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Online Honda Odyssey Insurance Rates [Comprehensive Guide]

Average Honda Odyssey insurance rates are $112/mo for full coverage while Honda Odyssey insurance costs for teenagers may be as high as $408.75/mo. Use our comparison tool below to shop around for the best Honda Odyssey insurance quotes in your area.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Sep 1, 2020

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Key takeaways:

  • Full coverage costs around $1,342 a year or $112 each month
  • A liability-only policy costs around $538 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,905 a year or $409 each month
  • Good drivers can save as much as $553 a year by earning policy discounts
  • Honda Odyssey insurance costs around $177 less per year than the average vehicle

Honda Odyssey insurance rates are actually a fair bit less than the average vehicle, with full coverage costing around $1,342 a year or $112 each month. Older Honda Odyssey drivers may want liability-only coverage which costs around $538 a year or $45 a month. Good drivers are eligible for up to $553 a year in policy discounts for being safe and courteous drivers.

Let’s look into Honda Odyssey car insurance rates, crash test ratings, and more.

You can start comparing quotes for Honda Odyssey car insurance rates from some of the best car insurance companies by using our free online tool now.

Honda Odyssey Insurance Cost

The average Honda Odyssey car insurance rates are $1,342 a year or $112 a month.

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How much is insurance on a minivan?

The chart below details how Honda Odyssey insurance rates compare to other vans like the Toyota Sienna, Kia Sedona, and Dodge Grand Caravan.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Toyota Sienna $294 $532 $372 $1,356
Kia Sedona $282 $448 $338 $1,204
Dodge Grand Caravan $308 $438 $372 $1,276
Chrysler Pacifica $348 $532 $316 $1,332

However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda Odyssey Insurance?

The Honda Odyssey trim and model you choose can impact the total price you will pay for Honda Odyssey insurance coverage.

Age of the Vehicle

Older Honda Odyssey models generally cost less to insure. For example, car insurance rates for a 2020 Honda Odyssey are $1,342, while 2010 Honda Odyssey rates are $1,112, a difference of $230. Even looking at more recent models, you’ll see the 2018 Honda Odyssey insurance rates are down almost two percent from the 2020 model and it depreciates more as time goes on.

Model Year Comprehensive Collision Liability Total
2020 Honda Odyssey $280 $532 $372 $1,342
2019 Honda Odyssey $268 $512 $390 $1,328
2018 Honda Odyssey $256 $506 $398 $1,318
2017 Honda Odyssey $248 $494 $416 $1,316
2016 Honda Odyssey $240 $474 $430 $1,302
2015 Honda Odyssey $226 $458 $442 $1,284
2014 Honda Odyssey $218 $424 $452 $1,252
2013 Honda Odyssey $208 $400 $456 $1,222
2012 Honda Odyssey $200 $358 $460 $1,176
2011 Honda Odyssey $188 $330 $460 $1,136
2010 Honda Odyssey $180 $310 $464 $1,112

Driver Age

Driver age can have a significant effect on the cost of Honda Odyssey car insurance. For example, 30-year-old drivers pay approximately $59 more for their Honda Odyssey car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Los Angeles may pay $497 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Honda Odyssey car insurance rates. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey car insurance with violations on their driving record.

Honda Odyssey Safety Ratings

Your Honda Odyssey auto insurance rates are tied to the Honda Odyssey’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Honda Odyssey Crash Test Ratings

Not only do good Honda Odyssey crash test ratings mean you are better protected in a crash, but good Honda Odyssey crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Honda Odyssey VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Honda Odyssey Safety Features

The more safety features you have on your Honda Odyssey, the more likely it is that you can earn a discount. The Honda Odyssey’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda Odyssey Insurance Loss Probability

The Honda Odyssey’s insurance loss probability varies for each form of coverage. The lower percentage means lower Honda Odyssey auto insurance rates; higher percentages mean higher Honda Odyssey car insurance rates.

Insurance Coverage Category Loss Rate
Collision -22%
Property Damage -17%
Comprehensive -25%
Personal Injury -18%
Medical Payment -22%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety

Honda Odyssey Finance and Insurance Cost

If you are financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey auto insurance quotes from the best auto insurance companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Honda Odyssey Insurance

There are many ways that you can save on Honda Odyssey car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Honda Odyssey car insurance rates low.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Consider Renting a Car Instead of Buying a Second Honda Odyssey
  • Choose Automatic Payments or EFT for Your Honda Odyssey Insurance Policy
  • Consider Honda Odyssey Insurance Costs Before Buying a Honda Odyssey

Top Honda Odyssey Insurance Companies

Several insurance companies offer competitive rates for the Honda Odyssey based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda Odyssey drivers organized by market share. You’ll notice that most of these companies are big national brands like Geico, Progressive, and Allstate.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Honda Odyssey Insurance Quotes Online

You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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