Best Psychiatrists That Will Accept Medicare (2024)
If you are looking for psychiatrists that accept Medicare, you may want to speak to your primary doctor or to an insurance agent with your Medicare plan. Your psychiatric needs may be covered with your Medicare plan, but there are typically limits to all mental health services when it comes to how much Medicare will actually cover. In some cases, an Original Medicare plan and a Medicare Advantage plan may vary in terms of coverage.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
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UPDATED: Jan 9, 2024
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UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Depending on why you need to see a psychiatrist, Medicare may help with your coverage
- Medicare plans have limits as to how much psychiatric care they will cover
- If you are struggling with your mental health, reach out to a physician or a loved one for help
If you have struggled with your mental health in the past, or if you’re currently in a season of life where your mental health needs to improve, you may want to know whether there are psychiatrists that accept Medicare.
While not all psychiatrists accept Medicare plans, there are many who do. You can do a search online, speak to your health insurance agent, or ask your primary doctor for a referral to ensure you find a psychiatrist that is considered in-network.
While there is no such thing as a Medicare psychiatrist, you should not have too much of an issue finding a psychiatrist that will work with you under your Medicare health coverage.
If you’re looking more for an online psychiatrist, Medicare may not offer the same amount of coverage.
Finding affordable Medicare insurance for psychiatry does not have to be a big headache. You can evaluate whether your current Medicare plan offers coverage for psychiatric care.
If you want to look into a new Medicare plan, you can find Medicare insurance quotes for psychiatry online and compare health insurance quotes from multiple companies at once.
As you compare Medicare insurance companies that cover psychiatric care, be sure to look closely at the explanation of benefits for each Medicare plan.
You can use our free quote tool above right now to search for Medicare insurance rates that cover psychiatry in your town.
Do psychiatrists take Medicare?
There are many psychiatrists who do take Medicare insurance. But it is your responsibility to make sure your reason for visiting the psychiatrist is covered by Medicare before you go.
If you have an Original Medicare plan, Medicare Part B will typically cover any outpatient mental health services you receive.
Medicare will often cover therapy, counseling, and psychiatric services, including the following:
- Psychiatric evaluations for mental health disorders
- Diagnostic tests for mental health disorders
- Group and family therapy
- Individual therapy
- Substance abuse sessions
Though these areas seem to be very vast, there are some caveats within each.
For example, Medicare will pay for group or family therapy if the goal of therapy is to help an underlying medical condition. But Medicare will not necessarily cover therapy sessions for the purpose of improving your mental health.
Similarly, Medicare covers substance abuse sessions, but you can only have four initial sessions before Medicare decides whether additional sessions will be covered.
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Will Medicare cover inpatient psychiatric care?
If you need to see a psychiatrist in a hospital or other inpatient setting, Medicare Part A would be responsible for your coverage.
Regardless of your condition and reasons for being admitted to an inpatient facility for psychiatric care, Medicare will only cover 190 days of inpatient psychiatric care in your lifetime.
For some, this limitation on psychiatric care while they are hospitalized is surprising.
If possible, you may want to look into whether Medicare Advantage plans offer any additional coverage for psychiatric care. Because Medicare Advantage plans are offered by private insurance companies, they may offer more coverage for mental health services.
You can search for the best Medicare company for you online to see what is available to you and how much you would pay in rates.
If you are struggling with mental health issues and do not know what to do, you can reach out to groups like SAMHSA for assistance. They will help you determine where to go while offering care and support.
As you consider buying Medicare insurance for psychiatric services, be sure to use our free quote tool below to see rates for Medicare plans in your area.
Frequently Asked Questions
How do I find a psychiatrist that accepts Medicare?
You can start by using Medicare’s “Physician Compare” tool on the official Medicare website. This tool allows you to search for psychiatrists in your area who accept Medicare. You can also ask for recommendations from your primary care doctor, or check with your local hospital or clinic.
What should I look for when choosing a psychiatrist that accepts Medicare?
When choosing a psychiatrist that accepts Medicare, it’s important to consider factors such as their experience, credentials, and bedside manner. You may also want to consider their location, office hours, and whether they offer services such as telemedicine or online appointment scheduling.
Are there any special considerations I should keep in mind when choosing a psychiatrist for Medicare?
Yes, it’s important to choose a psychiatrist that is enrolled in Medicare, and who accepts Medicare’s payment rates. You should also consider whether the psychiatrist specializes in the type of treatment you need, such as medication management or psychotherapy.
Can I change my psychiatrist if I’m not satisfied with the care I’m receiving?
Yes, you can change your psychiatrist at any time if you’re not satisfied with the care you’re receiving. However, it’s important to ensure that the new psychiatrist you choose is also enrolled in Medicare and accepts Medicare’s payment rates.
Will Medicare cover all of my psychiatrist’s services?
Medicare will cover a range of psychiatric services, including evaluations, medication management, and psychotherapy. However, there may be some services or treatments that are not covered, so it’s important to check with your psychiatrist and your Medicare plan to understand what is and isn’t covered.
How much will I have to pay for psychiatric services with Medicare?
The amount you’ll pay for psychiatric services with Medicare will depend on your specific plan and whether you have any additional coverage, such as a Medicare Advantage plan or a Medigap policy. Some services may be covered in full, while others may require you to pay a copay or coinsurance.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.