Best Tesla Model Y Car Insurance Quotes (2025)
To get the best price on your Tesla Model Y auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Tesla Model Y, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Tesla Model Y auto insurance rates.
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Tim Bain
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Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cost of insurance for a Tesla Model Y depends on the trim level
- Crash test ratings have an impact on Tesla Model Y auto insurance rates
- Safety features of the Tesla Model Y can earn you a car insurance discount
Buying a new car is both fun and a lot of work. If the Tesla Model Y is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Tesla Model Y right here.
Take a look at what you can expect in terms of insurance rates for the Tesla Model Y and compare it to other similar vehicles. Then find out how the Tesla Model Y stacks up in terms of safety ratings and features, as well as what it costs to buy a Tesla Model Y right here.
If you need insurance for a Tesla Model Y right now, we can help. Enter your ZIP code for free Tesla Model Y car insurance quotes from top companies.
Are vehicles like the Tesla Model Y expensive to insure?
Take a look at how insurance rates for similar models to the Tesla Model Y look. These insurance rates for other SUVs like the GMC Yukon Hybrid, Lexus RX 330, and Jeep Compass give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Jeep Commander | $234 | $346 | $464 | $1,202 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
| Land Rover LR4 | $368 | $668 | $430 | $1,624 |
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What impacts the cost of Tesla Model Y insurance?
As with any car, your Tesla Model Y car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Tesla Model Y trim level you buy will also have an impact on the total price you will pay for Tesla Model Y insurance coverage.
Tesla Model Y Crash Test Ratings
The Tesla Model Y crash test ratingswill have an affect on Tesla Model Y car insurance rates. Take a look at crash test results for the Tesla Model Y.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Tesla Model Y SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on Tesla Model Y Insurance
Save more on your Tesla Model Y car insurance rates. Take a look at the following five strategies that will get you the best Tesla Model Y auto insurance rates possible.
- Ask about a student away from home discount
- Never drink and drive your Tesla Model Y
- Make sure you’re raising a safe driver
- Consider using a tracking device on your Tesla Model Y
- Pay your Tesla Model Y insurance upfront
Top Tesla Model Y Insurance Companies
What is the best auto insurance company for Tesla Model Y insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Tesla Model Y auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Tesla Model Y.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Tesla Model Y Insurance Quotes Online
Save money by comparing Tesla Model Y insurance rates with free quotes online now.
Frequently Asked Questions
What is Tesla Model Y car insurance?
Tesla Model Y car insurance is a type of insurance coverage that protects the owner of a Tesla Model Y against financial loss in case of an accident or theft. It typically covers damages to the vehicle, as well as any injuries sustained by the driver and passengers.
What factors affect the cost of Tesla Model Y car insurance quotes?
Several factors can affect the cost of Tesla Model Y car insurance quotes, including the driver’s age, driving record, location, and the level of coverage chosen. Additionally, the value of the car and the likelihood of it being stolen or involved in an accident can also impact the cost of insurance.
ow can I find the best Tesla Model Y car insurance quotes?
To find the best Tesla Model Y car insurance quotes, it’s important to shop around and compare rates from different insurance providers. You can also work with an insurance broker who can help you find the best coverage at a competitive price.
What types of coverage are available for Tesla Model Y car insurance?
The types of coverage available for Tesla Model Y car insurance include liability coverage, which covers damages to other vehicles and property in an accident, as well as collision coverage, which covers damages to your own vehicle in a collision. Comprehensive coverage is also available, which covers damages to your vehicle from non-collision events such as theft or weather-related damage.
What is the average cost of Tesla Model Y car insurance?
The cost of Tesla Model Y car insurance can vary widely depending on a number of factors, including the driver’s age and driving record, location, and the level of coverage chosen. On average, however, car insurance for a Tesla Model Y can cost between $1,500 and $2,500 per year.
Are there any discounts available for Tesla Model Y car insurance?
Yes, many insurance providers offer discounts for Tesla Model Y car insurance. These can include safe driving discounts, multi-policy discounts, and discounts for installing anti-theft devices in your car. Be sure to ask your insurance provider about available discounts to help lower your insurance costs.
How much car insurance coverage do I need for my Tesla Model Y?
The amount of car insurance coverage you need for your Tesla Model Y depends on several factors, including the value of your car, your budget, and your level of risk tolerance. It’s generally recommended to carry enough coverage to protect your assets in case of an accident or other incident. You may want to consider liability coverage limits of at least $100,000 per person and $300,000 per accident, and collision and comprehensive coverage with a deductible that you can comfortably afford.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.