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How to Find Cheap Volvo XC70 Insurance Quotes

Average Volvo XC70 insurance rates cost $130 per month ($1,556 per year). On average, Volvo XC70 comprehensive insurance coverage costs $379, collision coverage costs $553, and liability coverage costs $439.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,556 a year or $130 each month
  • A liability-only policy costs around $624 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,687 a year or $474 each month
  • Good drivers can save as much as $642 a year by earning policy discounts
  • Volvo XC70 insurance costs around $37 more per year than the average vehicle

Volvo XC70 insurance rates are usually about $37 more per year than the average vehicle, with full coverage costing about $1,556 a year or $130 a month. If you have a teen to add to your policy, expect their coverage to cost about $5,687 a year or $474, as teens are considered to be high-risk drivers.

Good drivers are eligible for discounts up to $642 a year for remaining claim-free. Let’s look at Volvo XC70 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Volvo XC70 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC70 Insurance Cost

The average car insurance costs for a Volvo XC70 are $1,556 a year or $130 a month.

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Are Volvo XC70s Expensive to Insure?

The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback.

Vehicle Comprehensive Collision Liability Total
Subaru Outback $348 $500 $372 $1,378

However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC70 Insurance?

The Volvo XC70 trim and model you choose can impact the total price you will pay for Volvo XC70 insurance coverage.

Age of the Vehicle

Older Volvo XC70 models generally cost less to insure. For example, auto insurance for a 2016 Volvo XC70 costs $1,556, while 2010 Volvo XC70 insurance costs are $1,318, a difference of $238.

Model Year Comprehensive Collision Liability Total
2016 Volvo XC70 $332 $558 $486 $1,556
2015 Volvo XC70 $314 $538 $500 $1,532
2014 Volvo XC70 $302 $500 $510 $1,492
2013 Volvo XC70 $290 $470 $514 $1,454
2012 Volvo XC70 $278 $422 $520 $1,400
2011 Volvo XC70 $260 $388 $520 $1,348
2010 Volvo XC70 $250 $364 $524 $1,318

Driver Age

Driver age can have a significant effect on Volvo XC70 car insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Volvo XC70 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in New York may pay $949 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC70 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 auto insurance rates with violations on their driving record.

Volvo XC70 Crash Test Ratings

If the Volvo XC70 crash test ratings are good, you could have lower Volvo XC70 car insurance rates. See Volvo XC70 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volvo XC70 Safety Features

Most drivers don’t realize that not only do Volvo XC70 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Volvo XC70 auto insurance rates. The Volvo XC70’s safety features include:

  • Rearview camera
  • Front and rear parking sensors
  • Adaptive headlights
  • Blind spot monitoring
  • Forward collision warning
  • Full-speed automatic emergency braking
  • Adaptive cruise control
  • Pedestrian and cyclist detection
  • Lane departure warning
  • Driver drowsiness monitor
  • Road-sign detection

Volvo XC70 Insurance Loss Probability

The lower percentage means lower Volvo XC70 car insurance rates; higher percentages mean higher Volvo XC70 auto insurance rates. Insurance loss probability on the Volvo XC70 fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -31%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Volvo XC70 Finance and Insurance Cost

When financing a Volvo XC70, most lenders will require your carry higher Volvo XC70 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC70 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo XC70 Insurance

You can save more money on your Volvo XC70 auto insurance rates by employing any of the following five strategies.

  • Choose a Volvo XC70 with Cheaper Repair Costs
  • Use Paperless Billing for Your Volvo XC70 Insurance Policy
  • Improve Your Credit Score
  • Install an Aftermarket Anti-Theft Device for Your Volvo XC70
  • Tell Your Insurer About Different Drivers or Uses for Your Volvo XC70

Top Volvo XC70 Insurance Companies

Who is the top car insurance company for Volvo XC70 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC70 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC70 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volvo XC70 Insurance Quotes Online

You can start comparing quotes for Volvo XC70 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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