Affordable Care Act Subsidy Questions Answered

There are new parts of the Affordable Care Act (also known as ObamaCare) which will take effect beginning January 1, 2014. The most notable is the requirement for everyone to carry health insurance along with the insurance exchanges which will be managed by the government.   Part of the bill will provide subsidies for those…

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Umbrella Insurance – How It Fits With Auto Insurance

What does umbrella insurance cover? Is it worth having an umbrella insurance policy? An umbrella insurance policy has nothing to do with staying dry in the rain.  Instead, it’s a type of personal liability coverage that can protect you and your assets from a lawsuit in the event that you’re ever responsible for damaging someone’s…

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SR-22 Car Insurance Explained

You may have come across the term “SR-22” while shopping for auto insurance.  You may also become familiar with it after an auto accident, DUI or traffic violation.  An SR-22 is a proof of insurance form.  Most people don’t think about this form until it’s required by the DMV, at which point its necessity can…

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Automobile Insurance Facts (Infographic)

The infographic below provides a bunch of different auto insurance facts which many drivers and insurance agents may find interesting. Some of the statistics probably will not come as a shock to many, while others fly in the face of myths most of us have been told for years. Here are some of the highlights…

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Full Coverage Auto Insurance

Trying to understand the meaning of full coverage auto insurance? Our full coverage auto insurance definition is a policy that includes liability, collision, comprehensive and uninsured motorist coverage. Start comparing full coverage auto insurance quotes with our free tool below so you can start saving money on your full coverage auto insurance costs.

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Loan Lease Payoff Coverage

Loan or lease payoff coverage, also called gap insurance, is a special type of insurance coverage that can be purchased for leased and financed vehicles.  This type of insurance is used to pay the gap between what a car is worth and what you may owe on it in the event of a total loss. …

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