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Best Nissan Sentra Insurance Rates [Comprehensive Guide]

The best Nissan Sentra insurance rates will likely come from State Farm or GEICO. On average, Nissan Sentra insurance costs $116 per month, but you can save money on your premiums by comparing Nissan Sentra insurance quotes online with our free tool below.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 28, 2020

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Key takeaways:

  • Full coverage costs around $1,390 a year or $116 each month
  • A liability-only policy costs around $557 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,080 a year or $423 each month
  • Good drivers can save as much as $573 a year by earning policy discounts
  • Nissan Sentra insurance costs around $129 less per year than the average vehicle

Nissan Sentra insurance rates are about $129 less each year than the average vehicle with full coverage around $1,390 a year or $116 a month. Good drivers can save up to $573 a year in policy discounts by remaining claim-free. Let’s take a closer look at Nissan Sentra insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Sentra car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Sentra Insurance Cost

The average car insurance costs for a Nissan Sentra are $1,390 a year or $116 a month.

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Are Nissan Sentras Expensive to Insure?

The chart below details how Nissan Sentra insurance rates compare to other sedans like the Kia Optima, Buick Regal, and Mazda 3.

Vehicle Comprehensive Collision Liability Total
Nissan Sentra $266 $594 $372 $1,390
Kia Optima $322 $532 $420 $1,454
Buick Regal $306 $536 $398 $1,398
Mazda 3 $308 $562 $372 $1,400
Dodge Charger $376 $626 $466 $1,668
Subaru WRX $320 $566 $338 $1,360
Infiniti Q50 $344 $686 $398 $1,586

However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Sentra Insurance?

The Nissan Sentra trim and model you choose can impact the total price you will pay for Nissan Sentra insurance coverage.

Age of the Vehicle

Older Nissan Sentra models generally cost less to insure. For example, auto insurance for a 2020 Nissan Sentra costs $1,390, while 2010 Nissan Sentra insurance costs are $1,140, a difference of $250.

Model Year Comprehensive Collision Liability Total
2020 Nissan Sentra $266 $594 $372 $1,390
2019 Nissan Sentra $254 $570 $390 $1,372
2018 Nissan Sentra $244 $566 $398 $1,366
2017 Nissan Sentra $236 $552 $416 $1,362
2016 Nissan Sentra $228 $530 $430 $1,346
2015 Nissan Sentra $216 $512 $442 $1,328
2014 Nissan Sentra $206 $474 $452 $1,290
2013 Nissan Sentra $198 $446 $456 $1,258
2012 Nissan Sentra $190 $400 $460 $1,208
2011 Nissan Sentra $178 $368 $460 $1,164
2010 Nissan Sentra $172 $346 $464 $1,140

Driver Age

Driver age can have a significant impact on Nissan Sentra auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Nissan Sentra auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Nissan Sentra insurance rates. For example, drivers in New York may pay $848 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Nissan Sentra auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Sentra car insurance with violations on their driving record.

Nissan Sentra Safety Ratings

Your Nissan Sentra auto insurance rates are influenced by the Nissan Sentra’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety

Nissan Sentra Crash Test Ratings

If the Nissan Sentra crash test ratings are good, you could have lower Nissan Sentra car insurance rates. See Nissan Sentra crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Sentra 4 DR FWD N/R N/R N/R N/R
2019 Nissan Sentra SR Turbo 4 DR FWD N/R N/R 5 stars 4 stars
2019 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2019 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2018 Nissan Sentra Turbo 4 DR FWD N/R N/R N/R N/R
2018 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2018 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2017 Nissan Sentra NISMO 4 DR FWD N/R N/R N/R 4 stars
2017 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
2016 Nissan Sentra 4 DR FWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Nissan Sentra Safety Features

Having a variety of safety features on your Nissan Sentra can help lower your Nissan Sentra insurance costs. The Nissan Sentra’s safety features include:

  • Forward collision warning
  • Pedestrian detection
  • Forward and reverse automatic emergency braking
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Automatic high-beam headlights
  • Lane departure warning
  • Driver attention monitoring
  • Rearview camera
  • Rear-seat reminder

Nissan Sentra Insurance Loss Probability

Insurance loss probability on the Nissan Sentra fluctuates between each type of coverage. The lower percentage means lower Nissan Sentra car insurance rates; higher percentages mean higher Nissan Sentra auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 20%
Property Damage 7%
Comprehensive -19%
Personal Injury 58%
Medical Payment 79%
Bodily Injury 41%
Source: Insurance Institute for Highway Safety

Nissan Sentra Finance and Insurance Cost

When financing a Nissan Sentra, most lenders will require your carry higher Nissan Sentra coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Sentra car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Nissan Sentra Insurance

There are many ways that you can save on Nissan Sentra car insurance. Below are five actions you can take to find cheap Nissan Sentra auto insurance rates.

  • Re-Check Nissan Sentra Quotes Every 6 Months
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Reduce Your Coverage on an Older Nissan Sentra
  • Get Nissan Sentra Auto Insurance Through Costco

Top Nissan Sentra Insurance Companies

The best auto insurance companies for Nissan Sentra car insurance rates will offer competitive rates, discounts, and account for the Nissan Sentra’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Nissan Sentra Insurance Quotes Online

Start comparing Nissan Sentra auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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