Secured with SHA-256 Encryption
Select Page

Land Rover LR4 Car Insurance [How to Find Low Rates Online]

Find Land Rover LR4 car insurance rates online from some of the best car insurance companies by using our free online tool now. The average Land Rover LR4 car insurance rates are $135/mo for full coverage and $54/mo for a liability-only policy.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jul 23, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Land Rover LR4 insurance costs around $105 more per year than the average vehicle

Land Rover LR4 insurance rates are about $105 more per year than the average vehicle, with full coverage auto insurance costing about $1,624 a year or $135 a month.

If you want to add a teen to your policy, they’re considered high-risk drivers and will cost about $5,936 a year or $495 a month. Good drivers can save up to $670 a year in policy discounts to offset that cost. Let’s look at Land Rover LR4 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Land Rover LR4 car insurance rates from some of the best car insurance companies by using our free online tool now.

Land Rover LR4 Insurance Cost

The average auto insurance rates for a Land Rover LR4 cost $1,624 a year or $135 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Land Rover LR4s Expensive to Insure?

The chart below details how Land Rover LR4 insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Volkswagen Touareg, and Mercedes-Benz GLS 450.

Vehicle Comprehensive Collision Liability Total
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Volkswagen Touareg $372 $690 $390 $1,610
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Nissan Armada $306 $536 $338 $1,316
Volvo XC60 $306 $536 $338 $1,316
Volkswagen Atlas $358 $690 $390 $1,596

However, there are a few things you can do to find the cheapest Land Rover insurance rates online.

What Impacts the Cost of Land Rover LR4 Insurance?

The Land Rover LR4 trim and model you choose can impact the total price you will pay for Land Rover LR4 insurance coverage.

Age of the Vehicle

Older Land Rover LR4 models generally cost less to insure. For example, car insurance for a 2016 Land Rover LR4 costs $1,624, while 2010 Land Rover LR4 insurance costs are $1,336, a difference of $288.

Model Year Comprehensive Collision Liability Total
2016 Land Rover LR4 $368 $668 $430 $1,624
2015 Land Rover LR4 $348 $646 $442 $1,594
2014 Land Rover LR4 $334 $598 $452 $1,542
2013 Land Rover LR4 $320 $564 $456 $1,498
2012 Land Rover LR4 $308 $506 $460 $1,432
2011 Land Rover LR4 $288 $466 $460 $1,372
2010 Land Rover LR4 $278 $436 $464 $1,336

Driver Age

Driver age can have a significant impact on the cost of Land Rover LR4 auto insurance. For example, 20-year-old drivers pay as much as $2,058 more each year for their Land Rover LR4 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Land Rover LR4 insurance rates. For example, drivers in Phoenix may pay $893 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Land Rover LR4 auto insurance. Teens and drivers in their 20’s see the highest jump in their Land Rover LR4 auto insurance rates with violations on their driving record.

Land Rover LR4 Crash Test Ratings

Land Rover LR4 crash test ratings will affect your Land Rover LR4 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Land Rover LR4 (7 Seat) SUV 4WD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Land Rover LR4 Safety Features

Having a variety of safety features on your Land Rover LR4 can help lower your insurance costs. According to Car and Driver, the 2020 Land Rover LR4’s safety features include:

  • Terrain Response Electronic Stability Control (ESC)
  • Roll Stability Control (RSC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Airbag Occupancy Sensor
  • Rear Child Safety Locks

Land Rover LR4 Insurance Loss Probability

The lower percentage means lower Land Rover LR4 car insurance costs; higher percentages mean higher Land Rover LR4 car insurance costs. Compare the following Land Rover LR4 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision -13%
Property Damage 5%
Comprehensive 34%
Personal Injury -53%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Land Rover LR4 Finance and Insurance Cost

When financing a Land Rover LR4, most lenders will require your carry higher Land Rover LR4 coverage options including comprehensive coverage, so be sure to shop around and compare Land Rover LR4 car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Land Rover LR4 Insurance

Drivers can end up saving more money on their Land Rover LR4 car insurance rates by employing any one of the following strategies.

  • Don’t Assume your Land Rover LR4 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Remove Young Drivers from Your Land Rover LR4 Insurance When They Move Out or Go to School
  • Tell Your Insurer How You Use Your Land Rover LR4
  • Improve Your Credit Score
  • Reduce Modifications on Your Land Rover LR4

Top Land Rover LR4 Insurance Companies

Who is the top auto insurance company for Land Rover LR4 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Land Rover LR4 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Land Rover LR4 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Land Rover LR4 Insurance Quotes Online

Start comparing Land Rover LR4 auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *