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Online GMC Acadia Insurance Rates [Comparison Guide]

Online GMC Acadia car insurance rates are $108 a month on average, but you can compare your GMC Acadia insurance quotes online with our free tool. Follow this comparison guide before buying GMC Acadia insurance coverage, because we've found that the best companies with affordable GMC Acadia insurance costs are State Farm and GEICO.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • GMC Acadia insurance costs around $225 less per year than the average vehicle

GMC Acadia insurance rates are about $225 less than the average vehicle with full coverage costing around $1,294 a year or $108 a month. The highest rates are for teen drivers who will pay around $4,730 a year or $394 a month.

Good drivers can save up to $534 in policy discounts by staying safe on the roads. We’re going to take a closer look at GMC Acadia insurance rates, crash test ratings, and more.

You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.

GMC Acadia Insurance Cost

The average GMC Acadia car insurance costs are $1,294 a year or $108 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are GMC Acadias Expensive to Insure?

The chart below details how GMC Acadia insurance rates compare to other SUVs like the Audi Q3, Volkswagen Touareg, and Lexus RX 350.

Vehicle Comprehensive Collision Liability Total
GMC Acadia $294 $470 $372 $1,294
Audi Q3 $344 $686 $398 $1,586
Volkswagen Touareg $372 $690 $390 $1,610
Lexus RX 350 $358 $660 $440 $1,638
Hyundai Santa Fe $294 $562 $372 $1,386
Dodge Durango $348 $562 $372 $1,440
BMW X3 $376 $656 $372 $1,562

However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Acadia Insurance?

The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia auto insurance coverage.

Age of the Vehicle

The average GMC Acadia car insurance rates are higher for newer models. For example, car insurance for a 2020 GMC Acadia costs $1,294, while 2010 GMC Acadia insurance costs are $1,084, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 GMC Acadia $294 $470 $372 $1,294
2019 GMC Acadia $280 $452 $390 $1,280
2018 GMC Acadia $270 $448 $398 $1,274
2017 GMC Acadia $260 $436 $416 $1,270
2016 GMC Acadia $250 $418 $430 $1,256
2015 GMC Acadia $238 $404 $442 $1,242
2014 GMC Acadia $228 $374 $452 $1,212
2013 GMC Acadia $218 $352 $456 $1,184
2012 GMC Acadia $210 $316 $460 $1,144
2011 GMC Acadia $196 $292 $460 $1,106
2010 GMC Acadia $190 $272 $464 $1,084

Driver Age

Driver age can have a significant effect on GMC Acadia car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their GMC Acadia car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Los Angeles may pay $1,113 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of GMC Acadia auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.

GMC Acadia Safety Ratings

Your GMC Acadia auto insurance rates are tied to the GMC Acadia’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

GMC Acadia Crash Test Ratings

GMC Acadia crash test ratings can impact your GMC Acadia car insurance rates. See GMC Acadia crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Acadia SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2019 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2018 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Limited SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Limited SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Denali SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Denali SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia Denali SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia Denali SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

GMC Acadia Safety Features

Most drivers don’t realize that not only do GMC Acadia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Acadia auto insurance rates. The GMC Acadia’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

GMC Acadia Insurance Loss Probability

Another contributing factor that affects GMC Acadia car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -25%
Property Damage -14%
Comprehensive -27%
Personal Injury -29%
Medical Payment -31%
Bodily Injury -20%
Source: Insurance Institute for Highway Safety

GMC Acadia Finance and Insurance Cost

If you are financing a GMC Acadia, most lenders will require your carry higher GMC Acadia coverage options including comprehensive coverage, so be sure to shop around and compare GMC Acadia car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on GMC Acadia Insurance

Drivers can end up saving more money on their GMC Acadia car insurance rates by employing any one of the following strategies.

  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Ask About Loyalty Discounts
  • Ask About Welcome Discounts
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Spy on Your Teen Driver

Top GMC Acadia Insurance Companies

Who is the top car insurance company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free GMC Acadia Insurance Quotes Online

You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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