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How to Find Cheap Audi S8 Insurance Quotes

Auto insurance rates for an Audi S8 average $2,582 a year, or around $215 a month. On average, comprehensive coverage costs $629, collision coverage costs $918, and liability coverage costs $729 for Audi S8 insurance.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $2,582 a year or $215 each month
  • A liability-only policy costs around $1,035 a year or $86 each month
  • Highest rates are for teenage drivers at around $9,437 a year or $786 each month
  • Good drivers can save as much as $1,065 a year by earning policy discounts
  • Audi S8 insurance costs around $1,063 more per year than the average vehicle

Audi S8 insurance rates are around $1,063 more expensive per year than the average vehicle, owed in part to its high MSRP. Full coverage for the Audi S8 averages $2,582 a year or $215 a month.

Good drivers can save up to $1,065 a year in policy discounts. We’re going to take a quick look at Audi S8 insurance rates, insurance loss probability rates, and more.

You can start comparing quotes for Audi S8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Audi S8 Insurance Cost

The average Audi S8 car insurance rates are $2,582 a year or $215 a month.

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Are Audi S8s Expensive to Insure?

The chart below details how Audi S8 insurance rates compare to other luxury cars like the Infiniti Q70, Audi S7, and Audi A8.

Vehicle Comprehensive Collision Liability Total
Audi S8 $658 $1,368 $398 $2,582
Infiniti Q70 $370 $774 $338 $1,618
Audi S7 $532 $1,250 $398 $2,338
Audi A8 $464 $900 $390 $1,912
Audi S6 $444 $894 $398 $1,894
Mercedes-Benz E300 $394 $744 $338 $1,612
Lexus IS 350 $344 $686 $398 $1,586

However, there are a few things you can do to find the cheapest Audi insurance rates online.

What Impacts the Cost of Audi S8 Insurance?

The Audi S8 trim and model you choose can impact the total price you will pay for Audi S8 insurance coverage.

Age of the Vehicle

The average Audi S8 car insurance rates are higher for newer models. For example, car insurance for a 2018 Audi S8 costs $2,582, while 2013 Audi S8 insurance costs are $2,228, a difference of $354.

Model Year Comprehensive Collision Liability Total
2018 Audi S8 $658 $1,368 $398 $2,582
2017 Audi S8 $636 $1,336 $416 $2,546
2016 Audi S8 $612 $1,280 $430 $2,480
2015 Audi S8 $580 $1,236 $442 $2,416
2014 Audi S8 $558 $1,146 $452 $2,314
2013 Audi S8 $534 $1,080 $456 $2,228

Driver Age

Driver age can have a significant effect on Audi S8 car insurance rates. As an example, a 30-year-old driver pays around $114 more each year for their Audi S8 car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Audi S8 insurance rates. For example, drivers in Los Angeles may pay $955 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on your Audi S8 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi S8 car insurance with violations on their driving record.

Audi S8 Crash Test Ratings

Audi S8 crash test ratings will affect your Audi S8 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Audi S8 4 DR AWD N/R N/R N/R N/R
2018 Audi S8 4 DR AWD N/R N/R N/R N/R
2017 Audi S8 4 DR AWD N/R N/R N/R N/R
2016 Audi S8 4 DR AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Audi S8 Safety Features

The Audi S8 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Audi S8 auto insurance rates. The Audi S8’s safety features include:

  • Standard automated emergency braking with pedestrian detection
  • Standard lane-departure warning
  • Available adaptive cruise control with semi-autonomous driving mode

Audi S8 Insurance Loss Probability

Review the Audi S8 car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Audi S8 auto insurance costs; higher percentages mean higher Audi S8 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 188%
Property Damage no data
Comprehensive 166%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Audi S8 Finance and Insurance Cost

If you are financing a Audi S8, you will pay more if you purchase Audi S8 auto insurance at the dealership, so be sure to shop around and compare Audi S8 auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Audi S8 Insurance

There are many ways that you can save on Audi S8 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Audi S8 car insurance rates low.

  • Make Sure You Use an Accredited Driver Safety Program
  • Consider Renting a Car Instead of Buying a Second Audi S8
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Audi S8
  • Never Drink and Drive Your Audi S8
  • Ask for a Audi S8 Discount If You Have College Degree or Higher

Top Audi S8 Insurance Companies

Several insurance companies offer competitive rates for the Audi S8 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Audi S8 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Audi S8 Insurance Quotes Online

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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