Best BMW i3 Auto Insurance Rates 2021

The cost of ownership for a BMW i3 starts with the purchase price, which is an MSRP of $44,450. BMW i3 insurance rates vary by company as well as based on your driving history and other factors. The BMW i3 includes many safety features like Driver Air Bag that can help reduce insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • The BMW i3 has safety features that include Driver Air Bag and Auto-Leveling Headlights
  • Safety features of the BMW i3 can earn you a car insurance discount
  • The MSRP of the BMW i3 is $44,450

If you’re looking to buy a BMW i3, you will want to know the details first. We’ve put together information on insurance for the BMW i3 to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW i3 will run you.

Read on to learn all about the BMW i3 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW i3 with confidence.

To see fast, free BMW i3 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW i3 insurance rate from top companies right away.

What impacts the cost of BMW i3 insurance?

As with any car, your BMW i3 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW i3 trim level you buy will also have an impact on the total price you will pay for BMW i3 insurance coverage.

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How much is the BMW i3?

The average cost to buy a new BMW i3 is $44,450. This cost will be affected by the trim level of your BMW i3 and any options you might chooose to add.

BMW i3 Safety Ratings

BMW i3 auto insurance rates affected by BMW i3 safety ratings. Take a look at the safety ratings for the BMW i3 here.

BMW i3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Acceptable

BMW i3 Crash Test Ratings

The BMW i3 crash test ratingswill have an affect on BMW i3 car insurance rates. Take a look at crash test results for the BMW i3.

BMW i3 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW i3 REX 5 HB RWD N/R N/R N/R N/R
2020 BMW i3 BEV 5 HB RWD N/R N/R N/R N/R

BMW i3 Safety Features

The numerous safety features of the BMW i3 help contribute to lower insurance rates. The BMW i3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ways to Save on BMW i3 Insurance

Save more on your BMW i3 car insurance rates. Take a look at the following five strategies that will get you the best BMW i3 auto insurance rates possible.

  • Choose automatic payments or EFT for your BMW i3 insurance policy
  • Check the odometer on your BMW i3
  • Buy a dashcam for your BMW i3
  • Be picky about who drives your BMW i3
  • Don’t skimp on BMW i3 liability coverage

Top BMW i3 Insurance Companies

What is the best company for affordable BMW i3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW i3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW i3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW i3 Insurance Quotes Online

You can start comparing quotes for BMW i3 insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

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