Best BMW M Auto Insurance Rates 2021

Auto insurance for the BMW M will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW M has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW M auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

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Things to Remember

  • The BMW M has safety features that include Driver Air Bag and Lane Keeping Assist
  • Crash test ratings have an impact on BMW M auto insurance rates
  • Safety features of the BMW M can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the BMW M is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW M right here.

Take a look at what you can expect in terms of insurance rates for the BMW M and compare it to other similar vehicles. Then find out how the BMW M stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW M right here.

If you need insurance for a BMW M right now, we can help. Enter your ZIP code for free BMW M car insurance quotes from top companies.

What impacts the cost of BMW M insurance?

The average annual rate for the BMW M is just that, an average. Your insurance rates for a BMW M can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW M.

BMW M Crash Test Ratings

Good BMW M crash test ratings can lower your BMW M auto insurance rates. You can see BMW M crash test results here.

BMW M Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW M8 Gran Coupe 4 DR AWD N/R N/R N/R N/R
2020 BMW M8 Coupe 2 DR AWD N/R N/R N/R N/R
2020 BMW M8 Convertible C AWD N/R N/R N/R N/R
2020 BMW M5 4 DR AWD N/R N/R N/R N/R
2020 BMW M4 C RWD N/R N/R N/R N/R
2020 BMW M4 2 DR RWD N/R N/R N/R N/R
2020 BMW M2 Competition 2 DR RWD N/R N/R N/R N/R
2019 BMW M6 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR RWD N/R N/R N/R N/R
2019 BMW M5 4 DR AWD N/R N/R N/R N/R
2019 BMW M4 C RWD N/R N/R N/R N/R
2019 BMW M4 2 DR RWD N/R N/R N/R N/R
2019 BMW M2 2 DR RWD N/R N/R N/R N/R
2018 BMW M6 C RWD N/R N/R N/R N/R
2018 BMW M6 4 DR RWD N/R N/R N/R N/R
2018 BMW M4 C RWD N/R N/R N/R N/R
2018 BMW M4 2 DR RWD N/R N/R N/R N/R
2018 BMW M3 4 DR RWD N/R N/R N/R N/R
2018 BMW M2 2 DR RWD N/R N/R N/R N/R
2017 BMW M6 C RWD N/R N/R N/R N/R
2017 BMW M6 4 DR RWD N/R N/R N/R N/R
2017 BMW M6 2 DR RWD N/R N/R N/R N/R
2017 BMW M4 C RWD N/R N/R N/R N/R
2017 BMW M4 2 DR RWD N/R N/R N/R N/R
2017 BMW M3 4 DR RWD N/R N/R N/R N/R
2017 BMW M2 2 DR RWD N/R N/R N/R N/R
2016 BMW M6 C RWD N/R N/R N/R N/R
2016 BMW M6 4 DR RWD N/R N/R N/R N/R
2016 BMW M6 2 DR RWD N/R N/R N/R N/R
2016 BMW M5 4 DR RWD N/R N/R N/R N/R
2016 BMW M4 C RWD N/R N/R N/R N/R
2016 BMW M4 2 DR RWD N/R N/R N/R N/R
2016 BMW M3 4 DR RWD N/R N/R N/R N/R

BMW M Safety Features

BMW M safety features can lower the cost of your insurance. The safety features for the BMW M include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

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Ways to Save on BMW M Insurance

If you want to reduce the cost of your BMW M insurance rates, follow these tips below:

  • Ask about seasonal insurance for your BMW M
  • Tell your insurer how you use your BMW M
  • Reduce your coverage on an older BMW M
  • Ask about mature driver eiscounts for drivers over 50
  • Keep a close eye on teen drivers

Top BMW M Insurance Companies

Several insurance companies offer competitive rates for the BMW M based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW M drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW M Insurance Quotes Online

You can start comparing quotes for BMW M insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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