Does Medicare cover breast prosthesis?
Medicare covers breast prosthesis when ordered by a doctor enrolled in Medicare. Breast prosthesis coverage with Medicare Part B, and is subject to the Part B deductible as well as 20% coinsurance. Medicare Supplement insurance can cover some or all of the out-of-pocket costs of breast prostheses with Medicare.
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UPDATED: Jan 21, 2021
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- The Highlights
Medicare covers breast prosthesis if it is ordered by a doctor
Surgical bras, or mastectomy bras, are also covered
You will be responsible for your Part B deductible and coinsurance
Does Medicare cover breast prosthesis? Medicare will cover most prosthetic devices as long as they are ordered by a doctor who is enrolled in Medicare. A surgery bra will be covered under Medicare Part B, and you will have to pay the Part B deductible as well as the 20 percent coinsurance.
If you have Medicare Supplement insurance, you could have some or all of the out-of-pocket costs covered. Medicare Advantage health insurance plans may also have a lower out-of-pocket amount, depending on your plan.
To compare options for a Medicare plan that covers breast prosthesis with no out-of-pocket costs, enter your ZIP code now.
What is the Medicare coverage for breast prostheses?
According to Medicare.gov, breast prostheses are covered under your Part B coverage. These are covered only when a Medicare-enrolled doctor determines that they are needed and writes a prescription for the prosthetics. A mastectomy bra is usually prescribed after breast cancer surgery, but there may be other conditions that require the use of breast prosthetics.
If you have Medicare Advantage, your coverage will depend on the plan you have selected. Medicare Advantage plans cover the same things as Original Medicare but may have additional coverage available.
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What is the cost of breast prosthesis with Medicare?
The cost of a single breast prosthesis can be as much as $500, which adds up to $1000 for a pair of prostheses. Medicare will cover that at 80 percent after your Part B deductible is met, with a 20 percent health care coinsurance. Odds are good that the treatment for which you are in need of the prosthesis will have already covered that deductible. If you have a Medicare Supplement plan, you could have reduced costs or no costs at all. That depends on the plan you select.
Cost out-of-pocket for breast prostheses with Medicare Advantage will vary. Plans may cover the surgical bra and prosthesis at 100 percent in some cases, with no deductible. Contact your plan provider to find out what your cost will be.
Does Medicare cover breast prosthesis? The Bottom Line
Medicare does cover breast prosthesis and mastectomy bras at 80 percent after your deductible. You’ll avoid paying out-of-pocket costs if you have the right Medicare Supplement plan.
To look for a Medicare plan that covers breast prosthesis at no out-of-pocket costs, enter your ZIP code now.