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Chrysler PT Cruiser Car Insurance [List of Money Saving Tips]

Auto insurance rates for a Chrysler PT Cruiser average $938 a year, or around $78 a month. Shop around to find cheap Chrysler PT Cruiser insurance rates. On average, Chrysler PT Cruiser comprehensive insurance coverage costs $228, collision coverage costs $333, and liability coverage costs $265.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $938 a year or $78 each month
  • A liability-only policy costs around $377 a year or $31 each month
  • Highest rates are for teenage drivers at around $3,428 a year or $286 each month
  • Good drivers can save as much as $387 a year by earning policy discounts
  • Chrysler PT Cruiser insurance costs around $581 less per year than the average vehicle

Chrysler PT Cruiser insurance rates are considerably less than the average vehicle with full coverage costing around $938 a year or $78 a month. Teens will pay the most with rates around $3,428 a year or $286 a month. Good drivers can save up to $387 a year in policy discounts for staying safe on the roads. Let’s take a look at Chrysler PT Cruiser insurance rates, safety features, and more.

You can start comparing quotes for Chrysler PT Cruiser car insurance rates from some of the best car insurance companies by using our free online tool now.

Chrysler PT Cruiser Insurance Cost

The average Chrysler PT Cruiser car insurance costs are $938 a year or $78 a month.

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Are Chrysler PT Cruisers Expensive to Insure?

The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Hyundai Kona, Infiniti QX30, and Chevrolet Equinox.

Vehicle Comprehensive Collision Liability Total
Hyundai Kona $280 $500 $316 $1,232
Infiniti QX30 $344 $686 $398 $1,586
Chevrolet Equinox $308 $532 $372 $1,370
Audi Q5 $362 $718 $372 $1,610
Mazda CX-3 $308 $500 $372 $1,338
Ford EcoSport $280 $500 $372 $1,310

However, there are a few things you can do to find the cheapest Chrysler insurance rates online.

What Impacts the Cost of Chrysler PT Cruiser Insurance?

The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.

Age of the Vehicle

The average Chrysler PT Cruiser car insurance rates are higher for newer models.

Model Year Comprehensive Collision Liability Total
2010 Chrysler PT Cruiser $154 $254 $394 $938

Driver Age

Driver age can have a significant effect on the cost of Chrysler PT Cruiser car insurance. For example, 30-year-old drivers pay approximately $41 more for their Chrysler PT Cruiser car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Los Angeles may pay $807 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Chrysler PT Cruiser car insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser car insurance with violations on their driving record.

Chrysler PT Cruiser Safety Ratings

Your Chrysler PT Cruiser auto insurance rates are tied to the Chrysler PT Cruiser’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Poor
Roof strength Not Tested
Head restraints and seats Poor
Source: Insurance Institute for Highway Safety

Chrysler PT Cruiser Crash Test Ratings

Poor Chrysler PT Cruiser crash test ratings could mean higher Chrysler PT Cruiser car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Chrysler PT Cruiser 4 4 4 5
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chrysler PT Cruiser Safety Features

The more safety features you have on your Chrysler PT Cruiser, the more likely it is that you can earn a discount. The Chrysler PT Cruiser’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chrysler PT Cruiser Finance and Insurance Cost

If you are financing a Chrysler PT Cruiser, you will pay more if you purchase Chrysler PT Cruiser car insurance at the dealership, so be sure to shop around and compare Chrysler PT Cruiser car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chrysler PT Cruiser Insurance

There are many ways that you can save on Chrysler PT Cruiser car insurance. Below are five actions you can take to find cheap Chrysler PT Cruiser auto insurance rates.

  • Understand that Insurance Companies Can’t Change Your Chrysler PT Cruiser Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Provide Your Chrysler PT Cruiser VIN When Requesting Chrysler PT Cruiser Auto Insurance Quotes
  • Ask About Retiree Discounts

Top Chrysler PT Cruiser Insurance Companies

Who is the top auto insurance company for Chrysler PT Cruiser insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler PT Cruiser auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler PT Cruiser offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Chrysler PT Cruiser Insurance Quotes Online

To start comparing Chrysler PT Cruiser car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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