors and Medicare: The Bottom Line

There are plenty of primary care doctors that accept Medicare, and many are likely located near you. To find them, you can consult the databases or ask around your local community. With your Medicare coverage, you’ll soon be in an office talking to a qualified doctor.

If you’re ready to find quotes for primary care doctors that accept Medicare, you should enter your ZIP code into our free quote tool to see what you could pay at other insurers.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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