Best Tesla Model Y Auto Insurance Rates 2021

Auto insurance for the Tesla Model Y will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Tesla Model Y has numerous safety features that can help reduce car insurance rates. To find the best deal on Tesla Model Y auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • The cost of insurance for a Tesla Model Y depends on the trim level
  • The Tesla Model Y has safety features that include Driver Air Bag and Cross-Traffic Alert
  • Crash test ratings have an impact on Tesla Model Y auto insurance rates

If you’re looking to buy a Tesla Model Y, you will want to know the details first. We’ve put together information on insurance for the Tesla Model Y to help you get an idea of costs. We’ve also gathered other cost information, including how much a Tesla Model Y will run you.

Read on to learn all about the Tesla Model Y including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Tesla Model Y with confidence.

To see fast, free Tesla Model Y insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Tesla Model Y insurance rate from top companies right away.

What impacts the cost of Tesla Model Y insurance?

The average annual rate for the Tesla Model Y is just that, an average. Your insurance rates for a Tesla Model Y can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Tesla Model Y.

Tesla Model Y Crash Test Ratings

The Tesla Model Y crash test ratingswill have an affect on Tesla Model Y car insurance rates. Take a look at crash test results for the Tesla Model Y.

Tesla Model Y Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Tesla Model Y SUV AWD N/R N/R N/R N/R

Tesla Model Y Safety Features

The numerous safety features of the Tesla Model Y help contribute to lower insurance rates. The Tesla Model Y has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

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Ways to Save on Tesla Model Y Insurance

Save more on your Tesla Model Y car insurance rates. Take a look at the following five strategies that will get you the best Tesla Model Y auto insurance rates possible.

  • Ask about Tesla Model Y discounts if you were listed on someone else’s policy
  • Ask for a higher deductible for your Tesla Model Y insurance policy
  • Buy your Tesla Model Y with cash, or get a shorter-term loan
  • Be picky about who drives your Tesla Model Y
  • Move to an area with a lower cost of living

Top Tesla Model Y Insurance Companies

What is the best company for affordable Tesla Model Y insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Tesla Model Y insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Tesla Model Y.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Tesla Model Y Insurance Quotes Online

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