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How to Find Cheap Volvo XC90 Insurance Quotes

Car insurance rates for a Volvo XC90 average $1,518 a year, or around $127 a month. Shop around to find cheap Volvo XC90 insurance rates. On average, Volvo XC90 comprehensive insurance coverage costs $370, collision coverage costs $540, and liability coverage costs $428.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,518 a year or $127 each month
  • A liability-only policy costs around $608 a year or $51 each month
  • Highest rates are for teenage drivers at around $5,548 a year or $462 each month
  • Good drivers can save as much as $626 a year by earning policy discounts
  • Volvo XC90 insurance costs around $1 less per year than the average vehicle

Volvo XC90 insurance rates are about average for all vehicles with full coverage costing $1,518 a year or $127 a month. Drivers of an older Volvo XC90 may choose to get liability coverage only which averages $608 a year or $51 a month.

Good drivers can save up to $626 a year in policy discounts. Let’s look at Volvo XC90 insurance rates, safety ratings, and more.

You can start comparing quotes for Volvo XC90 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC90 Insurance Cost

The average Volvo XC90 auto insurance costs are $1,518 a year or $127 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Volvo XC90s Expensive to Insure?

The chart below details how Volvo XC90 insurance rates compare to other SUVs like the Ford Explorer, Nissan Armada, and Subaru Forester.

Vehicle Comprehensive Collision Liability Total
Volvo XC90 $362 $626 $372 $1,518
Ford Explorer $308 $470 $372 $1,308
Nissan Armada $306 $536 $338 $1,316
Subaru Forester $346 $512 $332 $1,326
Jaguar F-PACE $470 $982 $398 $2,008
Volkswagen Tiguan $306 $542 $332 $1,316
Mercedes-Benz GLS 450 $458 $894 $398 $1,908

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC90 Insurance?

The Volvo XC90 trim and model you choose will affect the total price you will pay for Volvo XC90 insurance coverage.

Age of the Vehicle

Older Volvo XC90 models generally cost less to insure. For example, car insurance for a 2020 Volvo XC90 costs $1,518, while 2010 Volvo XC90 insurance costs are $1,220, a difference of $298.

Model Year Comprehensive Collision Liability Total
2020 Volvo XC90 $362 $626 $372 $1,518
2019 Volvo XC90 $346 $600 $390 $1,494
2018 Volvo XC90 $332 $596 $398 $1,484
2017 Volvo XC90 $320 $582 $416 $1,476
2016 Volvo XC90 $310 $558 $430 $1,456
2014 Volvo XC90 $282 $500 $452 $1,392
2013 Volvo XC90 $270 $470 $456 $1,354
2012 Volvo XC90 $258 $422 $460 $1,298
2011 Volvo XC90 $242 $388 $460 $1,248
2010 Volvo XC90 $234 $364 $464 $1,220

Driver Age

Driver age can have a significant impact on Volvo XC90 auto insurance rates. As an example, a 40-year-old driver could pay $160 less each month for their Volvo XC90 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Volvo XC90 insurance rates. For example, drivers in New York may pay $394 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC90 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC90 car insurance with violations on their driving record.

Volvo XC90 Safety Ratings

Your Volvo XC90 auto insurance rates are tied to the Volvo XC90’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volvo XC90 Crash Test Ratings

Volvo XC90 crash test ratings will affect your Volvo XC90 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2019 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo XC90 Safety Features

Volvo XC90 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo XC90 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Volvo XC90 Finance and Insurance Cost

If you are financing a Volvo XC90, you will pay more if you purchase Volvo XC90 car insurance at the dealership, so be sure to shop around and compare Volvo XC90 car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Volvo XC90 Insurance

There are many ways that you can save on Volvo XC90 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volvo XC90 car insurance rates low.

  • Audit Your Volvo XC90 Driving When You Move to a New Location or Start a New Job
  • Compare Volvo XC90 Quotes Online
  • Park Your Volvo XC90 Somewhere Safe – like a Garage or Private Driveway
  • Ask About Volvo XC90 Safety Discounts
  • Don’t Always Pick the Cheapest Volvo XC90 Insurance Policy

Top Volvo XC90 Insurance Companies

Who is the top auto insurance company for Volvo XC90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC90 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volvo XC90 Insurance Quotes Online

You can start comparing quotes for Volvo XC90 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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