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Ford Fusion Energi Insurance Quotes [How to Find Low Rates Online]

Average auto insurance rates for a Ford Fusion Energi cost $1,492 a year, or around $124 a month. Comprehensive, collision, and liability insurance cost around $363, $530, and $421, respectively.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,492 a year or $124 each month
  • A liability-only policy costs around $599 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,453 a year or $454 each month
  • Good drivers can save as much as $615 a year by earning policy discounts
  • Ford Fusion Energi insurance costs around $27 less per year than the average vehicle

Ford Fusion Energi insurance rates are slightly less than the average vehicle with full coverage costing about $1,492 a year or $124 a month. Drivers of an older Ford Fusion Energi may elect to get liability-only coverage which costs about $599 a year or $50 a month. Let’s take a closer look at Ford Fusion Energi insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Fusion Energi car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Fusion Energi Insurance Cost

The average Ford Fusion Energi car insurance rates are $1,492 a year or $124 a month.

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Are Ford Fusion Energis Expensive to Insure?

The chart below details how Ford Fusion Energi insurance rates compare to other hybrid/electrics like the Chevrolet Volt, Ford Fusion Hybrid, and Hyundai Sonata Hybrid.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Energi $336 $626 $372 $1,492
Chevrolet Volt $370 $774 $398 $1,700
Ford Fusion Hybrid $322 $656 $466 $1,644
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Honda Accord Hybrid $362 $718 $316 $1,532
Lexus GS 450h $394 $774 $398 $1,724
Buick LaCrosse $320 $566 $338 $1,360

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fusion Energi Insurance?

The Ford Fusion Energi trim and model you choose can impact the total price you will pay for Ford Fusion Energi insurance coverage.

Age of the Vehicle

The average Ford Fusion Energi auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Ford Fusion Energi cost $1,492, while 2013 Ford Fusion Energi rates are $1,334, a difference of $158.

Model Year Comprehensive Collision Liability Total
2020 Ford Fusion Energi $336 $626 $372 $1,492
2019 Ford Fusion Energi $320 $600 $390 $1,468
2018 Ford Fusion Energi $306 $596 $398 $1,458
2017 Ford Fusion Energi $296 $582 $416 $1,452
2016 Ford Fusion Energi $286 $558 $430 $1,432
2015 Ford Fusion Energi $270 $538 $442 $1,408
2014 Ford Fusion Energi $260 $500 $452 $1,370
2013 Ford Fusion Energi $250 $470 $456 $1,334

Driver Age

Driver age can have a significant effect on the cost of Ford Fusion Energi car insurance. For example, 30-year-old drivers pay approximately $66 more for their Ford Fusion Energi car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Fusion Energi insurance rates. For example, drivers in Los Angeles may pay $213 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fusion Energi car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Energi auto insurance rates with violations on their driving record.

Ford Fusion Energi Crash Test Ratings

Ford Fusion Energi crash test ratings can impact your Ford Fusion Energi car insurance rates. See Ford Fusion Energi crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Fusion Energi 4 DR FWD N/R N/R N/R 4 stars
2019 Ford Fusion Energi 4 DR FWD N/R N/R N/R 4 stars
2018 Ford Fusion Energi 4 DR FWD N/R N/R N/R 4 stars
2017 Ford Fusion Energi 4 DR FWD N/R N/R N/R 4 stars
2016 Ford Fusion Energi 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Ford Fusion Energi Safety Features

The Ford Fusion Energi safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Fusion Energi auto insurance rates. The Ford Fusion Energi’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Fusion Energi Finance and Insurance Cost

If you are financing a Ford Fusion Energi, you will pay more if you purchase Ford Fusion Energi auto insurance at the dealership, so be sure to shop around and compare Ford Fusion Energi auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Ford Fusion Energi Insurance

There are many ways that you can save on Ford Fusion Energi car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Ford Fusion Energi car insurance rates low.

  • Buy a Ford Fusion Energi with an Anti-Theft Device
  • Choose a Ford Fusion Energi with Cheaper Repair Costs
  • Understand that Insurance Companies Can’t Change Your Ford Fusion Energi Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Carpool to Work Instead of Driving Your Ford Fusion Energi
  • Compare Apples to Apples When Comparing Ford Fusion Energi Insurance Quotes and Policies

Top Ford Fusion Energi Insurance Companies

Who is the top car insurance company for Ford Fusion Energi insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Energi auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Energi offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Ford Fusion Energi Insurance Quotes Online

You can start comparing quotes for Ford Fusion Energi car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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