Secured with SHA-256 Encryption
Select Page

Kia Sedona Insurance Cost [Rates + Cheap Coverage Guide]

Average Kia Sedona car insurance rates cost $100 per month ($1,204 per year). On average, comprehensive coverage costs $293, collision coverage costs $428, and liability coverage costs $340 for Kia Sedona insurance.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,204 a year or $100 each month
  • A liability-only policy costs around $483 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,401 a year or $367 each month
  • Good drivers can save as much as $496 a year by earning policy discounts
  • Kia Sedona insurance costs around $315 less per year than the average vehicle

Kia Sedona insurance rates are about $315 less per year than the average vehicle with full coverage costing around $1,204 a year or $100 a month. Drivers of an older Kia Sedona may opt for liability coverage only which costs about $483 a year or $40 a month.

Good drivers can save up to $496 a year in policy discounts by being safe and courteous while driving. Let’s take a deeper look at Kia Sedona insurance rates, safety ratings, and more.

You can start comparing quotes for Kia Sedona car insurance rates from some of the best car insurance companies by using our free online tool now.

Kia Sedona Insurance Cost

The average Kia Sedona auto insurance costs are $1,204 a year or $100 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Kia Sedonas Expensive to Insure?

The chart below details how Kia Sedona insurance rates compare to other vans like the Chrysler Pacifica, Toyota Sienna, and Honda Odyssey.

Vehicle Comprehensive Collision Liability Total
Kia Sedona $282 $448 $338 $1,204
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276

However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia Sedona Insurance?

The Kia Sedona trim and model you choose can impact the total price you will pay for Kia Sedona insurance coverage.

Age of the Vehicle

Older Kia Sedona models generally cost less to insure. For example, car insurance rates for a 2018 Kia Sedona are $1,204, while 2010 Kia Sedona rates are $1,000, a difference of $204.

Model Year Comprehensive Collision Liability Total
2018 Kia Sedona $282 $448 $338 $1,204
2017 Kia Sedona $272 $436 $354 $1,198
2016 Kia Sedona $262 $418 $364 $1,180
2015 Kia Sedona $248 $404 $376 $1,164
2014 Kia Sedona $238 $374 $384 $1,132
2012 Kia Sedona $220 $316 $390 $1,062
2011 Kia Sedona $206 $292 $390 $1,024
2010 Kia Sedona $198 $272 $394 $1,000

Driver Age

Driver age can have a significant effect on the cost of Kia Sedona car insurance. For example, 30-year-old drivers pay approximately $53 more for their Kia Sedona car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Kia Sedona insurance rates. For example, drivers in Jacksonville may pay $723 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Kia Sedona auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sedona car insurance with violations on their driving record.

Kia Sedona Safety Ratings

Your Kia Sedona auto insurance rates are tied to the Kia Sedona’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Kia Sedona Crash Test Ratings

Good Kia Sedona crash test ratings mean the VW is safer, which could mean cheaper Kia Sedona car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2019 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2018 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2017 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
2016 Kia Sedona VAN FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Kia Sedona Safety Features

Having a variety of safety features on your Kia Sedona can help lower your Kia Sedona insurance costs. The Kia Sedona’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Kia Sedona Insurance Loss Probability

Insurance loss probability on the Kia Sedona fluctuates between each type of coverage. The lower percentage means lower Kia Sedona car insurance rates; higher percentages mean higher Kia Sedona auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 2%
Property Damage -36%
Comprehensive -4%
Personal Injury 16%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Kia Sedona Finance and Insurance Cost

If you are financing a Kia Sedona, you will pay more if you purchase Kia Sedona car insurance at the dealership, so be sure to shop around and compare Kia Sedona car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Kia Sedona Insurance

There are many ways that you can save on Kia Sedona car insurance. Below are five actions you can take to find cheap Kia Sedona auto insurance rates.

  • Compare Kia Sedona Quotes for Free Online
  • Audit Your Kia Sedona Driving When You Move to a New Location or Start a New Job
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Never Drink and Drive Your Kia Sedona
  • Get Cheaper Kia Sedona Car Insurance Rates as a Full-Time Parent

Top Kia Sedona Insurance Companies

Who is the best auto insurance company for Kia Sedona insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Sedona auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Sedona offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Kia Sedona Insurance Quotes Online

Start comparing Kia Sedona auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *