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Compare Lincoln MKC Insurance Quotes [Comprehensive Guide]

Average Lincoln MKC auto insurance rates cost $122 per month ($1,458 per year). Shop around to find cheap Lincoln MKC insurance rates. On average, Lincoln MKC comprehensive insurance coverage costs $355, collision coverage costs $518, and liability coverage costs $411.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,458 a year or $122 each month
  • A liability-only policy costs around $585 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,329 a year or $444 each month
  • Good drivers can save as much as $601 a year by earning policy discounts
  • Lincoln MKC insurance costs around $61 less per year than the average vehicle

Lincoln MKC insurance rates are about $61 less per year than the average vehicle with full coverage costing about $1,458 a year or $122 a month. The highest rates are for teens at around $5,329 a year or $444 a month.

Good drivers can save up to $601 a year in policy discounts by staying safe and courteous out on the roads. Let’s take a closer look at Lincoln MKC insurance rates, crash test ratings, and more.

You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKC Insurance Cost

The average Lincoln MKC car insurance costs are $1,458 a year or $122 a month.

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Are Lincoln MKCs Expensive to Insure?

The chart below details how Lincoln MKC insurance rates compare to other crossovers like the Chevrolet Equinox, Nissan Rogue, and Infiniti QX30.

Vehicle Comprehensive Collision Liability Total
Lincoln MKC $306 $596 $398 $1,458
Chevrolet Equinox $308 $532 $372 $1,370
Nissan Rogue $268 $512 $440 $1,400
Infiniti QX30 $344 $686 $398 $1,586
Cadillac XT4 $362 $656 $316 $1,470
Lexus NX 300 $376 $688 $372 $1,594
Buick Envision $320 $566 $398 $1,442

However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKC Insurance?

The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC auto insurance coverage.

Age of the Vehicle

Older Lincoln MKC models generally cost less to insure. For example, car insurance for a 2018 Lincoln MKC costs $1,458, while 2015 Lincoln MKC insurance costs are $1,408, a difference of $50.

Model Year Comprehensive Collision Liability Total
2018 Lincoln MKC $306 $596 $398 $1,458
2017 Lincoln MKC $296 $582 $416 $1,452
2016 Lincoln MKC $286 $558 $430 $1,432
2015 Lincoln MKC $270 $538 $442 $1,408

Driver Age

Driver age can have a significant effect on Lincoln MKC car insurance rates. For example, 20-year-old drivers pay $1,783 more for their Lincoln MKC car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in New York may pay $379 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on your Lincoln MKC car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC car insurance with violations on their driving record.

Lincoln MKC Safety Ratings

Your Lincoln MKC car insurance rates are tied to the safety ratings of the Lincoln MKC. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety

Lincoln MKC Crash Test Ratings

Not only do good Lincoln MKC crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lincoln MKC auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lincoln MKC SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lincoln MKC Safety Features

The Lincoln MKC safety features can help lower insurance costs. According to AutoBlog, the 2020 Lincoln MKC has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Lincoln MKC Insurance Loss Probability

Insurance loss probability on the Lincoln MKC fluctuates between each type of coverage. The lower percentage means lower Lincoln MKC car insurance rates; higher percentages mean higher Lincoln MKC auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -3%
Property Damage -24%
Comprehensive -31%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Lincoln MKC Finance and Insurance Cost

If you are financing a Lincoln MKC, you will pay more if you purchase Lincoln MKC car insurance at the dealership, so be sure to shop around and compare Lincoln MKC car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Lincoln MKC Insurance

There are several ways you can save even more on your Lincoln MKC car insurance rates. Take a look at the following five tips:

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Lincoln MKC
  • Choose a Lincoln MKC with Cheaper Repair Costs
  • Ask About Lincoln MKC Discounts If You Were Listed on Someone Else’s Policy
  • Take Public Transit Instead of Driving Your Lincoln MKC
  • Check Your Lincoln MKC Policy Carefully to Ensure All Information is Correct

Top Lincoln MKC Insurance Companies

Who is the top auto insurance company for Lincoln MKC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKC auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKC offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Lincoln MKC Insurance Quotes Online

You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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