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What is the Best Car Insurance for a Jaguar XF?

The cost of Jaguar XF auto insurance rates are $1,766 a year, or around $147 a month on average. Finding Jaguar XF teenager insurance rates can cost on average $6,455 a year, so shop around to find cheap coverage.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,766 a year or $147 each month
  • A liability-only policy costs around $708 a year or $59 each month
  • Highest rates are for teenage drivers at around $6,455 a year or $538 each month
  • Good drivers can save as much as $728 a year by earning policy discounts
  • Jaguar XF insurance costs around $247 more per year than the average vehicle

Jaguar XF insurance rates are higher than the average vehicle in the U.S., owing partially to the high MSRP. Full coverage for a Jaguar XF costs around $1,766 a year or $146 a month. Good drivers can save up to $728 a year with good driver policy discounts. Let’s take a look at Jaguar XF insurance rates, insurance loss rates, and more.

You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.

Jaguar XF Insurance Cost

The average Jaguar XF auto insurance costs are $1,766 a year or $147 a month.

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Are Jaguar XFs Expensive to Insure?

The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Audi S8, Volvo S90, and Mercedes-Benz S450.

Vehicle Comprehensive Collision Liability Total
Jaguar XF $406 $804 $398 $1,766
Audi S8 $658 $1,368 $398 $2,582
Volvo S90 $356 $714 $398 $1,626
Mercedes-Benz S450 $494 $982 $398 $2,032
Chevrolet Corvette $494 $922 $264 $1,790
Infiniti Q70 $370 $774 $338 $1,618
Cadillac CTS-V $406 $804 $338 $1,684

However, there are a few things you can do to find the cheapest Jaguar insurance rates online.

What Impacts the Cost of Jaguar XF Insurance?

The Jaguar XF trim and model you choose will affect the total price you will pay for Jaguar XF insurance coverage.

Age of the Vehicle

The average Jaguar XF car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Jaguar XF are $1,766, while 2010 Jaguar XF rates are $1,398, a difference of $368.

Model Year Comprehensive Collision Liability Total
2018 Jaguar XF $406 $804 $398 $1,766
2017 Jaguar XF $394 $784 $416 $1,752
2016 Jaguar XF $380 $752 $430 $1,720
2015 Jaguar XF $358 $726 $442 $1,684
2014 Jaguar XF $344 $674 $452 $1,628
2013 Jaguar XF $332 $634 $456 $1,580
2012 Jaguar XF $318 $568 $460 $1,504
2011 Jaguar XF $296 $522 $460 $1,436
2010 Jaguar XF $286 $490 $464 $1,398

Driver Age

Driver age can have a significant effect on Jaguar XF car insurance rates. For example, 30-year-old drivers pay $78 more for Jaguar XF car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Los Angeles may pay $654 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.

Jaguar XF Crash Test Ratings

Poor Jaguar XF crash test ratings could mean higher Jaguar XF car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jaguar XF Sportbrake 5HB AWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2020 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2019 Jaguar XF Sportbrake SW AWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2019 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2018 Jaguar XF Sportbrake 5 HB AWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2018 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2017 Jaguar XF 4 DR AWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR RWD N/R N/R N/R N/R
2016 Jaguar XF 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jaguar XF Safety Features

Good Jaguar XF safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Jaguar XF are:

  • 360° surround camera
  • Stereo vision camera and autonomous emergency braking
  • Park assist
  • Blindspot assist and reverse traffic detection
  • Lane keep assist and driver condition monitor
  • Traffic sign recognition with adaptive speed limiter

Jaguar XF Insurance Loss Probability

The lower percentage means lower Jaguar XF car insurance costs; higher percentages mean higher Jaguar XF car insurance costs. Compare the following Jaguar XF auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 69%
Property Damage 1%
Comprehensive 91%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Jaguar XF Finance and Insurance Cost

If you are financing a Jaguar XF, most lenders will require your carry higher Jaguar XF coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XF car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Jaguar XF Insurance

You have more options at your disposal to save money on your Jaguar XF car insurance costs. For example, try these five tips:

  • Spy on Your Teen Driver
  • Buy a Dashcam for Your Jaguar XF
  • Ask for a Higher Deductible for Your Jaguar XF Insurance Policy
  • Ask About Welcome Discounts
  • Use Paperless Billing for Your Jaguar XF Insurance Policy

Top Jaguar XF Insurance Companies

Who is the top auto insurance company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Jaguar XF Insurance Quotes Online

You can start comparing quotes for Jaguar XF insurance from some of the top car insurance companies by using our free online tool today.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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