Best Lincoln LS Auto Insurance Rates 2021

Auto insurance for the Lincoln LS will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Lincoln LS has numerous safety features that can help reduce car insurance rates. To find the best deal on Lincoln LS auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 24, 2021

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Things to Remember

  • Safety features of the Lincoln LS can earn you a car insurance discount
  • The Lincoln LS has safety features that include Driver Air Bag and Cross-Traffic Alert
  • Crash test ratings have an impact on Lincoln LS auto insurance rates

Buying a new car is both fun and a lot of work. If the Lincoln LS is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lincoln LS right here.

Take a look at what you can expect in terms of insurance rates for the Lincoln LS and compare it to other similar vehicles. Then find out how the Lincoln LS stacks up in terms of safety ratings and features, as well as what it costs to buy a Lincoln LS right here.

If you need insurance for a Lincoln LS right now, we can help. Enter your ZIP code for free Lincoln LS car insurance quotes from top companies.

What impacts the cost of Lincoln LS insurance?

The average annual rate for the Lincoln LS is just that, an average. Your insurance rates for a Lincoln LS can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lincoln LS.

Lincoln LS Safety Features

The numerous safety features of the Lincoln LS help contribute to lower insurance rates. The Lincoln LS has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

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Ways to Save on Lincoln LS Insurance

If you want to reduce the cost of your Lincoln LS insurance rates, follow these tips below:

  • Understand the different types of auto insurance for your Lincoln LS
  • Ask about Lincoln LS safety discounts
  • Ask about discounts for people with disabilities
  • Consider renting a car instead of buying a second Lincoln LS
  • Take a defensive driving course or any driver’s education course

Top Lincoln LS Insurance Companies

What is the best auto insurance company for Lincoln LS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln LS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lincoln LS.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lincoln LS Insurance Quotes Online

Save money by comparing Lincoln LS insurance rates with free quotes online now.

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