Secured with SHA-256 Encryption
Select Page

Compare Cheap Dodge Durango Insurance Quotes

Average Dodge Durango car insurance rates cost $120 per month ($1,440 per year). On average, Dodge Durango comprehensive insurance coverage costs $351, collision coverage costs $512, and liability coverage costs $406.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 18, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,440 a year or $120 each month
  • A liability-only policy costs around $577 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,263 a year or $439 each month
  • Good drivers can save as much as $594 a year by earning policy discounts
  • Dodge Durango insurance costs around $79 less per year than the average vehicle

Dodge Durango insurance rates are actually about $79 less per year than the average American vehicle. Full coverage averages around $1,440 a year or $120 a month and good drivers can qualify for up to $594 in savings just for them. We’ll be looking at Dodge Durango insurance rates, crash test ratings, and more.

You can start comparing quotes for Dodge Durango car insurance rates from some of the best car insurance companies by using our free online tool now.

Dodge Durango Insurance Cost

The average Dodge Durango car insurance costs are $1,440 a year or $120 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Dodge Durangos Expensive to Insure?

The chart below details how Dodge Durango insurance rates compare to other SUVs like the BMW X5, Honda Passport, and Toyota Land Cruiser.

Vehicle Comprehensive Collision Liability Total
Dodge Durango $348 $562 $372 $1,440
BMW X5 $444 $750 $372 $1,724
Honda Passport $362 $656 $316 $1,470
Toyota Land Cruiser $420 $774 $398 $1,750
Ford Expedition $336 $532 $316 $1,320
Audi Q7 $394 $714 $398 $1,664
Cadillac XT5 $376 $718 $372 $1,624

However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Durango Insurance?

The Dodge Durango trim and model you choose can impact the total price you will pay for Dodge Durango insurance coverage.

Age of the Vehicle

The average Dodge Durango car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Dodge Durango are $1,440, while 2011 Dodge Durango rates are $1,200, a difference of $240.

Model Year Comprehensive Collision Liability Total
2020 Dodge Durango $348 $562 $372 $1,440
2019 Dodge Durango $332 $542 $390 $1,422
2018 Dodge Durango $320 $536 $398 $1,412
2017 Dodge Durango $308 $524 $416 $1,406
2016 Dodge Durango $298 $502 $430 $1,388
2015 Dodge Durango $282 $484 $442 $1,366
2014 Dodge Durango $270 $450 $452 $1,330
2013 Dodge Durango $260 $424 $456 $1,298
2012 Dodge Durango $248 $380 $460 $1,246
2011 Dodge Durango $232 $350 $460 $1,200

Driver Age

Driver age can have a significant impact on the cost of Dodge Durango auto insurance. For example, 20-year-old drivers pay approximately $1,761 each year for their Dodge Durango auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Durango insurance rates. For example, drivers in Phoenix may pay $792 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Durango car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Durango car insurance rates with violations on their driving record.

Dodge Durango Safety Ratings

Your Dodge Durango auto insurance rates are influenced by the Dodge Durango’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Dodge Durango Crash Test Ratings

Dodge Durango crash test ratings can impact the cost of your Dodge Durango car insurance. See Dodge Durango crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Dodge Durango SUV RWD 4 stars 4 stars 5 stars 4 stars
2020 Dodge Durango SUV 4WD 4 stars 4 stars 5 stars 3 stars
2020 Dodge Durango SRT SUV AWD N/R N/R N/R N/R
2019 Dodge Durango SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 Dodge Durango SUV 2WD 4 stars 4 stars 5 stars 4 stars
2019 Dodge Durango SRT SUV AWD N/R N/R N/R N/R
2018 Dodge Durango SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 Dodge Durango SUV 2WD 4 stars 4 stars 5 stars 4 stars
2018 Dodge Durango SRT SUV AWD N/R N/R N/R N/R
2017 Dodge Durango SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 Dodge Durango SUV 2WD 4 stars 4 stars 5 stars 4 stars
2016 Dodge Durango SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 Dodge Durango SUV 2WD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Dodge Durango Safety Features

The numerous safety features of the Dodge Durango help contribute to lower insurance rates. The 2020 Dodge Durango has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Durango Insurance Loss Probability

Review the Dodge Durango car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Dodge Durango auto insurance costs; higher percentages mean higher Dodge Durango auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -12%
Property Damage 10%
Comprehensive -9%
Personal Injury 4%
Medical Payment -10%
Bodily Injury 0%
Source: Insurance Institute for Highway Safety

Dodge Durango Finance and Insurance Cost

When financing a Dodge Durango, most lenders will require your carry higher Dodge Durango coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Durango car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Dodge Durango Insurance

Drivers can end up saving more money on their Dodge Durango car insurance rates by employing any one of the following strategies.

  • Buy Your Dodge Durango with Cash, or Get a Shorter-Term Loan
  • Ask About Student Discounts
  • Reduce Your Coverage on an Older Dodge Durango
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Dodge Durango
  • Use an Accurate Job Title When Requesting Dodge Durango Auto Insurance

Top Dodge Durango Insurance Companies

Several insurance companies offer competitive rates for the Dodge Durango based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Dodge Durango drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Dodge Durango Insurance Quotes Online

To start comparing Dodge Durango car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *