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Audi S3 Insurance Rates [Everything You Need to Know]

Audi S3 insurance costs $123/mo or $1,474/yr and is $45 less per year than most other vehicles. On average, Audi S3 insurance costs $359 for comprehensive coverage, $524 collision coverage, and $416 liability coverage.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 28, 2020

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Key takeaways:

  • Full coverage costs around $1,474 a year or $123 each month
  • A liability-only policy costs around $591 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,387 a year or $449 each month
  • Good drivers can save as much as $608 a year by earning policy discounts
  • Audi S3 insurance costs around $45 less per year than the average vehicle

Audi S3 insurance rates are slightly less than the average vehicle in the country. Full coverage will cost around $1,474 a year or $123 a month. Teen drivers have the highest rates at around $5,387 a year or $449 a month as they’re considered high-risk drivers.

Good drivers can save up to $608 in policy discounts by remaining safe out on the road. We’re going to take a closer look at Audi S3 insurance rates, crash test ratings, and more.

You can start comparing quotes for Audi S3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi S3 Insurance Cost

The average Audi S3 car insurance rates are $1,474 a year or $123 a month.

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Are Audi S3s Expensive to Insure?

The chart below details how Audi S3 insurance rates compare to other sedans like the Nissan Maxima, Hyundai Sonata, and Cadillac ATS.

Vehicle Comprehensive Collision Liability Total
Audi S3 $356 $744 $264 $1,474
Nissan Maxima $372 $630 $390 $1,550
Hyundai Sonata $294 $532 $420 $1,426
Cadillac ATS $294 $566 $398 $1,416
Chevrolet Sonic $270 $536 $398 $1,362
Ford Focus $244 $536 $398 $1,336
Toyota Corolla $294 $542 $390 $1,384

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S3 Insurance?

The Audi S3 trim and model you choose can impact the total price you will pay for Audi S3 insurance coverage.

Age of the Vehicle

Older Audi S3 models generally cost less to insure. For example, auto insurance for a 2018 Audi S3 costs $1,474, while 2015 Audi S3 insurance costs are $1,388, a difference of $86.

Model Year Comprehensive Collision Liability Total
2018 Audi S3 $356 $744 $264 $1,474
2017 Audi S3 $344 $726 $274 $1,454
2016 Audi S3 $332 $696 $284 $1,422
2015 Audi S3 $314 $672 $292 $1,388

Driver Age

Driver age can have a significant effect on the cost of Audi S3 car insurance. For example, a 20-year-old driver could pay around $150 more each month for their Audi S3 car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Audi S3 insurance rates. For example, drivers in Los Angeles may pay $811 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Audi S3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi S3 car insurance with violations on their driving record.

Audi S3 Crash Test Ratings

Not only do good Audi S3 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Audi S3 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2019 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Audi S3 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi S3 Safety Features

Having a variety of safety features on your Audi S3 can help lower your Audi S3 insurance costs. The Audi S3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Audi S3 Finance and Insurance Cost

If you are financing a Audi S3, you will pay more if you purchase Audi S3 car insurance at the dealership, so be sure to shop around and compare Audi S3 car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Audi S3 Insurance

There are several ways you can save even more on your Audi S3 car insurance rates. Take a look at the following five tips:

  • Pay Your Bills On Time — Especially Audi S3 Payments and Insurance
  • Ask About Farm and Ranch Vehicle Discounts
  • Install an Aftermarket Anti-Theft Device for Your Audi S3
  • Improve Your Credit Score
  • Check Your Audi S3 Policy Carefully to Ensure All Information is Correct

Top Audi S3 Insurance Companies

Who is the best auto insurance company for Audi S3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi S3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi S3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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