Dodge Dakota Insurance Rates [List of Money Saving Tips]

Dodge Dakota car insurance costs around $102 a month, or $1,220 a year. You can save money on your Dodge Dakota Insurance rates by asking for a higher deductible. Good drivers can save up to $503 a year by earning policy discounts.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,220 a year or $102 each month
  • A liability-only policy costs around $489 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,459 a year or $372 each month
  • Good drivers can save as much as $503 a year by earning policy discounts
  • Dodge Dakota insurance costs around $299 less per year than the average vehicle

Dodge Dakota insurance rates are quite a bit less than the average vehicle, with full coverage costing around $1,220 a year or $102 a month. Drivers of an older Dodge Dakota may choose to get liability only which costs around $489 a year or $41 a month.

Teenage drivers will pay the most at around $4,459 a year or $372 a month as high-risk drivers with little experience. Let’s look into Dodge Dakota insurance rates, safety features, and more.

You can start comparing quotes for Dodge Dakota car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Dakota Insurance Cost

The average Dodge Dakota auto insurance costs are $1,220 a year or $102 a month.

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Are Dodge Dakotas Expensive to Insure?

The chart below details how Dodge Dakota insurance rates compare to other trucks like the GMC Canyon, GMC Sierra, and Toyota Tundra.

Vehicle Comprehensive Collision Liability Total
GMC Canyon $270 $478 $398 $1,304
GMC Sierra $336 $594 $372 $1,460
Toyota Tundra $320 $512 $440 $1,452
Nissan Frontier $294 $500 $420 $1,394
GMC Sierra 3500HD $376 $656 $420 $1,632
GMC Sierra 2500HD $336 $656 $420 $1,592
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Dakota Insurance?

The Dodge Dakota trim and model you choose can impact the total price you will pay for Dodge Dakota insurance coverage.

Age of the Vehicle

The average Dodge Dakota car insurance rates are higher for newer models.

Model Year Comprehensive Collision Liability Total
2010 Dodge Dakota $206 $310 $524 $1,220
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Driver Age

Driver age can have a significant impact on Dodge Dakota auto insurance rates. For example, 20-year-old drivers pay approximately $1,492 more each year for their Dodge Dakota auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Dakota insurance rates. For example, drivers in Jacksonville may pay $732 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Dakota auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Dakota auto insurance rates with violations on their driving record.

Dodge Dakota Safety Ratings

Your Dodge Dakota auto insurance rates are tied to the Dodge Dakota’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Not Tested
Roof strength Marginal
Head restraints and seats Average
Source: Insurance Institute for Highway Safety

Dodge Dakota Crash Test Ratings

Dodge Dakota crash test ratings can impact the cost of your Dodge Dakota car insurance. See Dodge Dakota crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Dodge Dakota N/R N/R N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Dakota Safety Features

The more safety features you have on your Dodge Dakota, the more likely it is that you can earn a discount. The Dodge Dakota’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Daytime Running Lights
  • Child Safety Locks

Dodge Dakota Finance and Insurance Cost

If you are financing a Dodge Dakota, you will pay more if you purchase Dodge Dakota car insurance at the dealership, so be sure to shop around and compare Dodge Dakota car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Dodge Dakota Insurance

You have more options at your disposal to save money on your Dodge Dakota car insurance costs. For example, try these five tips:

  • Ask for a Higher Deductible for Your Dodge Dakota Insurance Policy
  • Check Your Dodge Dakota Policy Carefully to Ensure All Information is Correct
  • Choose a Dodge Dakota with Cheaper Repair Costs
  • Remove Young Drivers from Your Dodge Dakota Insurance Plan
  • Audit Your Dodge Dakota Driving When You Move to a New Location or Start a New Job

Top Dodge Dakota Insurance Companies

Who is the top car insurance company for Dodge Dakota insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Dakota auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Dakota offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Dakota Insurance Quotes Online

To start comparing Dodge Dakota car insurance quotes for free, use our online car insurance comparison tool.

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