Best BMW i3 Auto Insurance Rates 2022

The cost of BMW i3 auto insurance will depend on factors including where you live and your driving record. The MSRP for a BMW i3 is $44,450, but trim level can affect your price. Safety features of the BMW i3 also affect how much you pay for insurance, and include Driver Air Bag and Auto-Leveling Headlights.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The MSRP of the BMW i3 is $44,450
  • Safety features of the BMW i3 can earn you a car insurance discount
  • Crash test ratings have an impact on BMW i3 auto insurance rates

Before you buy a BMW i3, or even if you already own one, you’ll want to get the best BMW i3 auto insurance rates. The cost of auto insurance for a BMW i3 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable BMW i3 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a i3. You can also compare BMW i3 auto insurance rates to the average cost of insurance for competitors like Chevrolet Bolt EV and Hyundai Excel.

To compare BMW i3 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the BMW i3 expensive to insure?

Take a look at how insurance rates for similar models to the BMW i3 look. These insurance rates for other hatchbacks like the Chevrolet Bolt EV, Hyundai Excel, and Dodge Stealth give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the BMW i3

Vehicle Comprehensive Collision Liability Total
Nissan Cube $228 $374 $452 $1,212
Toyota Prius $322 $532 $316 $1,306
Porsche Panamera $520 $1,042 $398 $2,118
Mazda 3 $308 $562 $372 $1,400
Ford C-Max Energi $284 $582 $416 $1,440
Nissan Leaf $320 $640 $416 $1,534
FIAT 500L $256 $478 $450 $1,364
Dodge Caliber $190 $338 $460 $1,146

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What impacts the cost of BMW i3 insurance?

The average annual rate for the BMW i3 is just that, an average. Your insurance rates for a BMW i3 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW i3.

How much is the BMW i3?

The average cost to buy a new BMW i3 is $44,450. This cost will be affected by the trim level of your BMW i3 and any options you might chooose to add.

BMW i3 Safety Ratings

The cost of BMW i3 auto insurance rates depend in part on the BMW i3 safety ratings. See how the BMW i3 is rated for safety here.

BMW i3 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Acceptable

BMW i3 Crash Test Ratings

BMW i3 crash test ratings can impact the cost of your BMW i3 car insurance. See BMW i3 crash test results here.

BMW i3 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW i3 REX 5 HB RWD N/R N/R N/R N/R
2020 BMW i3 BEV 5 HB RWD N/R N/R N/R N/R

BMW i3 Safety Features

The BMW i3 safety features can mean cheaper insurance. The BMW i3 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ways to Save on BMW i3 Insurance

If you want to reduce the cost of your BMW i3 insurance rates, follow these tips below:

  • Compare insurance companies after moving
  • Take a defensive driving course or any driver’s education course
  • Park your BMW i3 somewhere safe – like a garage or private driveway
  • Compare apples to apples when comparing BMW i3 insurance quotes and policies
  • Carpool to work instead of driving your BMW i3

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Top BMW i3 Insurance Companies

What is the best auto insurance company for BMW i3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW i3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW i3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW i3 Insurance Quotes Online

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