Secured with SHA-256 Encryption
Select Page

Dodge Dakota Insurance Rates [List of Money Saving Tips]

Dodge Dakota car insurance costs around $102 a month, or $1,220 a year. You can save money on your Dodge Dakota Insurance rates by asking for a higher deductible. Good drivers can save up to $503 a year by earning policy discounts.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jul 31, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,220 a year or $102 each month
  • A liability-only policy costs around $489 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,459 a year or $372 each month
  • Good drivers can save as much as $503 a year by earning policy discounts
  • Dodge Dakota insurance costs around $299 less per year than the average vehicle

Dodge Dakota insurance rates are quite a bit less than the average vehicle, with full coverage costing around $1,220 a year or $102 a month. Drivers of an older Dodge Dakota may choose to get liability only which costs around $489 a year or $41 a month.

Teenage drivers will pay the most at around $4,459 a year or $372 a month as high-risk drivers with little experience. Let’s look into Dodge Dakota insurance rates, safety features, and more.

You can start comparing quotes for Dodge Dakota car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Dakota Insurance Cost

The average Dodge Dakota auto insurance costs are $1,220 a year or $102 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Dodge Dakotas Expensive to Insure?

The chart below details how Dodge Dakota insurance rates compare to other trucks like the GMC Canyon, GMC Sierra, and Toyota Tundra.

Vehicle Comprehensive Collision Liability Total
GMC Canyon $270 $478 $398 $1,304
GMC Sierra $336 $594 $372 $1,460
Toyota Tundra $320 $512 $440 $1,452
Nissan Frontier $294 $500 $420 $1,394
GMC Sierra 3500HD $376 $656 $420 $1,632
GMC Sierra 2500HD $336 $656 $420 $1,592

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Dakota Insurance?

The Dodge Dakota trim and model you choose can impact the total price you will pay for Dodge Dakota insurance coverage.

Age of the Vehicle

The average Dodge Dakota car insurance rates are higher for newer models.

Model Year Comprehensive Collision Liability Total
2010 Dodge Dakota $206 $310 $524 $1,220

Driver Age

Driver age can have a significant impact on Dodge Dakota auto insurance rates. For example, 20-year-old drivers pay approximately $1,492 more each year for their Dodge Dakota auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Dakota insurance rates. For example, drivers in Jacksonville may pay $732 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Dakota auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Dakota auto insurance rates with violations on their driving record.

Dodge Dakota Safety Ratings

Your Dodge Dakota auto insurance rates are tied to the Dodge Dakota’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Not Tested
Roof strength Marginal
Head restraints and seats Average
Source: Insurance Institute for Highway Safety

Dodge Dakota Crash Test Ratings

Dodge Dakota crash test ratings can impact the cost of your Dodge Dakota car insurance. See Dodge Dakota crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Dodge Dakota N/R N/R N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Dakota Safety Features

The more safety features you have on your Dodge Dakota, the more likely it is that you can earn a discount. The Dodge Dakota’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Daytime Running Lights
  • Child Safety Locks

Dodge Dakota Finance and Insurance Cost

If you are financing a Dodge Dakota, you will pay more if you purchase Dodge Dakota car insurance at the dealership, so be sure to shop around and compare Dodge Dakota car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Dodge Dakota Insurance

You have more options at your disposal to save money on your Dodge Dakota car insurance costs. For example, try these five tips:

  • Ask for a Higher Deductible for Your Dodge Dakota Insurance Policy
  • Check Your Dodge Dakota Policy Carefully to Ensure All Information is Correct
  • Choose a Dodge Dakota with Cheaper Repair Costs
  • Remove Young Drivers from Your Dodge Dakota Insurance Plan
  • Audit Your Dodge Dakota Driving When You Move to a New Location or Start a New Job

Top Dodge Dakota Insurance Companies

Who is the top car insurance company for Dodge Dakota insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Dakota auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Dakota offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Dodge Dakota Insurance Quotes Online

To start comparing Dodge Dakota car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *