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Compare Cheap Jeep Cherokee Insurance Quotes

Jeep Cherokee insurance costs $137/mo on average, but you will find cheap Jeep Cherokee insurance quotes online when you comparison shop with our free tool. Jeep Cherokee insurance rates vary based on your driving record and where you live, so enter your zip code below to get an accurate quote for Jeep Cherokee insurance coverage in your city.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Aug 22, 2020

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Key takeaways:

  • Full coverage costs around $1,640 a year or $137 each month
  • A liability-only policy costs around $658 a year or $55 each month
  • Highest rates are for teenage drivers at around $5,994 a year or $500 each month
  • Good drivers can save as much as $676 a year by earning policy discounts
  • Jeep Cherokee insurance costs around $121 more per year than the average vehicle

Jeep Cherokee insurance rates are around $121 more a year than the average vehicle with full coverage costing around $1,640 a year or $137 a month. Drivers of an older Jeep Cherokee may opt for liability-only coverage which is around $658 a year or $55 a month. We’re going to be taking a look at how to get cheap Jeep Cherokee insurance quotes, crash test ratings, and more.

You can compare car insurance quotes for Jeep Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Cherokee Insurance Cost

The average Jeep Cherokee car insurance rates are $1,640 a year or $137 a month. Jeep Grand Cherokee insurance rates may be higher as it’s a more expensive model, with 2019 Jeep Grand Cherokee cost higher than older models.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Jeep Cherokees Expensive to Insure?

The chart below details how Jeep Cherokee insurance rates compare to other SUVs like the Acura RDX, Volvo XC60, and Mitsubishi Outlander Sport.

Vehicle Comprehensive Collision Liability Total
Jeep Cherokee $348 $626 $466 $1,640
Acura RDX $308 $532 $316 $1,292
Volvo XC60 $306 $536 $338 $1,316
Mitsubishi Outlander Sport $280 $512 $332 $1,260
GMC Terrain $322 $562 $316 $1,336
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Chevrolet Tahoe $336 $532 $372 $1,398

However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Cherokee Insurance?

The Jeep Cherokee trim and model you choose can impact the total price you will pay for Jeep Cherokee insurance coverage.

Age of the Vehicle

Older Jeep Cherokee models generally cost less to insure. For example, car insurance for a 2020 Jeep Cherokee costs $1,640, while 2014 Jeep Cherokee insurance costs are $1,534, a difference of $106.

Model Year Comprehensive Collision Liability Total
2020 Jeep Cherokee $348 $626 $466 $1,640
2019 Jeep Cherokee $332 $600 $488 $1,620
2018 Jeep Cherokee $320 $596 $498 $1,614
2017 Jeep Cherokee $308 $582 $520 $1,610
2016 Jeep Cherokee $298 $558 $536 $1,592
2015 Jeep Cherokee $282 $538 $554 $1,574
2014 Jeep Cherokee $270 $500 $564 $1,534

Driver Age

Driver age can have a significant impact on Jeep Cherokee auto insurance rates. For instance, a 30-year-old driver may pay $72 more each year for Jeep Cherokee auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Cherokee insurance rates. For example, drivers in Los Angeles may pay $1,410 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Jeep Cherokee car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Cherokee car insurance with violations on their driving record.

Jeep Cherokee Safety Ratings

The Jeep Cherokee’s safety ratings will affect your Jeep Cherokee auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Jeep Cherokee Crash Test Ratings

Poor Jeep Cherokee crash test ratings could mean higher Jeep Cherokee car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Jeep Cherokee SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2019 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2018 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2017 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 4WD 4 stars 4 stars 5 stars 4 stars
2016 Jeep Cherokee SUV 2WD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Jeep Cherokee Safety Features

The more safety features you have on your Jeep Cherokee, the more likely it is that you can earn a discount. The Jeep Cherokee’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist

Jeep Cherokee Insurance Loss Probability

The Jeep Cherokee’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jeep Cherokee auto insurance rates; higher percentages mean higher Jeep Cherokee car insurance rates.

Insurance Coverage Category Loss Rate
Collision -24%
Property Damage 5%
Comprehensive -23%
Personal Injury -13%
Medical Payment -10%
Bodily Injury 9%
Source: Insurance Institute for Highway Safety

Jeep Cherokee Finance and Insurance Cost

If you are financing a Jeep Cherokee, you will pay more if you purchase Jeep Cherokee auto insurance at the dealership, so be sure to shop around and compare Jeep Cherokee auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Jeep Cherokee Insurance

There are several ways you can save even more on your Jeep Cherokee car insurance rates. Take a look at the following five tips:

  • Move to an Area with Better Weather
  • Use a Service Like Turo to Rent Out Your Jeep Cherokee
  • Buy a Dashcam for Your Jeep Cherokee
  • Start Searching for New Jeep Cherokee Car Insurance a Month Before Your Renewal
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Jeep Cherokee Insurance Companies

Several insurance companies offer competitive rates for the Jeep Cherokee based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Cherokee drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Jeep Cherokee Insurance Quotes Online

You can start comparing quotes for Jeep Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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