Best BMW Z3 Auto Insurance Rates 2022

The price of car insurance for the BMW Z3 depends on a lot of factors. Among the things that can impact your BMW Z3 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW Z3 also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • Crash test ratings have an impact on BMW Z3 auto insurance rates
  • Safety features of the BMW Z3 can earn you a car insurance discount
  • The cost of insurance for a BMW Z3 depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW Z3 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW Z3 right here.

Take a look at what you can expect in terms of insurance rates for the BMW Z3 and compare it to other similar vehicles. Then find out how the BMW Z3 stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW Z3 right here.

If you need insurance for a BMW Z3 right now, we can help. Enter your ZIP code for free BMW Z3 car insurance quotes from top companies.

Are vehicles like the BMW Z3 expensive to insure?

Take a look at how insurance rates for similar models to the BMW Z3 look. These insurance rates for other convertibles like the Chevrolet Corvette Stingr, Chrysler Le Baron, and Volkswagen Beetle Convert give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW Z3

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
Volkswagen Eos $298 $530 $430 $1,416
BMW Z4 $332 $612 $364 $1,444
Buick Cascada $332 $656 $398 $1,544
Mercedes-Benz SL 450 $482 $922 $398 $1,960
MINI Convertible $294 $536 $264 $1,204
BMW M6 $520 $1,130 $450 $2,280

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What impacts the cost of BMW Z3 insurance?

As with any car, your BMW Z3 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW Z3 trim level you buy will also have an impact on the total price you will pay for BMW Z3 insurance coverage.

Ways to Save on BMW Z3 Insurance

There are several ways you can save even more on your BMW Z3 car insurance rates. Take a look at the following five tips:

  • Remove unnecessary insurance once your BMW Z3 is paid off
  • Make sure you use an accredited driver safety program
  • Ask about BMW Z3 low mileage discounts
  • Take a refresher course as an older driver
  • Renew your BMW Z3 insurance coverage to avoid lapses

Top BMW Z3 Insurance Companies

What is the best company for affordable BMW Z3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW Z3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW Z3.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW Z3 Insurance Quotes Online

Save money by comparing BMW Z3 insurance rates with free quotes online now.

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