Secured with SHA-256 Encryption
Select Page

Audi A8 Insurance Rates [Comprehensive Guide]

The cost of Audi A8 car insurance rates are $1,912 a year, or around $159 a month on average. Good drivers can save as much as $2,949 a year over higher risk drivers.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,912 a year or $159 each month
  • A liability-only policy costs around $766 a year or $64 each month
  • Highest rates are for teenage drivers at around $6,988 a year or $582 each month
  • Good drivers can save as much as $788 a year by earning policy discounts
  • Audi A8 insurance costs around $393 more per year than the average vehicle

Audi A8 insurance rates are about $393 a year more than the average vehicle, with full coverage costing around $1,912 a year or $159 a month. Good drivers can save up to $788 a year for remaining claim-free. Let’s take a look at Audi A8 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Audi A8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi A8 Insurance Cost

The average Audi A8 car insurance costs are $1,912 a year or $159 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Audi A8s Expensive to Insure?

The chart below details how Audi A8 insurance rates compare to other luxury cars like the Jaguar XF, Volvo S90, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Audi A8 $464 $900 $390 $1,912
Jaguar XF $406 $804 $398 $1,766
Volvo S90 $356 $714 $398 $1,626
Lexus IS 300 $356 $686 $398 $1,598
Audi A6 $382 $744 $398 $1,682
Mercedes-Benz S450 $494 $982 $398 $2,032
Cadillac CT6 $382 $774 $398 $1,712

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi A8 Insurance?

You might have noticed that there is a multitude of factors that impact Audi A8 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi A8.

Age of the Vehicle

The average Audi A8 car insurance rates are higher for newer models. For example, car insurance for a 2019 Audi A8 costs $1,912, while 2010 Audi A8 insurance costs are $1,478, a difference of $434.

Model Year Comprehensive Collision Liability Total
2019 Audi A8 $464 $900 $390 $1,912
2018 Audi A8 $444 $894 $398 $1,894
2017 Audi A8 $430 $872 $416 $1,876
2016 Audi A8 $414 $836 $430 $1,838
2015 Audi A8 $392 $806 $442 $1,798
2014 Audi A8 $376 $748 $452 $1,734
2013 Audi A8 $362 $704 $456 $1,680
2012 Audi A8 $346 $632 $460 $1,596
2011 Audi A8 $324 $580 $460 $1,522
2010 Audi A8 $312 $544 $464 $1,478

Driver Age

Driver age can have a significant impact on the cost of Audi A8 auto insurance. For example, 20-year-old drivers pay approximately $2,339 each year for their Audi A8 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Audi A8 insurance rates. For example, drivers in Los Angeles may pay $1,052 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Audi A8 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A8 auto insurance rates with violations on their driving record.

Audi A8 Crash Test Ratings

Audi A8 crash test ratings can impact your Audi A8 car insurance rates. See Audi A8 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Audi A8L PHEV 4 DR AWD N/R N/R N/R N/R
2020 Audi A8L 4 DR AWD N/R N/R N/R N/R
2019 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2018 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2017 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
2016 Audi A8 NWB 4 DR AWD N/R N/R N/R N/R
2016 Audi A8 LWB 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi A8 Safety Features

Having a variety of safety features on your Audi A8 can help lower your insurance costs. According to AutoBlog, the 2020 Audi A8’s safety features include:

  • Forward collision warning
  • Automatic emergency braking
  • Lane departure warning
  • Automatic high-beam headlights
  • Front and rear parking sensors
  • Rain-sensing windshield wipers
  • Rearview camera

Audi A8 Insurance Loss Probability

Another contributing factor that plays a direct role in Audi A8 insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision 189%
Property Damage 8%
Comprehensive 161%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Audi A8 Finance and Insurance Cost

If you are financing a Audi A8, you will pay more if you purchase Audi A8 auto insurance at the dealership, so be sure to shop around and compare Audi A8 auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Audi A8 Insurance

There are many ways that you can save on Audi A8 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi A8 car insurance rates low.

  • Remove Young Drivers from Your Audi A8 Insurance When They Move Out or Go to School
  • Purchase a Roadside Assistance Program for Your Audi A8
  • Consider Ride Sharing Services to Lower Your Audi A8 Mileage
  • Tell Your Insurer How You Use Your Audi A8
  • Choose a Audi A8 with Cheaper Repair Costs

Top Audi A8 Insurance Companies

Who is the top auto insurance company for Audi A8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A8 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Audi A8 Insurance Quotes Online

You can start comparing quotes for Audi A8 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *