Best BMW 1-Series Auto Insurance Rates 2021

The price of car insurance for the BMW 1-Series depends on a lot of factors. Among the things that can impact your BMW 1-Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 1-Series also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 1, 2021

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Things to Remember

  • Safety features of the BMW 1-Series can earn you a car insurance discount
  • Crash test ratings have an impact on BMW 1-Series auto insurance rates
  • The cost of insurance for a BMW 1-Series depends on the trim level

Buying a new car is both fun and a lot of work. If the BMW 1-Series is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a BMW 1-Series right here.

Take a look at what you can expect in terms of insurance rates for the BMW 1-Series and compare it to other similar vehicles. Then find out how the BMW 1-Series stacks up in terms of safety ratings and features, as well as what it costs to buy a BMW 1-Series right here.

If you need insurance for a BMW 1-Series right now, we can help. Enter your ZIP code for free BMW 1-Series car insurance quotes from top companies.

What impacts the cost of BMW 1-Series insurance?

The BMW 1-Series trim and model you choose can impact the total price you will pay for BMW 1-Series insurance coverage.
You can also expect your BMW 1-Series rates to be affected by where you live, your driving history, and in most states your age and gender.

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Ways to Save on BMW 1-Series Insurance

If you want to reduce the cost of your BMW 1-Series insurance rates, follow these tips below:

  • Pay your BMW 1-Series insurance upfront
  • Don’t always pick the cheapest BMW 1-Series insurance policy
  • Reduce your coverage on an older BMW 1-Series
  • Get a plan with only liability coverage if you’re driving an older BMW 1-Series
  • Start searching for new BMW 1-Series car insurance a month before your renewal

Top BMW 1-Series Insurance Companies

Several insurance companies offer competitive rates for the BMW 1-Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 1-Series drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW 1-Series Insurance Quotes Online

You can compare quotes for BMW 1-Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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