Does Medicare cover 3D mammograms?
Medicare covers a 3D mammogram under your Part B coverage at no additional cost. For a diagnostic 3D mammogram, your coinsurance with Original Medicare is 20%, and you will have to pay your Part B deductible. If you have a Medicare Advantage plan or a Medicare Supplement plan, you may have additional Medicare coverage for a 3D mammogram that pays out-of-pocket expenses.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
UPDATED: May 15, 2023
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UPDATED: May 15, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Medicare covers a baseline mammogram for women 35-39 and annual screening mammograms for women 40+ at no charge
- Medicare will also cover a diagnostic mammogram if medically necessary with a coinsurance amount
- You can have a 3d mammogram at no additional cost under your Original Medicare plan
Does Medicare cover a 3D mammogram? While not all health insurance plans will pay for a 3D mammogram, if you have Medicare it is covered at no additional cost. There are a deductible and coinsurance amount for diagnostic mammograms, but that may be covered by a Medicare Supplement plan. Medicare Advantage plans may also cover it without out-of-pocket expenses depending on your plan.
If you’d like to compare quotes for Medicare options that cover 3D mammograms without out-of-pocket expenses, enter your ZIP code above.
Does Medicare cover a 3D mammogram?
According to Medicare.gov, Medicare will cover mammograms under your Part B coverage. This includes 3D mammograms, also known as digital breast tomosynthesis (TOMO), at no additional charge. Medicare covers the following different types of mammograms:
- One baseline mammogram for women between the ages of 35-39
- One screening mammogram every 12 months for women 40 and over
- Diagnostic mammograms more often when medically necessary
Whether a diagnostic mammogram is medically necessary will be decided by your doctor. Since the other types are considered to be preventative care, they are covered automatically.
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Does Medicare cover mammograms after age 65?
Medicare does cover mammograms for women aged 65-69. Annual screening mammograms have 100% coverage. Medicare pays 80% of the cost of diagnostic mammograms. Mammograms remain an important cancer detection tool as you age.
How often is a mammogram covered under Medicare?
Medicare will cover a mammogram every year for women aged 40 and older. Medicare covers screening mammograms and diagnostic mammograms slightly differently, so it helps to know how your coverage works before going to your doctor.
What is the out-of-pocket cost of a 3D mammogram?
For a screening mammogram, there is no out-of-pocket cost under Original Medicare Part B. The coinsurance amount for a diagnostic mammogram is 20 percent of the Medicare-approved amount. You will also have to pay your Part D deductible or any part of it that is remaining unless you have already met it for the year.
There is no increased cost for a 3D mammogram over a 2D mammogram with Original Medicare
If you have Medicare Advantage, the coinsurance and deductible amounts will vary by plan. You’ll need to look at your summary of benefits or contact the insurance company that handles your Medicare Advantage plan to find out what you can expect to pay. Medicare Supplement Insurance (Medigap) can also help to pay deductibles and coinsurance amounts for Original Medicare, which can reduce the out-of-pocket cost of a 3d mammogram to $0 in some cases.
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Does Medicare cover a 3D mammogram? The Bottom Line
Medicare does cover 3D mammograms with no additional cost to you beyond coinsurance and deductible amounts that may apply to a diagnostic mammogram. Whether you have a 2D or 3D mammogram will not affect the coverage provided by Medicare.
Risk factors for breast cancer include but are not limited to: a family history of breast cancer, genetic predispositions, personal history with breast cancer, breast density, obesity, drinking alcohol, early menstruation, delayed childbearing and having fewer children.
Most major health organizations do recommend that you continue to have regular mammograms as long as you are in good health.
You may be able to reduce your out-of-pocket costs for a 3D mammogram by choosing Medicare Advantage or adding a Medicare Supplement plan to your Original Medicare. To compare rates for these Medicare options, enter your ZIP code now.
Frequently Asked Questions
Does Medicare cover 3D mammograms?
Yes, Medicare does cover 3D mammograms for eligible beneficiaries. Medicare, the federal health insurance program in the United States, provides coverage for various preventive and diagnostic services to help beneficiaries maintain their health and detect potential medical conditions early.
Are there any restrictions on the facilities where a 3D mammogram can be performed under Medicare?
Medicare covers 3D mammograms performed in a Medicare-certified facility, which includes hospitals, clinics, and radiology centers that meet specific quality standards.
Can Medicare beneficiaries choose any facility for a covered 3D mammogram?
Beneficiaries can choose any Medicare-certified facility that offers 3D mammograms and accepts Medicare assignment.
Does Medicare cover 3D mammograms for individuals with a history of breast cancer?
Yes, Medicare covers 3D mammograms for beneficiaries with a history of breast cancer if it is deemed medically necessary for monitoring or follow-up care.
Are additional tests or procedures following a 3D mammogram covered by Medicare?
Medicare coverage for additional tests or procedures that may be necessary as a result of a 3D mammogram will depend on their medical necessity and the specific Medicare guidelines.
What should Medicare beneficiaries do if they have questions about coverage for a 3D mammogram?
Beneficiaries can contact Medicare directly or consult with their healthcare provider to get information about coverage, specific requirements, and any other related questions.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.