Kia Sedona Insurance Cost [Rates + Cheap Coverage Guide]

The average Kia Sedona insurance costs are $100/mo for full coverage while Kia Sedona insurance rates are $24/mo for comprehensive, $36/mo for collision, and $26/mo for liability. Compare Kia Sedona insurance quotes with our tool below to get cheap Kia Sedona insurance prices.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 23, 2020

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Key takeaways:

  • Full coverage costs around $1,204 a year or $100 each month
  • A liability-only policy costs around $483 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,401 a year or $367 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Kia Sedona insurance costs around $315 less per year than the average vehicle

Kia Sedona insurance rates are about $315 less per year than the average vehicle with full coverage costing around $1,204 a year or $100 a month. Drivers of an older Kia Sedona may opt for liability coverage only which costs about $483 a year or $40 a month.

Good drivers can save up to $496 a year in policy discounts by being safe and courteous while driving. Let’s take a deeper look at Kia Sedona insurance rates, safety ratings, and more.

You can start comparing quotes for Kia Sedona car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Sedona Insurance Cost

The average Kia Sedona auto insurance costs are $1,204 a year or $100 a month.

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Are Kia Sedonas Expensive to Insure?

The chart below details how Kia Sedona insurance rates compare to other vans like the Chrysler Pacifica, Toyota Sienna, and Honda Odyssey.

Vehicle Comprehensive Collision Liability Total
Kia Sedona $282 $448 $338 $1,204
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
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However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sedona Insurance?

The Kia Sedona trim and model you choose can impact the total price you will pay for Kia Sedona insurance coverage.

Age of the Vehicle

Older Kia Sedona models generally cost less to insure. For example, car insurance rates for a 2018 Kia Sedona are $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.

Model Year Comprehensive Collision Liability Total
2018 Kia Sedona $282 $448 $338 $1,204
2017 Kia Sedona $272 $436 $354 $1,198
2016 Kia Sedona $262 $418 $364 $1,180
2015 Kia Sedona $248 $404 $376 $1,164
2014 Kia Sedona $238 $374 $384 $1,132
2012 Kia Sedona $220 $316 $390 $1,062
2011 Kia Sedona $206 $292 $390 $1,024
2010 Kia Sedona $198 $272 $394 $1,000
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Driver Age

Driver age can have a significant effect on the cost of Kia Sedona car insurance. For example, 30-year-old drivers pay approximately $53 more for their Kia Sedona car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Jacksonville may pay $723 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona car insurance with violations on their driving record.

Kia Sedona Safety Ratings

Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Kia Sedona Crash Test Ratings

Good Kia Sedona crash test ratings mean the VW is safer, which could mean cheaper Kia Sedona car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Kia Sedona Safety Features

Having a variety of safety features on your Kia Sedona can help lower your Kia Sedona insurance costs. The Kia Sedona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sedona Insurance Loss Probability

Insurance loss probability on the Kia Sedona fluctuates between each type of coverage. The lower percentage means lower Kia Sedona car insurance rates; higher percentages mean higher Kia Sedona auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage -36%
Comprehensive -4%
Personal Injury 16%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Kia Sedona Finance and Insurance Cost

If you are financing a Kia Sedona, you will pay more if you purchase Kia Sedona car insurance at the dealership, so be sure to shop around and compare Kia Sedona car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Kia Sedona Insurance

There are many ways that you can save on Kia Sedona car insurance. Below are five actions you can take to find cheap Kia Sedona auto insurance rates.

  • Compare Kia Sedona Quotes for Free Online
  • Audit Your Kia Sedona Driving When You Move to a New Location or Start a New Job
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Never Drink and Drive Your Kia Sedona
  • Get Cheaper Kia Sedona Car Insurance Rates as a Full-Time Parent

Top Kia Sedona Insurance Companies

Who is the best auto insurance company for Kia Sedona insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Sedona auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Sedona offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Kia Sedona Insurance Quotes Online

Start comparing Kia Sedona auto insurance quotes for free by using our FREE online comparison tool.

Are you looking for free insurance quotes?

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